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CTLPP Stock Analysis - CANTALOUPE, INC. AI Rating

CTLPP Nasdaq Calculating & Accounting Machines (No Electronic Computers) PA CIK: 0000896429
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
62% Confidence

📊 CTLPP Key Takeaways

Revenue: $159.6M
Net Margin: -0.6%
Free Cash Flow: $2.9M
Current Ratio: 1.92x
Debt/Equity: 0.15x
EPS: $-0.02
AI Rating: HOLD with 62% confidence

Investment Thesis

Cantaloupe demonstrates solid revenue growth of 12.6% YoY and maintains healthy gross margins of 47.3%, indicating strong operational efficiency in its core business. However, the company is unprofitable at the net income level with a -0.6% net margin and minimal operating leverage (2.0% operating margin), raising concerns about the sustainability of current margins and management's ability to convert growing revenue into profits.

CTLPP Strengths

  • + Double-digit revenue growth (12.6% YoY) demonstrating market demand
  • + Strong gross margin of 47.3% indicating pricing power and operational efficiency
  • + Solid balance sheet with debt-to-equity ratio of 0.15x and current ratio of 1.92x showing financial stability
  • + Positive free cash flow of $2.9M despite net losses, suggesting underlying business cash generation

CTLPP Risks

  • ! Unprofitable operations with net loss of $989K despite $159.6M revenue, indicating structural margin compression issues
  • ! Critically low operating margin of 2.0% leaves minimal room for error and suggests SG&A expenses are consuming most gross profit
  • ! Weak interest coverage ratio of 1.4x indicates limited cushion for debt service obligations
  • ! Near-zero returns on equity (-0.4%) and assets (-0.3%) despite substantial capital base, signaling poor capital deployment efficiency

Key Metrics to Watch

CTLPP Financial Metrics

Revenue
$159.6M
Net Income
$-989.0K
EPS (Diluted)
$-0.02
Free Cash Flow
$2.9M
Total Assets
$381.9M
Cash Position
$53.0M

💡 AI Analyst Insight

The relatively thin 1.8% FCF margin may limit capital allocation flexibility.

CTLPP Profitability Ratios

Gross Margin 47.3%
Operating Margin 2.0%
Net Margin -0.6%
ROE -0.4%
ROA -0.3%
FCF Margin 1.8%

CTLPP vs Technology Sector

How CANTALOUPE, INC. compares to Technology sector averages

Net Margin
CTLPP -0.6%
vs
Sector Avg 18.0%
CTLPP Sector
ROE
CTLPP -0.4%
vs
Sector Avg 22.0%
CTLPP Sector
Current Ratio
CTLPP 1.9x
vs
Sector Avg 2.5x
CTLPP Sector
Debt/Equity
CTLPP 0.1x
vs
Sector Avg 0.5x
CTLPP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CTLPP Balance Sheet & Liquidity

Current Ratio
1.92x
Quick Ratio
1.31x
Debt/Equity
0.15x
Debt/Assets
33.2%
Interest Coverage
1.39x
Long-term Debt
$37.7M

CTLPP 5-Year Financial Trend

CTLPP 5-year financial data: Year 2020: Revenue $163.2M, Net Income -$11.3M, EPS $-0.23. Year 2021: Revenue $166.9M, Net Income -$29.9M, EPS $-0.51. Year 2023: Revenue $243.6M, Net Income -$8.7M, EPS $-0.14. Year 2024: Revenue $268.6M, Net Income -$1.7M, EPS $-0.03. Year 2025: Revenue $302.5M, Net Income $633.0K, EPS $0.00.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CANTALOUPE, INC.'s revenue has grown significantly by 85% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.00 indicates the company is currently unprofitable.

CTLPP Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
1.8%
Free cash flow / Revenue

CTLPP Quarterly Performance

Quarterly financial performance data for CANTALOUPE, INC. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $73.7M -$70.0K $0.00
Q1 2026 $70.8M -$919.0K $-0.02
Q3 2025 $67.9M $4.7M $0.06
Q2 2025 $65.4M $2.0M $0.04
Q1 2025 $62.7M $2.0M $0.02
Q3 2024 $60.4M -$573.0K $-0.04
Q2 2024 $61.3M -$573.0K $-0.01
Q1 2024 $57.8M $2.0M $0.02

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CTLPP Capital Allocation

Operating Cash Flow
$10.1M
Cash generated from operations
Capital Expenditures
$7.2M
Investment in assets
Dividends
None
No dividend program

CTLPP SEC Filings

Access official SEC EDGAR filings for CANTALOUPE, INC. (CIK: 0000896429)

📋 Recent SEC Filings

Date Form Document Action
Feb 6, 2026 10-Q ctlp-20251231.htm View →
Nov 21, 2025 8-K usat-20251119.htm View →
Nov 20, 2025 4 xslF345X05/wk-form4_1763643600.xml View →
Nov 6, 2025 10-Q ctlp-20250930.htm View →
Oct 10, 2025 DEF 14A ctlp-20251010.htm View →

Frequently Asked Questions about CTLPP

What is the AI rating for CTLPP?

CANTALOUPE, INC. (CTLPP) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CTLPP's key strengths?

Double-digit revenue growth (12.6% YoY) demonstrating market demand. Strong gross margin of 47.3% indicating pricing power and operational efficiency.

What are the risks of investing in CTLPP?

Unprofitable operations with net loss of $989K despite $159.6M revenue, indicating structural margin compression issues. Critically low operating margin of 2.0% leaves minimal room for error and suggests SG&A expenses are consuming most gross profit.

What is CTLPP's revenue and growth?

CANTALOUPE, INC. reported revenue of $159.6M.

Does CTLPP pay dividends?

CANTALOUPE, INC. does not currently pay dividends.

Where can I find CTLPP SEC filings?

Official SEC filings for CANTALOUPE, INC. (CIK: 0000896429) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CTLPP's EPS?

CANTALOUPE, INC. has a diluted EPS of $-0.02.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI