FICO vs MSFT: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

MSFT has stronger fundamentals based on our AI analysis.

FICO
FAIR ISAAC CORP
HOLD
62%
Confidence
VS
MSFT
MICROSOFT CORP
BUY
91%
Confidence

FICO vs MSFT Fundamental Comparison

Metric FICO MSFT
Revenue $512.0M $158.9B
Net Income $158.4M $66.2B
Net Margin 30.9% 41.7%
ROE N/A 16.9%
ROA 8.5% 10.0%
Current Ratio 0.93x 1.39x
Debt/Equity N/A 0.10x
EPS $6.61 $8.87

Green = Better metric | Red = Weaker metric

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FICO vs MSFT: Frequently Asked Questions

Is FICO or MSFT a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), MSFT has stronger fundamentals. FICO is rated HOLD (62% confidence) while MSFT is rated BUY (91% confidence). This is not investment advice.

How does FICO compare to MSFT fundamentally?

FAIR ISAAC CORP has ROE of N/A vs MICROSOFT CORP's 16.9%. Net margins are 30.9% vs 41.7% respectively.

Which stock pays higher dividends, FICO or MSFT?

FICO has a dividend yield of N/A or no dividend while MSFT has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in FICO or MSFT for long term?

For long-term investing, consider that FICO has HOLD rating with 62% confidence, while MSFT has BUY rating with 91% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about FICO vs MSFT?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For FICO vs MSFT, the AI consensus favors MSFT based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.