IBM vs WDAY: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

WDAY has stronger fundamentals based on our AI analysis.

IBM
INTERNATIONAL BUSINESS MACHINES CORP
BUY
76%
Confidence
VS
WDAY
Workday, Inc.
BUY
78%
Confidence

IBM vs WDAY Fundamental Comparison

Metric IBM WDAY
Revenue $15.9B $9.6B
Net Income $1.2B $693.0M
Net Margin 7.6% 7.3%
ROE 3.7% 8.9%
ROA 0.8% 3.8%
Current Ratio 0.80x 1.32x
Debt/Equity 1.75x 0.38x
EPS $1.28 $2.59

Green = Better metric | Red = Weaker metric

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Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Strong Buy Undervalued Growth Dividend

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IBM vs WDAY: Frequently Asked Questions

Is IBM or WDAY a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), WDAY has stronger fundamentals. IBM is rated BUY (76% confidence) while WDAY is rated BUY (78% confidence). This is not investment advice.

How does IBM compare to WDAY fundamentally?

INTERNATIONAL BUSINESS MACHINES CORP has ROE of 3.7% vs Workday, Inc.'s 8.9%. Net margins are 7.6% vs 7.3% respectively.

Which stock pays higher dividends, IBM or WDAY?

IBM has a dividend yield of N/A or no dividend while WDAY has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in IBM or WDAY for long term?

For long-term investing, consider that IBM has BUY rating with 76% confidence, while WDAY has BUY rating with 78% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about IBM vs WDAY?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For IBM vs WDAY, the AI consensus favors WDAY based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.