IBM vs WDAY: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

IBM has stronger fundamentals based on our AI analysis.

IBM
INTERNATIONAL BUSINESS MACHINES CORP
A
76%
Confidence
VS
WDAY
Workday, Inc.
A
72%
Confidence

IBM vs WDAY Fundamental Comparison

Metric IBM WDAY
Revenue $15.9B $2.5B
Net Income $1.2B $222.0M
Net Margin 7.6% 8.7%
ROE 3.7% 3.3%
ROA 0.8% 1.4%
Current Ratio 0.80x 1.01x
Debt/Equity 1.75x 0.45x
EPS $1.28 $0.87

Green = Better metric | Red = Weaker metric

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Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Top Rated Undervalued Growth Dividend

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IBM vs WDAY: Frequently Asked Questions

Is IBM or WDAY the better stock in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), IBM has stronger fundamentals. IBM is graded A (76% confidence) while WDAY is graded A (72% confidence). This is not investment advice.

How does IBM compare to WDAY fundamentally?

INTERNATIONAL BUSINESS MACHINES CORP has ROE of 3.7% vs Workday, Inc.'s 3.3%. Net margins are 7.6% vs 8.7% respectively.

Which stock pays higher dividends, IBM or WDAY?

IBM has a dividend yield of N/A or no dividend while WDAY has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in IBM or WDAY for long term?

For long-term investing, consider that IBM has a A grade with 76% confidence, while WDAY has a A grade with 72% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about IBM vs WDAY?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For IBM vs WDAY, the AI consensus favors IBM based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.