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FIGS Stock Analysis 2026 - FIGS, Inc. AI Rating

FIGS NYSE Apparel & Other Finishd Prods of Fabrics & Similar Matl DE CIK: 0001846576
Recently Updated • Analysis: Mar 24, 2026 • SEC Data: 2025-12-31
BUY
75% Conf
Pending
Analysis scheduled

📊 FIGS Key Takeaways

Revenue: $631.1M
Net Margin: 5.4%
Free Cash Flow: $53.0M
Current Ratio: 4.94x
Debt/Equity: 0.00x
EPS: $0.19
AI Rating: BUY with 75% confidence

Is FIGS a Good Investment? Thesis Analysis

Claude

FIGS demonstrates strong operational fundamentals with robust revenue growth of 13.6% YoY, exceptional gross margins of 66.5%, and healthy free cash flow generation of $53.0M. The company maintains an exceptionally strong balance sheet with minimal leverage, high liquidity ratios, and consistent cash conversion, positioning it well for sustainable growth.

Why Buy FIGS? Key Strengths

Claude
  • + Exceptional gross margin of 66.5% indicates strong pricing power and operational efficiency
  • + Solid revenue growth of 13.6% YoY with improving net income performance
  • + Outstanding balance sheet health with zero long-term debt and current ratio of 4.94x
  • + Excellent cash generation with $53.0M free cash flow and 8.4% FCF margin
  • + Strong liquidity position with $82.0M in cash equivalents

FIGS Investment Risks to Consider

Claude
  • ! Operating margin of 6.0% is relatively thin, indicating limited pricing power at operational level despite high gross margins
  • ! Low return on equity of 7.8% and ROA of 5.9% suggest suboptimal capital efficiency
  • ! Net margin of only 5.4% leaves limited buffer for economic downturns or cost pressures
  • ! Competitive apparel sector may face margin compression from supply chain inflation or increased competition
  • ! Recent insider activity with 7 Form 4 filings warrants monitoring for potential directional signals

Key Metrics to Watch

Claude
  • * Operating margin expansion and overhead cost management
  • * Revenue growth sustainability and same-store sales trends
  • * Return on equity improvement and capital allocation efficiency
  • * Free cash flow conversion rate and working capital management
  • * Gross margin maintenance amid potential input cost pressures

FIGS Financial Metrics

Revenue
$631.1M
Net Income
$34.3M
EPS (Diluted)
$0.19
Free Cash Flow
$53.0M
Total Assets
$580.0M
Cash Position
$82.0M

💡 AI Analyst Insight

Strong liquidity with a 4.94x current ratio provides a solid financial cushion.

FIGS Profitability Ratios

Gross Margin 66.5%
Operating Margin 6.0%
Net Margin 5.4%
ROE 7.8%
ROA 5.9%
FCF Margin 8.4%

FIGS vs Default Sector

How FIGS, Inc. compares to Default sector averages

Net Margin
FIGS 5.4%
vs
Sector Avg 12.0%
FIGS Sector
ROE
FIGS 7.8%
vs
Sector Avg 15.0%
FIGS Sector
Current Ratio
FIGS 4.9x
vs
Sector Avg 1.8x
FIGS Sector
Debt/Equity
FIGS 0.0x
vs
Sector Avg 0.7x
FIGS Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is FIGS Overvalued or Undervalued?

Based on fundamental analysis, FIGS, Inc. has mixed fundamental signals relative to the Default sector in 2026.

Return on Equity
7.8%
Sector avg: 15%
Net Profit Margin
5.4%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

FIGS Balance Sheet & Liquidity

Current Ratio
4.94x
Quick Ratio
3.53x
Debt/Equity
0.00x
Debt/Assets
24.6%
Interest Coverage
N/A
Long-term Debt
N/A

FIGS 5-Year Financial Trend & Growth Analysis

FIGS 5-year financial data: Year 2021: Revenue $419.6M, Net Income $112.0K, EPS $0.00. Year 2022: Revenue $505.8M, Net Income $49.8M, EPS $0.30. Year 2023: Revenue $545.6M, Net Income -$9.6M, EPS $-0.06. Year 2024: Revenue $555.6M, Net Income $21.2M, EPS $0.11. Year 2025: Revenue $631.1M, Net Income $22.6M, EPS $0.12.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: FIGS, Inc.'s revenue has grown significantly by 50% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.12 reflects profitable operations.

FIGS Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
8.4%
Free cash flow / Revenue

FIGS Quarterly Performance

Quarterly financial performance data for FIGS, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $140.2M -$102.0K $0.00
Q2 2025 $144.2M -$102.0K $0.01
Q1 2025 $119.3M -$102.0K $0.00
Q3 2024 $140.2M $835.0K $0.00
Q2 2024 $138.1M $1.1M $0.01
Q1 2024 $119.3M $1.4M $0.01
Q3 2023 $128.6M $1.9M $0.02
Q2 2023 $122.2M $1.9M $0.02

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

FIGS Capital Allocation

Operating Cash Flow
$61.2M
Cash generated from operations
Stock Buybacks
$2.7M
Shares repurchased (TTM)
Capital Expenditures
$8.2M
Investment in assets
Dividends
None
No dividend program

FIGS SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for FIGS, Inc. (CIK: 0001846576)

📋 Recent SEC Filings

Date Form Document Action
Mar 5, 2026 4 xslF345X05/wk-form4_1772747626.xml View →
Mar 5, 2026 4 xslF345X05/wk-form4_1772747141.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772576380.xml View →
Feb 26, 2026 10-K figs-20251231.htm View →
Feb 26, 2026 8-K figs-20260226.htm View →

Frequently Asked Questions about FIGS

What is the AI rating for FIGS?

FIGS, Inc. (FIGS) has an AI rating of BUY with 75% confidence, based on fundamental analysis of SEC EDGAR filings.

What are FIGS's key strengths?

Claude: Exceptional gross margin of 66.5% indicates strong pricing power and operational efficiency. Solid revenue growth of 13.6% YoY with improving net income performance.

What are the risks of investing in FIGS?

Claude: Operating margin of 6.0% is relatively thin, indicating limited pricing power at operational level despite high gross margins. Low return on equity of 7.8% and ROA of 5.9% suggest suboptimal capital efficiency.

What is FIGS's revenue and growth?

FIGS, Inc. reported revenue of $631.1M.

Does FIGS pay dividends?

FIGS, Inc. does not currently pay dividends.

Where can I find FIGS SEC filings?

Official SEC filings for FIGS, Inc. (CIK: 0001846576) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FIGS's EPS?

FIGS, Inc. has a diluted EPS of $0.19.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FIGS a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, FIGS, Inc. has a BUY rating with 75% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is FIGS stock overvalued or undervalued?

Valuation metrics for FIGS: ROE of 7.8% (sector avg: 15%), net margin of 5.4% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy FIGS stock in 2026?

Our dual AI analysis gives FIGS, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is FIGS's free cash flow?

FIGS, Inc.'s operating cash flow is $61.2M, with capital expenditures of $8.2M. FCF margin is 8.4%.

How does FIGS compare to other Default stocks?

Vs Default sector averages: Net margin 5.4% (avg: 12%), ROE 7.8% (avg: 15%), current ratio 4.94 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 24, 2026 | Data as of: 2025-12-31 | Powered by Claude AI