ESNT vs AAPL: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

ESNT has stronger fundamentals based on our AI analysis.

ESNT
Essent Group Ltd.
STRONG BUY
88%
Confidence
VS
AAPL
Apple Inc.
BUY
87%
Confidence

ESNT vs AAPL Fundamental Comparison

Metric ESNT AAPL
Revenue $1.3B $143.8B
Net Income $690.0M $42.1B
Net Margin 54.7% 29.3%
ROE 12.0% 47.7%
ROA 9.3% 11.1%
Current Ratio N/A 0.97x
Debt/Equity 0.07x 1.00x
EPS $6.90 $2.84

Green = Better metric | Red = Weaker metric

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ESNT vs AAPL: Frequently Asked Questions

Is ESNT or AAPL a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), ESNT has stronger fundamentals. ESNT is rated STRONG BUY (88% confidence) while AAPL is rated BUY (87% confidence). This is not investment advice.

How does ESNT compare to AAPL fundamentally?

Essent Group Ltd. has ROE of 12.0% vs Apple Inc.'s 47.7%. Net margins are 54.7% vs 29.3% respectively.

Which stock pays higher dividends, ESNT or AAPL?

ESNT has a dividend yield of N/A or no dividend while AAPL has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in ESNT or AAPL for long term?

For long-term investing, consider that ESNT has STRONG BUY rating with 88% confidence, while AAPL has BUY rating with 87% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about ESNT vs AAPL?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For ESNT vs AAPL, the AI consensus favors ESNT based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.