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DG Stock Analysis - DOLLAR GENERAL CORP AI Rating

DG NYSE Retail-Variety Stores TN CIK: 0000029534
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2026-01-30
BUY
78% Conf
Pending
Analysis scheduled

📊 DG Key Takeaways

Revenue: $42.7B
Net Margin: 3.5%
Free Cash Flow: $2.4B
Current Ratio: 1.13x
Debt/Equity: 0.55x
EPS: $6.85
AI Rating: BUY with 78% confidence

Investment Thesis

Claude

Dollar General demonstrates solid operational fundamentals with steady revenue growth of 5.2% and strong free cash flow generation of $2.4B, supported by healthy interest coverage of 6.7x and manageable leverage. The company's 17.8% ROE and 3.5% net margin reflect efficient capital deployment typical of mature retailers, though modest operating leverage and liquidity concerns present structural challenges.

DG Strengths

Claude
  • + Strong free cash flow generation ($2.4B) with 5.6% FCF margin supports capital returns and debt reduction
  • + Solid profitability with 30.7% gross margin and 17.8% ROE indicating efficient asset utilization
  • + Consistent revenue growth of 5.2% YoY and manageable debt-to-equity ratio of 0.55x
  • + Adequate interest coverage ratio of 6.7x demonstrates debt service capability

DG Risks

Claude
  • ! Weak liquidity position with quick ratio of 0.22x and current ratio of only 1.13x raises short-term solvency concerns
  • ! Low operating margins of 5.2% indicate limited pricing power and high cost structure vulnerability in inflationary environments
  • ! Net income flat YoY (+0.0%) despite revenue growth suggests margin compression and operational challenges
  • ! High leverage with $4.6B long-term debt and total liabilities of $22.5B relative to $8.5B equity creates financial risk

Key Metrics to Watch

Claude
  • * Operating margin trends - any further compression signals structural cost issues
  • * Free cash flow sustainability and capital allocation efficiency
  • * Gross margin maintenance amid competitive and inflationary pressures
  • * Debt reduction progress and liquidity improvement initiatives

DG Financial Metrics

Revenue
$42.7B
Net Income
$1.5B
EPS (Diluted)
$6.85
Free Cash Flow
$2.4B
Total Assets
$31.0B
Cash Position
$1.1B

💡 AI Analyst Insight

DOLLAR GENERAL CORP presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

DG Profitability Ratios

Gross Margin 30.7%
Operating Margin 5.2%
Net Margin 3.5%
ROE 17.8%
ROA 4.9%
FCF Margin 5.6%

DG vs Consumer Sector

How DOLLAR GENERAL CORP compares to Consumer sector averages

Net Margin
DG 3.5%
vs
Sector Avg 8.0%
DG Sector
ROE
DG 17.8%
vs
Sector Avg 18.0%
DG Sector
Current Ratio
DG 1.1x
vs
Sector Avg 1.5x
DG Sector
Debt/Equity
DG 0.5x
vs
Sector Avg 0.8x
DG Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

DG Balance Sheet & Liquidity

Current Ratio
1.13x
Quick Ratio
0.22x
Debt/Equity
0.55x
Debt/Assets
72.5%
Interest Coverage
6.74x
Long-term Debt
$4.6B

DG 5-Year Financial Trend

DG 5-year financial data: Year 2021: Revenue $34.2B, Net Income $1.7B, EPS $6.64. Year 2022: Revenue $37.8B, Net Income $2.7B, EPS $10.62. Year 2023: Revenue $38.7B, Net Income $2.4B, EPS $10.17. Year 2024: Revenue $40.6B, Net Income $2.4B, EPS $10.68. Year 2025: Revenue $42.7B, Net Income $1.7B, EPS $7.55.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: DOLLAR GENERAL CORP's revenue has grown significantly by 25% over the 5-year period, indicating strong business expansion. The most recent EPS of $7.55 reflects profitable operations.

DG Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
5.6%
Free cash flow / Revenue

DG Quarterly Performance

Quarterly financial performance data for DOLLAR GENERAL CORP including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $10.2B $196.5M $0.89
Q2 2025 $10.2B $374.2M $1.70
Q1 2025 $9.9B $363.3M $1.65
Q3 2024 $9.7B $196.5M $0.89
Q2 2024 $9.8B $374.2M $1.70
Q1 2024 $9.3B $363.3M $1.65
Q3 2023 $9.5B $276.2M $1.26
Q2 2023 $9.4B $468.8M $2.13

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

DG Capital Allocation

Operating Cash Flow
$3.6B
Cash generated from operations
Stock Buybacks
$2.7B
Shares repurchased (TTM)
Capital Expenditures
$1.2B
Investment in assets
Dividends Paid
$519.5M
Returned to shareholders

DG SEC Filings

Access official SEC EDGAR filings for DOLLAR GENERAL CORP (CIK: 0000029534)

📋 Recent SEC Filings

Date Form Document Action
Mar 20, 2026 10-K dg-20260130x10k.htm View →
Mar 12, 2026 4 xslF345X05/form4.xml View →
Mar 12, 2026 4 xslF345X05/form4.xml View →
Mar 12, 2026 4 xslF345X05/form4.xml View →
Mar 12, 2026 4 xslF345X05/form4.xml View →

Frequently Asked Questions about DG

What is the AI rating for DG?

DOLLAR GENERAL CORP (DG) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are DG's key strengths?

Claude: Strong free cash flow generation ($2.4B) with 5.6% FCF margin supports capital returns and debt reduction. Solid profitability with 30.7% gross margin and 17.8% ROE indicating efficient asset utilization.

What are the risks of investing in DG?

Claude: Weak liquidity position with quick ratio of 0.22x and current ratio of only 1.13x raises short-term solvency concerns. Low operating margins of 5.2% indicate limited pricing power and high cost structure vulnerability in inflationary environments.

What is DG's revenue and growth?

DOLLAR GENERAL CORP reported revenue of $42.7B.

Does DG pay dividends?

DOLLAR GENERAL CORP pays dividends, with $519.5M distributed to shareholders in the trailing twelve months.

Where can I find DG SEC filings?

Official SEC filings for DOLLAR GENERAL CORP (CIK: 0000029534) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is DG's EPS?

DOLLAR GENERAL CORP has a diluted EPS of $6.85.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2026-01-30 | Powered by Claude AI