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Cricut, Inc. (CRCT) Stock Fundamental Analysis & AI Rating 2026

CRCT Nasdaq Special Industry Machinery, NEC DE CIK: 0001828962
Recently Updated • Analysis: May 7, 2026 • SEC Data: 2026-03-31
Combined AI Rating
BUY
75% Confidence
AGREEMENT
HOLD
72% Conf
BUY
78% Conf

📊 CRCT Key Takeaways

Revenue: $159.5M
Net Margin: 12.7%
Free Cash Flow: $26.9M
Current Ratio: 2.72x
Debt/Equity: 0.00x
EPS: $0.10
AI Rating: HOLD with 72% confidence
Cricut, Inc. (CRCT) receives a BUY rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $159.5M, net profit margin of 12.7%, and return on equity (ROE) of 5.7%, Cricut, Inc. demonstrates strong fundamentals in the Industrial sector. Below is our complete CRCT stock analysis for 2026.

Is Cricut, Inc. (CRCT) a Good Investment?

Claude

Cricut demonstrates exceptional financial health with zero debt, fortress cash reserves ($236.5M), and strong profitability margins (58.1% gross, 12.7% net), but is hampered by revenue contraction (-0.5% YoY) and anemic capital returns (5.7% ROE, 3.7% ROA) despite substantial equity. The company is fundamentally sound and cash-generative but lacks compelling growth catalysts.

ChatGPT

Cricut shows strong underlying fundamentals with high gross margins, improving net income, and exceptional cash generation despite essentially flat revenue. The balance sheet is notably strong, with substantial cash, no long-term debt, and healthy liquidity, which supports resilience and strategic flexibility. The main question is whether earnings growth can remain durable without a return to clearer top-line expansion.

Why Buy Cricut, Inc. Stock? CRCT Key Strengths

Claude
  • + Fortress balance sheet with no long-term debt and $236.5M cash (43% of assets)
  • + Excellent liquidity position with 2.72x current ratio and 2.05x quick ratio
  • + Strong profitability with 58.1% gross margin and 16.8% FCF margin despite revenue headwinds
  • + Positive operational leverage demonstrated by 20.7% YoY EPS growth amid flat revenue
ChatGPT
  • + High profitability with 55.1% gross margin and 13.5% operating margin
  • + Very strong financial health with $256.22M cash, no long-term debt, and 2.26x current ratio
  • + Excellent cash generation with $200.23M operating cash flow and 28.2% FCF margin

CRCT Stock Risks: Cricut, Inc. Investment Risks

Claude
  • ! Revenue contraction (-0.5% YoY) indicating market headwinds or demand saturation in core craft market
  • ! Weak return on equity (5.7%) and return on assets (3.7%) suggest inefficient capital deployment relative to large cash hoard
  • ! Minimal capital expenditure relative to asset base suggests mature, non-growth business trajectory
  • ! High insider Form 4 activity (12 filings in 90 days) warrants monitoring for potential management concerns
ChatGPT
  • ! Revenue declined 0.5% YoY, indicating limited top-line momentum
  • ! Recent earnings improvement may rely more on margin discipline than sustainable sales growth
  • ! Missing capital expenditure detail makes free cash flow quality harder to fully assess

Key Metrics to Watch

Claude
  • * Revenue growth trajectory and year-over-year change direction in next quarterly reporting
  • * Return on equity improvement given substantial balance sheet optionality
  • * Operating cash flow sustainability and free cash flow conversion rates
  • * Insider transaction patterns and management commentary on growth initiatives
ChatGPT
  • * Revenue growth and recurring demand trends
  • * Operating margin and free cash flow margin sustainability

Cricut, Inc. (CRCT) Financial Metrics & Key Ratios

Revenue
$159.5M
Net Income
$20.3M
EPS (Diluted)
$0.10
Free Cash Flow
$26.9M
Total Assets
$543.8M
Cash Position
$236.5M

💡 AI Analyst Insight

Strong liquidity with a 2.72x current ratio provides a solid financial cushion.

CRCT Profit Margin, ROE & Profitability Analysis

Gross Margin 58.1%
Operating Margin 14.4%
Net Margin 12.7%
ROE 5.7%
ROA 3.7%
FCF Margin 16.8%

CRCT vs Industrial Sector: How Cricut, Inc. Compares

How Cricut, Inc. compares to Industrial sector averages

Net Margin
CRCT 12.7%
vs
Sector Avg 10.0%
CRCT Sector
ROE
CRCT 5.7%
vs
Sector Avg 15.0%
CRCT Sector
Current Ratio
CRCT 2.7x
vs
Sector Avg 1.8x
CRCT Sector
Debt/Equity
CRCT 0.0x
vs
Sector Avg 0.7x
CRCT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Cricut, Inc. Stock Overvalued? CRCT Valuation Analysis 2026

Based on fundamental analysis, Cricut, Inc. has mixed fundamental signals relative to the Industrial sector in 2026.

Return on Equity
5.7%
Sector avg: 15%
Net Profit Margin
12.7%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Cricut, Inc. Balance Sheet: CRCT Debt, Cash & Liquidity

Current Ratio
2.72x
Quick Ratio
2.05x
Debt/Equity
0.00x
Debt/Assets
34.3%
Interest Coverage
40.36x
Long-term Debt
N/A

CRCT Revenue & Earnings Growth: 5-Year Financial Trend

CRCT 5-year financial data: Year 2021: Revenue $1.3B, Net Income $39.2M, EPS $0.19. Year 2022: Revenue $1.3B, Net Income $154.6M, EPS $0.74. Year 2023: Revenue $1.3B, Net Income $140.5M, EPS $0.64. Year 2024: Revenue $886.3M, Net Income $60.7M, EPS $0.28. Year 2025: Revenue $765.1M, Net Income $53.6M, EPS $0.24.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cricut, Inc.'s revenue has declined by 41% over the 5-year period, indicating business contraction. The most recent EPS of $0.24 reflects profitable operations.

CRCT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
16.8%
Free cash flow / Revenue

CRCT Quarterly Earnings & Performance

Quarterly financial performance data for Cricut, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $159.5M $20.3M $0.10
Q3 2025 $167.9M $11.5M $0.05
Q2 2025 $167.9M $19.6M $0.09
Q3 2024 $167.9M $9.1M $0.05
Q2 2024 $167.9M $9.1M $0.07
Q1 2024 $162.6M $9.1M $0.04
Q3 2023 $174.9M $9.1M $0.06
Q2 2023 $177.8M $9.1M $0.06

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Cricut, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$26.9M
Cash generated from operations
Stock Buybacks
$12.3M
Shares repurchased (TTM)
Dividends Paid
$21.2M
Returned to shareholders

CRCT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Cricut, Inc. (CIK: 0001828962)

📋 Recent SEC Filings

Date Form Document Action
May 6, 2026 10-Q crct-20260331.htm View →
May 5, 2026 8-K crct-20260505.htm View →
Apr 21, 2026 DEF 14A crct-20260421.htm View →
Apr 14, 2026 4 xslF345X06/wk-form4_1776197625.xml View →
Apr 14, 2026 4 xslF345X06/wk-form4_1776197566.xml View →

Frequently Asked Questions about CRCT

What is the AI rating for CRCT?

Cricut, Inc. (CRCT) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CRCT's key strengths?

Claude: Fortress balance sheet with no long-term debt and $236.5M cash (43% of assets). Excellent liquidity position with 2.72x current ratio and 2.05x quick ratio. ChatGPT: High profitability with 55.1% gross margin and 13.5% operating margin. Very strong financial health with $256.22M cash, no long-term debt, and 2.26x current ratio.

What are the risks of investing in CRCT?

Claude: Revenue contraction (-0.5% YoY) indicating market headwinds or demand saturation in core craft market. Weak return on equity (5.7%) and return on assets (3.7%) suggest inefficient capital deployment relative to large cash hoard. ChatGPT: Revenue declined 0.5% YoY, indicating limited top-line momentum. Recent earnings improvement may rely more on margin discipline than sustainable sales growth.

What is CRCT's revenue and growth?

Cricut, Inc. reported revenue of $159.5M.

Does CRCT pay dividends?

Cricut, Inc. pays dividends, with $21.2M distributed to shareholders in the trailing twelve months.

Where can I find CRCT SEC filings?

Official SEC filings for Cricut, Inc. (CIK: 0001828962) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CRCT's EPS?

Cricut, Inc. has a diluted EPS of $0.10.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CRCT a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Cricut, Inc. has a BUY rating with 75% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is CRCT stock overvalued or undervalued?

Valuation metrics for CRCT: ROE of 5.7% (sector avg: 15%), net margin of 12.7% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy CRCT stock in 2026?

Our dual AI analysis gives Cricut, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is CRCT's free cash flow?

Cricut, Inc.'s operating cash flow is $26.9M, with capital expenditures of N/A. FCF margin is 16.8%.

How does CRCT compare to other Industrial stocks?

Vs Industrial sector averages: Net margin 12.7% (avg: 10%), ROE 5.7% (avg: 15%), current ratio 2.72 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 7, 2026 | Data as of: 2026-03-31 | Powered by Claude AI