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CTSH Stock Analysis - COGNIZANT TECHNOLOGY SOLUTIONS CORP AI Rating

CTSH Nasdaq Services-Computer Programming Services CIK: 0001058290
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
AI Rating
BUY
78% Confidence

📊 CTSH Key Takeaways

Revenue: $21.1B
Net Margin: 10.6%
Free Cash Flow: $2.6B
Current Ratio: 2.14x
Debt/Equity: 0.04x
EPS: $4.56
AI Rating: BUY with 78% confidence

Investment Thesis

Cognizant demonstrates solid financial health with strong cash generation (12.3% FCF margin, $2.6B annually) and exceptional balance sheet strength (0.04x debt/equity, 96.8x interest coverage). However, revenue stagnation (+0.0% YoY) and modest net income decline (-0.4% YoY) indicate growth challenges despite maintaining healthy profitability margins (10.6% net margin, 16.1% operating margin).

CTSH Strengths

  • + Exceptional balance sheet with minimal leverage (0.04x debt/equity) and substantial liquidity (2.14x current ratio)
  • + Strong and consistent free cash flow generation ($2.6B annually, 12.3% FCF margin) demonstrates operational efficiency
  • + Solid profitability with 10.6% net margin and 14.9% ROE despite revenue headwinds
  • + Excellent interest coverage ratio (96.8x) indicating negligible financial distress risk

CTSH Risks

  • ! Revenue stagnation at +0.0% YoY signals mature market or competitive pressures in IT services sector
  • ! Net income declining (-0.4% YoY) suggests margin compression or operational challenges despite flat revenue
  • ! High insider activity (51 Form 4 filings in 90 days) warrants monitoring for potential governance or confidence concerns
  • ! Lack of gross margin data limits visibility into underlying pricing power and cost structure dynamics

Key Metrics to Watch

CTSH Financial Metrics

Revenue
$21.1B
Net Income
$2.2B
EPS (Diluted)
$4.56
Free Cash Flow
$2.6B
Total Assets
$20.7B
Cash Position
$1.9B

💡 AI Analyst Insight

Strong liquidity with a 2.14x current ratio provides a solid financial cushion.

CTSH Profitability Ratios

Gross Margin N/A
Operating Margin 16.1%
Net Margin 10.6%
ROE 14.9%
ROA 10.8%
FCF Margin 12.3%

CTSH vs Technology Sector

How COGNIZANT TECHNOLOGY SOLUTIONS CORP compares to Technology sector averages

Net Margin
CTSH 10.6%
vs
Sector Avg 18.0%
CTSH Sector
ROE
CTSH 14.9%
vs
Sector Avg 22.0%
CTSH Sector
Current Ratio
CTSH 2.1x
vs
Sector Avg 2.5x
CTSH Sector
Debt/Equity
CTSH 0.0x
vs
Sector Avg 0.5x
CTSH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CTSH Balance Sheet & Liquidity

Current Ratio
2.14x
Quick Ratio
2.14x
Debt/Equity
0.04x
Debt/Assets
27.4%
Interest Coverage
96.83x
Long-term Debt
$543.0M

CTSH 5-Year Financial Trend

CTSH 5-year financial data: Year 2021: Revenue $18.5B, Net Income $1.8B, EPS $3.29. Year 2022: Revenue $19.4B, Net Income $1.4B, EPS $2.57. Year 2023: Revenue $19.4B, Net Income $2.1B, EPS $4.05. Year 2024: Revenue $19.7B, Net Income $2.3B, EPS $4.41. Year 2025: Revenue $21.1B, Net Income $2.1B, EPS $4.21.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: COGNIZANT TECHNOLOGY SOLUTIONS CORP's revenue has grown significantly by 14% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.21 reflects profitable operations.

CTSH Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
12.3%
Free cash flow / Revenue

CTSH Quarterly Performance

Quarterly financial performance data for COGNIZANT TECHNOLOGY SOLUTIONS CORP including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $5.0B $274.0M $0.56
Q2 2025 $4.9B $546.0M $1.14
Q1 2025 $4.8B $546.0M $1.10
Q3 2024 $4.9B $463.0M $1.04
Q2 2024 $4.9B $463.0M $0.91
Q1 2024 $4.8B $546.0M $1.10
Q3 2023 $4.9B $463.0M $1.04
Q2 2023 $4.9B $463.0M $0.91

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CTSH Capital Allocation

Operating Cash Flow
$2.9B
Cash generated from operations
Stock Buybacks
$1.4B
Shares repurchased (TTM)
Capital Expenditures
$288.0M
Investment in assets
Dividends Paid
$610.0M
Returned to shareholders

CTSH SEC Filings

Access official SEC EDGAR filings for COGNIZANT TECHNOLOGY SOLUTIONS CORP (CIK: 0001058290)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 4 xslF345X05/wk-form4_1773779477.xml View →
Mar 17, 2026 4 xslF345X05/wk-form4_1773779429.xml View →
Mar 17, 2026 4 xslF345X05/wk-form4_1773779382.xml View →
Mar 17, 2026 4 xslF345X05/wk-form4_1773779345.xml View →
Mar 17, 2026 4 xslF345X05/wk-form4_1773779302.xml View →

Frequently Asked Questions about CTSH

What is the AI rating for CTSH?

COGNIZANT TECHNOLOGY SOLUTIONS CORP (CTSH) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CTSH's key strengths?

Exceptional balance sheet with minimal leverage (0.04x debt/equity) and substantial liquidity (2.14x current ratio). Strong and consistent free cash flow generation ($2.6B annually, 12.3% FCF margin) demonstrates operational efficiency.

What are the risks of investing in CTSH?

Revenue stagnation at +0.0% YoY signals mature market or competitive pressures in IT services sector. Net income declining (-0.4% YoY) suggests margin compression or operational challenges despite flat revenue.

What is CTSH's revenue and growth?

COGNIZANT TECHNOLOGY SOLUTIONS CORP reported revenue of $21.1B.

Does CTSH pay dividends?

COGNIZANT TECHNOLOGY SOLUTIONS CORP pays dividends, with $610.0M distributed to shareholders in the trailing twelve months.

Where can I find CTSH SEC filings?

Official SEC filings for COGNIZANT TECHNOLOGY SOLUTIONS CORP (CIK: 0001058290) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CTSH's EPS?

COGNIZANT TECHNOLOGY SOLUTIONS CORP has a diluted EPS of $4.56.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI