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Camden Property Trust (CPT) Stock Fundamental Analysis & AI Rating 2026

CPT NYSE Real Estate Investment Trusts TX CIK: 0000906345
Recently Updated • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Rating
HOLD
48% Confidence
STRONG AGREEMENT
HOLD
28% Conf
HOLD
68% Conf

📊 CPT Key Takeaways

Revenue: $2.1M
Net Margin: 1,980.8%
Free Cash Flow: $148.1M
Current Ratio: N/A
Debt/Equity: 1.06x
EPS: $0.40
AI Rating: HOLD with 28% confidence
Camden Property Trust (CPT) receives a HOLD rating with 48% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.1M, net profit margin of 1,980.8%, and return on equity (ROE) of 1.1%, Camden Property Trust demonstrates mixed fundamentals in the Real Estate sector. Below is our complete CPT stock analysis for 2026.

Is Camden Property Trust (CPT) a Good Investment?

Claude

Camden Property Trust generates positive operating cash flow ($148M) and maintains reasonable leverage (1.06x debt/equity) typical for REITs, suggesting operational viability. However, significant data quality issues—particularly unrealistic margin calculations (1980.8% net margin, 6911.1% FCF margin) and incomplete revenue reporting—prevent confident assessment. Very low returns (ROE 1.1%, ROA 0.5%) and minimal cash reserves ($40.7M vs $9.1B assets) warrant caution.

ChatGPT

Camden Property Trust shows solid underlying financial health for a REIT, with strong operating cash flow, a reasonable debt-to-equity ratio, and positive returns on assets and equity. However, the latest reported earnings profile appears distorted by non-core or one-time items, as net income and free cash flow far exceed reported revenue, which reduces confidence in the quality and sustainability of recent growth.

Why Buy Camden Property Trust Stock? CPT Key Strengths

Claude
  • + Positive operating cash flow of $148.1M demonstrates ongoing cash generation
  • + Moderate debt-to-equity ratio of 1.06x is reasonable for REIT sector
  • + EPS growth of 136% YoY shows improving per-share metrics
ChatGPT
  • + Strong operating cash flow generation of $826.62M supports balance sheet flexibility and recurring operations
  • + Leverage appears manageable with debt/equity of 0.89x relative to a large $4.36B equity base
  • + Positive profitability metrics including 8.8% ROE and 4.3% ROA indicate the asset base is producing acceptable returns

CPT Stock Risks: Camden Property Trust Investment Risks

Claude
  • ! Data integrity concerns: unrealistic margin percentages (1980.8% net, 6911.1% FCF) suggest incomplete or corrupted reporting
  • ! Critically low returns on equity (1.1%) and assets (0.5%) indicate poor capital efficiency
  • ! Weak cash position ($40.7M) relative to total assets ($9.1B) limits operational flexibility and refinancing capacity
ChatGPT
  • ! Reported revenue of $12.97M versus net income of $384.46M suggests unusual accounting items or classification issues, weakening earnings quality
  • ! Cash on hand is relatively low at $25.20M compared with $3.90B of long-term debt, limiting near-term liquidity buffer
  • ! Incomplete margin and coverage data makes it harder to assess core property-level profitability and debt-servicing capacity

Key Metrics to Watch

Claude
  • * FFO and AFFO per share (standard REIT profitability metrics)
  • * Occupancy rates and same-store revenue growth
  • * Debt refinancing schedule and long-term rate environment impact
ChatGPT
  • * Funds from operations or recurring operating cash flow trend versus net income
  • * Debt maturity schedule, interest expense, and liquidity coverage

Camden Property Trust (CPT) Financial Metrics & Key Ratios

Revenue
$2.1M
Net Income
$42.4M
EPS (Diluted)
$0.40
Free Cash Flow
$148.1M
Total Assets
$9.1B
Cash Position
$40.7M

💡 AI Analyst Insight

The 6,911.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CPT Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin N/A
Net Margin 1,980.8%
ROE 1.1%
ROA 0.5%
FCF Margin 6,911.1%

CPT vs Real Estate Sector: How Camden Property Trust Compares

How Camden Property Trust compares to Real Estate sector averages

Net Margin
CPT 1,980.8%
vs
Sector Avg 20.0%
CPT Sector
ROE
CPT 1.1%
vs
Sector Avg 8.0%
CPT Sector
Current Ratio
CPT 0.0x
vs
Sector Avg 1.5x
CPT Sector
Debt/Equity
CPT 1.1x
vs
Sector Avg 1.5x
CPT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Camden Property Trust Stock Overvalued? CPT Valuation Analysis 2026

Based on fundamental analysis, Camden Property Trust has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
1.1%
Sector avg: 8%
Net Profit Margin
1,980.8%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.06x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Camden Property Trust Balance Sheet: CPT Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.06x
Debt/Assets
54.7%
Interest Coverage
N/A
Long-term Debt
$4.3B

CPT Revenue & Earnings Growth: 5-Year Financial Trend

CPT 5-year financial data: Year 2021: Revenue $10.8M, Net Income $219.6M, EPS $2.22. Year 2022: Revenue $10.8M, Net Income $123.9M, EPS $1.24. Year 2023: Revenue $10.5M, Net Income $303.9M, EPS $2.96. Year 2024: Revenue $7.1M, Net Income $653.6M, EPS $6.04. Year 2025: Revenue $13.0M, Net Income $403.3M, EPS $3.70.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Camden Property Trust's revenue has grown significantly by 20% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.70 reflects profitable operations.

CPT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
6,911.1%
Free cash flow / Revenue

CPT Quarterly Earnings & Performance

Quarterly financial performance data for Camden Property Trust including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $2.1M $38.8M $0.36
Q3 2025 $1.7M -$4.2M $-0.04
Q2 2025 $2.6M $42.9M $0.40
Q1 2025 $1.3M $38.8M $0.36
Q3 2024 $1.1M -$4.2M $-0.04
Q2 2024 $718.0K $42.9M $0.40
Q1 2024 $578.0K $41.9M $0.39
Q3 2023 $617.0K $29.8M $0.27

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Camden Property Trust Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$148.1M
Cash generated from operations
Stock Buybacks
$262.8M
Shares repurchased (TTM)
Dividends Paid
$114.9M
Returned to shareholders

CPT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Camden Property Trust (CIK: 0000906345)

📋 Recent SEC Filings

Date Form Document Action
May 1, 2026 10-Q cpt-20260331.htm View →
Apr 30, 2026 8-K cpt-20260430.htm View →
Apr 30, 2026 8-K d120553d8k.htm View →
Apr 9, 2026 8-K cpt-20260407.htm View →
Mar 27, 2026 DEF 14A cpt-20260325.htm View →

Frequently Asked Questions about CPT

What is the AI rating for CPT?

Camden Property Trust (CPT) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 48% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CPT's key strengths?

Claude: Positive operating cash flow of $148.1M demonstrates ongoing cash generation. Moderate debt-to-equity ratio of 1.06x is reasonable for REIT sector. ChatGPT: Strong operating cash flow generation of $826.62M supports balance sheet flexibility and recurring operations. Leverage appears manageable with debt/equity of 0.89x relative to a large $4.36B equity base.

What are the risks of investing in CPT?

Claude: Data integrity concerns: unrealistic margin percentages (1980.8% net, 6911.1% FCF) suggest incomplete or corrupted reporting. Critically low returns on equity (1.1%) and assets (0.5%) indicate poor capital efficiency. ChatGPT: Reported revenue of $12.97M versus net income of $384.46M suggests unusual accounting items or classification issues, weakening earnings quality. Cash on hand is relatively low at $25.20M compared with $3.90B of long-term debt, limiting near-term liquidity buffer.

What is CPT's revenue and growth?

Camden Property Trust reported revenue of $2.1M.

Does CPT pay dividends?

Camden Property Trust pays dividends, with $114.9M distributed to shareholders in the trailing twelve months.

Where can I find CPT SEC filings?

Official SEC filings for Camden Property Trust (CIK: 0000906345) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CPT's EPS?

Camden Property Trust has a diluted EPS of $0.40.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CPT a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Camden Property Trust has a HOLD rating with 48% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CPT stock overvalued or undervalued?

Valuation metrics for CPT: ROE of 1.1% (sector avg: 8%), net margin of 1,980.8% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy CPT stock in 2026?

Our dual AI analysis gives Camden Property Trust a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is CPT's free cash flow?

Camden Property Trust's operating cash flow is $148.1M, with capital expenditures of N/A. FCF margin is 6,911.1%.

How does CPT compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 1,980.8% (avg: 20%), ROE 1.1% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI