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CRDF Stock Analysis - Cardiff Oncology, Inc. AI Rating

CRDF Nasdaq Biological Products, (No Diagnostic Substances) DE CIK: 0001213037
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
STRONG SELL
92% Confidence

📊 CRDF Key Takeaways

Revenue: $593.0K
Net Margin: -7,732.0%
Free Cash Flow: $-38.0M
Current Ratio: 3.67x
Debt/Equity: 0.00x
EPS: $-0.69
AI Rating: STRONG SELL with 92% confidence

Investment Thesis

Cardiff Oncology is a pre-revenue clinical-stage biotech company with severe cash burn (-$37.9M operating cash flow) and minimal revenue ($593K), indicating the company is not yet commercializing products effectively. With only 17.5 months of cash runway at current burn rates and no clear path to profitability, the company faces significant financial distress risk despite having zero debt.

CRDF Strengths

  • + Strong liquidity position with 3.67x current ratio providing near-term operational flexibility
  • + Zero long-term debt eliminates financial leverage risk and provides balance sheet flexibility
  • + Positive equity cushion of $45.4M provides some buffer against losses

CRDF Risks

  • ! Severe cash burn of $37.9M annually with only $17.5M cash on hand represents critical runway risk
  • ! Revenue of $593K is negligible and declining 13.2% YoY, indicating failed commercialization or clinical translation
  • ! Operating losses of $49.0M and negative net margin of -7732% demonstrate unsustainable unit economics with no viable business model

Key Metrics to Watch

CRDF Financial Metrics

Revenue
$593.0K
Net Income
$-45.9M
EPS (Diluted)
$-0.69
Free Cash Flow
$-38.0M
Total Assets
$61.9M
Cash Position
$17.5M

💡 AI Analyst Insight

Strong liquidity with a 3.67x current ratio provides a solid financial cushion.

CRDF Profitability Ratios

Gross Margin N/A
Operating Margin -8,256.3%
Net Margin -7,732.0%
ROE -101.0%
ROA -74.1%
FCF Margin -6,402.5%

CRDF vs Healthcare Sector

How Cardiff Oncology, Inc. compares to Healthcare sector averages

Net Margin
CRDF -7,732.0%
vs
Sector Avg 12.0%
CRDF Sector
ROE
CRDF -101.0%
vs
Sector Avg 15.0%
CRDF Sector
Current Ratio
CRDF 3.7x
vs
Sector Avg 2.0x
CRDF Sector
Debt/Equity
CRDF 0.0x
vs
Sector Avg 0.6x
CRDF Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CRDF Balance Sheet & Liquidity

Current Ratio
3.67x
Quick Ratio
3.67x
Debt/Equity
0.00x
Debt/Assets
26.7%
Interest Coverage
N/A
Long-term Debt
$0.0

CRDF 5-Year Financial Trend

CRDF 5-year financial data: Year 2021: Revenue $366.0K, Net Income -$19.3M, EPS $-1.08. Year 2022: Revenue $386.0K, Net Income -$28.3M, EPS $-0.73. Year 2023: Revenue $488.0K, Net Income -$38.7M, EPS $-0.89. Year 2024: Revenue $683.0K, Net Income -$41.4M, EPS $-0.93. Year 2025: Revenue $683.0K, Net Income -$45.4M, EPS $-0.95.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cardiff Oncology, Inc.'s revenue has grown significantly by 87% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.95 indicates the company is currently unprofitable.

CRDF Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-6,402.5%
Free cash flow / Revenue

CRDF Quarterly Performance

Quarterly financial performance data for Cardiff Oncology, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $120.0K -$10.0M $-0.17
Q2 2025 $121.0K -$10.0M $-0.21
Q1 2025 $109.0K -$10.0M $-0.20
Q3 2024 $141.0K -$9.7M $-0.22
Q2 2024 $108.0K -$10.0M $-0.25
Q1 2024 $83.0K -$10.0M $-0.22
Q3 2023 $93.0K -$8.6M $-0.20
Q2 2023 $91.0K -$10.4M $-0.24

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CRDF Capital Allocation

Operating Cash Flow
-$37.9M
Cash generated from operations
Stock Buybacks
$500.0K
Shares repurchased (TTM)
Capital Expenditures
$44.0K
Investment in assets
Dividends
None
No dividend program

CRDF SEC Filings

Access official SEC EDGAR filings for Cardiff Oncology, Inc. (CIK: 0001213037)

📋 Recent SEC Filings

Date Form Document Action
Feb 25, 2026 8-K crdf-20260225.htm View →
Feb 24, 2026 8-K crdf-20260224.htm View →
Feb 24, 2026 10-K crdf-20251231.htm View →
Feb 18, 2026 4 xslF345X05/ownership.xml View →
Feb 18, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about CRDF

What is the AI rating for CRDF?

Cardiff Oncology, Inc. (CRDF) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CRDF's key strengths?

Strong liquidity position with 3.67x current ratio providing near-term operational flexibility. Zero long-term debt eliminates financial leverage risk and provides balance sheet flexibility.

What are the risks of investing in CRDF?

Severe cash burn of $37.9M annually with only $17.5M cash on hand represents critical runway risk. Revenue of $593K is negligible and declining 13.2% YoY, indicating failed commercialization or clinical translation.

What is CRDF's revenue and growth?

Cardiff Oncology, Inc. reported revenue of $593.0K.

Does CRDF pay dividends?

Cardiff Oncology, Inc. does not currently pay dividends.

Where can I find CRDF SEC filings?

Official SEC filings for Cardiff Oncology, Inc. (CIK: 0001213037) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CRDF's EPS?

Cardiff Oncology, Inc. has a diluted EPS of $-0.69.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI