AI Verdict
ESNT has stronger fundamentals based on our AI analysis.
ESNT vs MSFT Fundamental Comparison
| Metric | ESNT | MSFT |
|---|---|---|
| Revenue | $1.3B | $158.9B |
| Net Income | $690.0M | $66.2B |
| Net Margin | 54.7% | 41.7% |
| ROE | 12.0% | 16.9% |
| ROA | 9.3% | 10.0% |
| Current Ratio | N/A | 1.39x |
| Debt/Equity | 0.07x | 0.10x |
| EPS | $6.90 | $8.87 |
Green = Better metric | Red = Weaker metric
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ESNT vs MSFT: Frequently Asked Questions
Is ESNT or MSFT a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), ESNT has stronger fundamentals. ESNT is rated STRONG BUY (88% confidence) while MSFT is rated BUY (91% confidence). This is not investment advice.
How does ESNT compare to MSFT fundamentally?
Essent Group Ltd. has ROE of 12.0% vs MICROSOFT CORP's 16.9%. Net margins are 54.7% vs 41.7% respectively.
Which stock pays higher dividends, ESNT or MSFT?
ESNT has a dividend yield of N/A or no dividend while MSFT has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in ESNT or MSFT for long term?
For long-term investing, consider that ESNT has STRONG BUY rating with 88% confidence, while MSFT has BUY rating with 91% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about ESNT vs MSFT?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For ESNT vs MSFT, the AI consensus favors ESNT based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.