← Back to All US Stocks

Essex Property Trust, Inc.. (ESS) Stock Fundamental Analysis & AI Rating 2026

ESS NYSE Real Estate Investment Trusts MD CIK: 0000920522
Recently Updated • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Rating
BUY
72% Confidence
AGREEMENT
HOLD
65% Conf
BUY
79% Conf

📊 ESS Key Takeaways

Revenue: $484.8M
Net Margin: 21.9%
Free Cash Flow: $287.2M
Current Ratio: N/A
Debt/Equity: 1.26x
EPS: $1.65
AI Rating: HOLD with 65% confidence
Essex Property Trust, Inc.. (ESS) receives a BUY rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $484.8M, net profit margin of 21.9%, and return on equity (ROE) of 2.0%, Essex Property Trust, Inc.. demonstrates strong fundamentals in the Real Estate sector. Below is our complete ESS stock analysis for 2026.

Is Essex Property Trust, Inc.. (ESS) a Good Investment?

Claude

Essex Property Trust generates strong operating cash flow ($287.2M) with a 59.2% FCF margin, but is severely constrained by dangerously low interest coverage of 1.3x, leaving minimal margin for operational stress. The combination of implausible revenue growth figures and declining net income amid alleged 20,000%+ YoY increase raises material data integrity concerns that limit conviction.

ChatGPT

Essex Property Trust shows strong core fundamentals for a REIT, with high gross, operating, and net margins, solid ROE/ROA, and over $1.0B of operating cash flow supporting the business. Financial health appears sound given 7.8x interest coverage, but declining net income/EPS, elevated leverage, and questionable revenue growth quality from the reported spike keep this from a stronger conviction rating.

Why Buy Essex Property Trust, Inc.. Stock? ESS Key Strengths

Claude
  • + Exceptional free cash flow generation of $287.2M with 59.2% FCF margin
  • + Strong operating margins at 32% with 70.4% gross margins indicate solid pricing power
  • + Appropriate long-term debt structure with most liabilities properly matured
ChatGPT
  • + Strong profitability with 69.9% gross margin, 47.6% operating margin, and 35.5% net margin
  • + Healthy cash generation with $1.07B operating cash flow and 56.9% FCF margin
  • + Manageable debt servicing capacity with 7.8x interest coverage and positive equity base

ESS Stock Risks: Essex Property Trust, Inc.. Investment Risks

Claude
  • ! Critical interest coverage ratio of 1.3x provides virtually no safety margin for debt service stress or operational decline
  • ! Extremely poor capital efficiency with ROE of 2.0% and ROA of 0.8% despite strong margins indicates capital deployment failure
  • ! Severe data anomaly: 20,018.8% YoY revenue growth contradicts 4.7% YoY net income decline, suggesting restatement risk or major accounting issues
ChatGPT
  • ! Net income fell 4.7% YoY and diluted EPS declined 9.9% YoY, indicating earnings pressure
  • ! Leverage is meaningful with $6.45B long-term debt and 1.16x debt-to-equity
  • ! Reported 20018.8% revenue growth appears low quality or distorted, raising concern about comparability of results

Key Metrics to Watch

Claude
  • * Interest coverage ratio trend and debt service capabilities
  • * Return on equity trajectory and capital allocation decisions
  • * Revenue normalization and cash flow sustainability post-reported anomaly
ChatGPT
  • * Funds from operations and same-property NOI growth
  • * Leverage trends including debt-to-EBITDA, interest coverage, and liquidity/cash balance

Essex Property Trust, Inc.. (ESS) Financial Metrics & Key Ratios

Revenue
$484.8M
Net Income
$106.2M
EPS (Diluted)
$1.65
Free Cash Flow
$287.2M
Total Assets
$13.1B
Cash Position
$38.0M

💡 AI Analyst Insight

The 59.2% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

ESS Profit Margin, ROE & Profitability Analysis

Gross Margin 70.4%
Operating Margin 32.0%
Net Margin 21.9%
ROE 2.0%
ROA 0.8%
FCF Margin 59.2%

ESS vs Real Estate Sector: How Essex Property Trust, Inc.. Compares

How Essex Property Trust, Inc.. compares to Real Estate sector averages

Net Margin
ESS 21.9%
vs
Sector Avg 20.0%
ESS Sector
ROE
ESS 2.0%
vs
Sector Avg 8.0%
ESS Sector
Current Ratio
ESS 0.0x
vs
Sector Avg 1.5x
ESS Sector
Debt/Equity
ESS 1.3x
vs
Sector Avg 1.5x
ESS Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Essex Property Trust, Inc.. Stock Overvalued? ESS Valuation Analysis 2026

Based on fundamental analysis, Essex Property Trust, Inc.. has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
2.0%
Sector avg: 8%
Net Profit Margin
21.9%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.26x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Essex Property Trust, Inc.. Balance Sheet: ESS Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.26x
Debt/Assets
57.0%
Interest Coverage
1.35x
Long-term Debt
$6.8B

ESS Revenue & Earnings Growth: 5-Year Financial Trend

ESS 5-year financial data: Year 2021: Revenue $330.0M, Net Income $464.4M, EPS $6.66. Year 2022: Revenue $11.1M, Net Income $599.3M, EPS $8.69. Year 2023: Revenue $11.1M, Net Income $515.7M, EPS $7.51. Year 2024: Revenue $11.1M, Net Income $433.0M, EPS $6.27. Year 2025: Revenue $11.1M, Net Income $430.7M, EPS $6.32.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Essex Property Trust, Inc..'s revenue has declined by 97% over the 5-year period, indicating business contraction. The most recent EPS of $6.32 reflects profitable operations.

ESS Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
59.2%
Free cash flow / Revenue

ESS Quarterly Earnings & Performance

Quarterly financial performance data for Essex Property Trust, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $2.3M $112.2M $1.65
Q3 2025 $2.4M $125.5M $1.84
Q2 2025 $2.2M $99.0M $1.45
Q1 2025 $2.5M $212.8M $3.16
Q3 2024 $2.6M $93.0M $1.36
Q2 2024 $2.6M $99.0M $1.45
Q1 2024 $2.7M $161.6M $2.38
Q3 2023 $2.8M $93.0M $1.36

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Essex Property Trust, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$287.2M
Cash generated from operations
Stock Buybacks
$50.2M
Shares repurchased (TTM)
Dividends Paid
$335.1M
Returned to shareholders

ESS SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Essex Property Trust, Inc.. (CIK: 0000920522)

📋 Recent SEC Filings

Date Form Document Action
Apr 29, 2026 10-Q ess-20260331.htm View →
Apr 28, 2026 8-K ef20071359_8k.htm View →
Mar 27, 2026 DEF 14A ess-20260327.htm View →
Feb 20, 2026 4 xslF345X05/wk-form4_1771623830.xml View →
Feb 20, 2026 4 xslF345X05/wk-form4_1771623817.xml View →

Frequently Asked Questions about ESS

What is the AI rating for ESS?

Essex Property Trust, Inc.. (ESS) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 72% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ESS's key strengths?

Claude: Exceptional free cash flow generation of $287.2M with 59.2% FCF margin. Strong operating margins at 32% with 70.4% gross margins indicate solid pricing power. ChatGPT: Strong profitability with 69.9% gross margin, 47.6% operating margin, and 35.5% net margin. Healthy cash generation with $1.07B operating cash flow and 56.9% FCF margin.

What are the risks of investing in ESS?

Claude: Critical interest coverage ratio of 1.3x provides virtually no safety margin for debt service stress or operational decline. Extremely poor capital efficiency with ROE of 2.0% and ROA of 0.8% despite strong margins indicates capital deployment failure. ChatGPT: Net income fell 4.7% YoY and diluted EPS declined 9.9% YoY, indicating earnings pressure. Leverage is meaningful with $6.45B long-term debt and 1.16x debt-to-equity.

What is ESS's revenue and growth?

Essex Property Trust, Inc.. reported revenue of $484.8M.

Does ESS pay dividends?

Essex Property Trust, Inc.. pays dividends, with $335.1M distributed to shareholders in the trailing twelve months.

Where can I find ESS SEC filings?

Official SEC filings for Essex Property Trust, Inc.. (CIK: 0000920522) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ESS's EPS?

Essex Property Trust, Inc.. has a diluted EPS of $1.65.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ESS a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Essex Property Trust, Inc.. has a BUY rating with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is ESS stock overvalued or undervalued?

Valuation metrics for ESS: ROE of 2.0% (sector avg: 8%), net margin of 21.9% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy ESS stock in 2026?

Our dual AI analysis gives Essex Property Trust, Inc.. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is ESS's free cash flow?

Essex Property Trust, Inc..'s operating cash flow is $287.2M, with capital expenditures of N/A. FCF margin is 59.2%.

How does ESS compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 21.9% (avg: 20%), ROE 2.0% (avg: 8%), current ratio N/A (avg: 1.5).

Top Rated Stocks
AAPL 92% MSFT 92% GCT 92% FAST 92% DT 92% DECK 92% DAVEW 92% CTAS 92% CRUS 92% CRMD 92%
Browse: Buy Stocks
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI