FIGS vs FICO: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

FIGS has stronger fundamentals based on our AI analysis.

FIGS
FIGS, Inc.
BUY
75%
Confidence
VS
FICO
FAIR ISAAC CORP
HOLD
62%
Confidence

FIGS vs FICO Fundamental Comparison

Metric FIGS FICO
Revenue $631.1M $512.0M
Net Income $34.3M $158.4M
Net Margin 5.4% 30.9%
ROE 7.8% N/A
ROA 5.9% 8.5%
Current Ratio 4.94x 0.93x
Debt/Equity 0.00x N/A
EPS $0.19 $6.61

Green = Better metric | Red = Weaker metric

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FIGS vs FICO: Frequently Asked Questions

Is FIGS or FICO a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), FIGS has stronger fundamentals. FIGS is rated BUY (75% confidence) while FICO is rated HOLD (62% confidence). This is not investment advice.

How does FIGS compare to FICO fundamentally?

FIGS, Inc. has ROE of 7.8% vs FAIR ISAAC CORP's N/A. Net margins are 5.4% vs 30.9% respectively.

Which stock pays higher dividends, FIGS or FICO?

FIGS has a dividend yield of N/A or no dividend while FICO has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in FIGS or FICO for long term?

For long-term investing, consider that FIGS has BUY rating with 75% confidence, while FICO has HOLD rating with 62% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about FIGS vs FICO?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For FIGS vs FICO, the AI consensus favors FIGS based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.