📊 CUENW Key Takeaways
Investment Thesis
Cuentas Inc. exhibits severe fundamental distress with negative stockholders' equity of -$3.4M, indicating the company is technically insolvent. Revenue has collapsed 71.2% year-over-year while operating losses exceed $899K, demonstrating a business in acute financial crisis with no clear path to profitability.
CUENW Strengths
- Long-term debt of $120K is manageable relative to total liabilities
- Operating cash flow loss of -$967K suggests some operational activity despite losses
- Data freshness is current as of 2025-09-30
CUENW Risks
- Negative stockholders' equity of -$3.4M indicates technical insolvency and shareholder equity destruction
- Severe liquidity crisis with current ratio of 0.07x and only $1K cash against $3.7M liabilities
- Revenue collapse of 71.2% YoY combined with negative gross margin of -11.1% indicates fundamental business model failure
- Persistent operating losses of -$899K with negative operating margin of -133% demonstrate inability to control costs
- Negative free cash flow of -$978K draining remaining capital with no clear turnaround strategy
Key Metrics to Watch
- Stockholders' equity trend - recovery above zero line critical for solvency
- Revenue stabilization and return to gross profit margin positivity
- Operating cash flow improvement and path to operating income breakeven
CUENW Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
CUENW Profitability Ratios
CUENW vs Default Sector
How Cuentas Inc. compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
CUENW Balance Sheet & Liquidity
CUENW 5-Year Financial Trend
5-Year Trend Summary: Cuentas Inc.'s revenue has grown significantly by 143% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.95 indicates the company is currently unprofitable.
CUENW Growth Metrics (YoY)
CUENW Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $4.0K | -$296.0K | $-0.11 |
| Q2 2025 | $34.0K | -$21.0K | $-0.01 |
| Q1 2025 | $639.0K | -$399.0K | $-0.15 |
| Q3 2024 | $4.0K | -$399.0K | $-0.13 |
| Q2 2024 | $34.0K | -$1.4M | $-0.67 |
| Q1 2024 | $64.0K | -$445.0K | $-0.15 |
| Q3 2023 | $895.0K | -$1.2M | $-0.53 |
| Q2 2023 | $40.0K | -$1.4M | $-0.67 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
CUENW Capital Allocation
CUENW SEC Filings
Access official SEC EDGAR filings for Cuentas Inc. (CIK: 0001424657)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CUENW
What is the AI rating for CUENW?
Cuentas Inc. (CUENW) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.
What are CUENW's key strengths?
Long-term debt of $120K is manageable relative to total liabilities. Operating cash flow loss of -$967K suggests some operational activity despite losses.
What are the risks of investing in CUENW?
Negative stockholders' equity of -$3.4M indicates technical insolvency and shareholder equity destruction. Severe liquidity crisis with current ratio of 0.07x and only $1K cash against $3.7M liabilities.
What is CUENW's revenue and growth?
Cuentas Inc. reported revenue of $676.0K.
Does CUENW pay dividends?
Cuentas Inc. does not currently pay dividends.
Where can I find CUENW SEC filings?
Official SEC filings for Cuentas Inc. (CIK: 0001424657) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CUENW's EPS?
Cuentas Inc. has a diluted EPS of $-0.12.
How is the AI analysis conducted?
Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.