📊 CLPR Key Takeaways
Investment Thesis
Clipper Realty is in severe financial distress with negative stockholders' equity of -$30.7M, indicating the company is technically insolvent from a balance sheet perspective. The company is unprofitable with a -13.0% net margin, negative ROA, and critically weak interest coverage of 0.1x, suggesting imminent debt service challenges. Despite positive operating cash flow, the fundamental insolvency and deteriorating profitability trajectory present extreme downside risk.
CLPR Strengths
- Positive operating cash flow of $22.6M demonstrates some operational liquidity generation
- Revenue growth of 3.0% YoY shows modest top-line stability in a challenged period
- Free cash flow of $11.3M (7.4% FCF margin) indicates ability to fund limited capital needs
CLPR Risks
- Negative stockholders' equity of -$30.7M indicates technical insolvency and negative book value
- Net loss of -$19.9M with -13.0% net margin reflects severe unprofitability across the business
- Interest coverage ratio of 0.1x is critically low; company cannot adequately service $1.3B long-term debt from operating income
- Liabilities of $1.3B exceed assets of $1.2B by $100M, creating balance sheet distress
- Negative ROA of -1.6% shows the asset base is destroying shareholder value
Key Metrics to Watch
- Stockholders' equity trajectory and path to positive book value
- Interest coverage ratio and debt service capacity
- Net income improvement and operating margin expansion
- Debt refinancing needs and covenant compliance status
CLPR Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
CLPR Profitability Ratios
CLPR vs Default Sector
How Clipper Realty Inc. compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
CLPR Balance Sheet & Liquidity
CLPR 5-Year Financial Trend
5-Year Trend Summary: Clipper Realty Inc.'s revenue has grown significantly by 25% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.25 indicates the company is currently unprofitable.
CLPR Growth Metrics (YoY)
CLPR Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $37.6M | -$1.1M | $-0.05 |
| Q2 2025 | $37.3M | -$1.4M | $-0.06 |
| Q1 2025 | $35.8M | -$2.7M | $-0.09 |
| Q3 2024 | $35.1M | -$1.1M | $-0.05 |
| Q2 2024 | $34.5M | -$1.7M | $-0.06 |
| Q1 2024 | $33.7M | -$2.7M | $-0.09 |
| Q3 2023 | $32.8M | -$2.3M | $-0.07 |
| Q2 2023 | $31.9M | -$3.0M | $-0.08 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
CLPR Capital Allocation
CLPR SEC Filings
Access official SEC EDGAR filings for Clipper Realty Inc. (CIK: 0001649096)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CLPR
What is the AI rating for CLPR?
Clipper Realty Inc. (CLPR) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.
What are CLPR's key strengths?
Positive operating cash flow of $22.6M demonstrates some operational liquidity generation. Revenue growth of 3.0% YoY shows modest top-line stability in a challenged period.
What are the risks of investing in CLPR?
Negative stockholders' equity of -$30.7M indicates technical insolvency and negative book value. Net loss of -$19.9M with -13.0% net margin reflects severe unprofitability across the business.
What is CLPR's revenue and growth?
Clipper Realty Inc. reported revenue of $153.2M.
Does CLPR pay dividends?
Clipper Realty Inc. pays dividends, with $18.5M distributed to shareholders in the trailing twelve months.
Where can I find CLPR SEC filings?
Official SEC filings for Clipper Realty Inc. (CIK: 0001649096) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CLPR's EPS?
Clipper Realty Inc. has a diluted EPS of $-0.21.
How is the AI analysis conducted?
Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.