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COIN Stock Analysis - Coinbase Global, Inc. AI Rating

COIN Nasdaq Finance Services TX CIK: 0001679788
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
BUY
78% Confidence

📊 COIN Key Takeaways

Revenue: $7.2B
Net Margin: 17.6%
Free Cash Flow: $2.4B
Current Ratio: 2.34x
Debt/Equity: 0.49x
EPS: $4.45
AI Rating: BUY with 78% confidence

Investment Thesis

Coinbase demonstrates solid fundamental strength with robust profitability (17.6% net margin), excellent cash generation (33.8% FCF margin), and conservative leverage (0.49x debt-to-equity). The company maintains a fortress balance sheet with $11.3B cash and strong liquidity ratios, though the 0% net income growth YoY and declining EPS (-53.1%) suggest cyclical headwinds in the digital assets market.

COIN Strengths

  • + Exceptional free cash flow generation ($2.4B) with 33.8% FCF margin indicates strong operational efficiency
  • + Conservative capital structure with 0.49x debt-to-equity ratio and 75.3x interest coverage provides substantial financial flexibility
  • + Solid liquidity position (2.34x current ratio) with $11.3B cash and equivalents representing 38% of total assets
  • + Healthy operating margin of 20% demonstrates profitable core business operations
  • + Revenue growth of 9.4% YoY shows resilience despite market volatility

COIN Risks

  • ! Zero net income growth year-over-year combined with 53.1% EPS decline indicates earnings compression and potential profitability challenges
  • ! High insider trading activity (25 Form 4 filings in 90 days) may reflect uncertainty or capital deployment concerns
  • ! Significant long-term debt of $7.2B represents 48.6% of equity base, creating fixed obligations in a volatile revenue environment
  • ! Missing gross profit data and N/A gross margin obscures cost structure visibility and unit economics
  • ! Cryptocurrency market cyclicality creates revenue volatility as evidenced by flat net income despite revenue growth

Key Metrics to Watch

COIN Financial Metrics

Revenue
$7.2B
Net Income
$1.3B
EPS (Diluted)
$4.45
Free Cash Flow
$2.4B
Total Assets
$29.7B
Cash Position
$11.3B

💡 AI Analyst Insight

The 33.8% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 2.34x current ratio provides a solid financial cushion.

COIN Profitability Ratios

Gross Margin N/A
Operating Margin 20.0%
Net Margin 17.6%
ROE 8.5%
ROA 4.2%
FCF Margin 33.8%

COIN vs Finance Sector

How Coinbase Global, Inc. compares to Finance sector averages

Net Margin
COIN 17.6%
vs
Sector Avg 25.0%
COIN Sector
ROE
COIN 8.5%
vs
Sector Avg 12.0%
COIN Sector
Current Ratio
COIN 2.3x
vs
Sector Avg 1.2x
COIN Sector
Debt/Equity
COIN 0.5x
vs
Sector Avg 2.0x
COIN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

COIN Balance Sheet & Liquidity

Current Ratio
2.34x
Quick Ratio
2.34x
Debt/Equity
0.49x
Debt/Assets
50.1%
Interest Coverage
75.27x
Long-term Debt
$7.2B

COIN 5-Year Financial Trend

COIN 5-year financial data: Year 2021: Revenue $7.8B, Net Income -$30.4M, EPS $-0.50. Year 2022: Revenue $7.8B, Net Income $322.3M, EPS $1.40. Year 2023: Revenue $7.8B, Net Income $3.6B, EPS $14.50. Year 2024: Revenue $6.6B, Net Income -$2.6B, EPS $-11.83. Year 2025: Revenue $7.2B, Net Income $94.9M, EPS $0.37.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Coinbase Global, Inc.'s revenue has remained relatively flat over the 5-year period, with a 8% decline. The most recent EPS of $0.37 reflects profitable operations.

COIN Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
33.8%
Free cash flow / Revenue

COIN Quarterly Performance

Quarterly financial performance data for Coinbase Global, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.2B $75.5M $0.28
Q2 2025 $1.4B $36.2M $0.14
Q1 2025 $1.6B $65.6M $0.24
Q3 2024 $674.1M -$2.3M $-0.01
Q2 2024 $707.9M $36.2M $0.14
Q1 2024 $772.5M -$78.9M $-0.34
Q3 2023 $590.3M -$2.3M $-0.01
Q2 2023 $707.9M -$97.4M $-0.42

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

COIN Capital Allocation

Operating Cash Flow
$2.4B
Cash generated from operations
Stock Buybacks
$790.2M
Shares repurchased (TTM)
Capital Expenditures
$533.0K
Investment in assets
Dividends
None
No dividend program

COIN SEC Filings

Access official SEC EDGAR filings for Coinbase Global, Inc. (CIK: 0001679788)

📋 Recent SEC Filings

Date Form Document Action
Mar 18, 2026 4 xslF345X06/wk-form4_1773867532.xml View →
Mar 6, 2026 4 xslF345X05/form4-03062026_090302.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772572867.xml View →
Feb 26, 2026 4 xslF345X05/wk-form4_1772140483.xml View →
Feb 26, 2026 4 xslF345X05/wk-form4_1772140456.xml View →

Frequently Asked Questions about COIN

What is the AI rating for COIN?

Coinbase Global, Inc. (COIN) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are COIN's key strengths?

Exceptional free cash flow generation ($2.4B) with 33.8% FCF margin indicates strong operational efficiency. Conservative capital structure with 0.49x debt-to-equity ratio and 75.3x interest coverage provides substantial financial flexibility.

What are the risks of investing in COIN?

Zero net income growth year-over-year combined with 53.1% EPS decline indicates earnings compression and potential profitability challenges. High insider trading activity (25 Form 4 filings in 90 days) may reflect uncertainty or capital deployment concerns.

What is COIN's revenue and growth?

Coinbase Global, Inc. reported revenue of $7.2B.

Does COIN pay dividends?

Coinbase Global, Inc. does not currently pay dividends.

Where can I find COIN SEC filings?

Official SEC filings for Coinbase Global, Inc. (CIK: 0001679788) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is COIN's EPS?

Coinbase Global, Inc. has a diluted EPS of $4.45.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI