AI Verdict
ESNT has stronger fundamentals based on our AI analysis.
ESS vs ESNT Fundamental Comparison
| Metric | ESS | ESNT |
|---|---|---|
| Revenue | $1.9B | $1.3B |
| Net Income | $669.7M | $690.0M |
| Net Margin | 35.5% | 54.7% |
| ROE | 12.1% | 12.0% |
| ROA | 5.1% | 9.3% |
| Current Ratio | N/A | N/A |
| Debt/Equity | 1.16x | 0.07x |
| EPS | $10.40 | $6.90 |
Green = Better metric | Red = Weaker metric
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ESS vs ESNT: Frequently Asked Questions
Is ESS or ESNT a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), ESNT has stronger fundamentals. ESS is rated HOLD (62% confidence) while ESNT is rated STRONG BUY (88% confidence). This is not investment advice.
How does ESS compare to ESNT fundamentally?
ESSEX PROPERTY TRUST, INC. has ROE of 12.1% vs Essent Group Ltd.'s 12.0%. Net margins are 35.5% vs 54.7% respectively.
Which stock pays higher dividends, ESS or ESNT?
ESS has a dividend yield of N/A or no dividend while ESNT has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in ESS or ESNT for long term?
For long-term investing, consider that ESS has HOLD rating with 62% confidence, while ESNT has STRONG BUY rating with 88% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about ESS vs ESNT?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For ESS vs ESNT, the AI consensus favors ESNT based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.