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CLDT-PA Stock Analysis - Chatham Lodging Trust AI Rating

CLDT-PA NYSE Real Estate Investment Trusts MD CIK: 0001476045
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
62% Confidence

📊 CLDT-PA Key Takeaways

Revenue: $295.1M
Net Margin: 5.1%
Free Cash Flow: $64.1M
Current Ratio: N/A
Debt/Equity: 0.46x
EPS: $0.14
AI Rating: HOLD with 62% confidence

Investment Thesis

Chatham Lodging Trust demonstrates solid operational fundamentals with strong free cash flow generation (21.7% FCF margin) and improved profitability (net income +111.9% YoY), supported by reasonable leverage (0.46x debt/equity). However, revenue contraction (-7.0% YoY) and modest returns on equity (2.0%) indicate the company is navigating a challenging operating environment and generating limited value creation despite strong cash generation.

CLDT-PA Strengths

  • + Excellent free cash flow margin of 21.7% demonstrates strong cash conversion and operational discipline
  • + Net income surged 111.9% YoY with EPS growth of 275% indicating significant profit recovery
  • + Conservative leverage at 0.46x debt/equity with solid interest coverage of 5.6x provides financial flexibility
  • + Operating margin of 13.9% shows reasonable cost control despite revenue pressures

CLDT-PA Risks

  • ! Revenue declined 7.0% YoY indicating softening demand in hospitality sector or competitive pressures
  • ! Very low ROE of 2.0% and ROA of 1.3% suggest poor capital efficiency despite strong cash flow
  • ! Minimal cash balance of $24.4M relative to $1.2B in assets limits financial cushion and flexibility
  • ! Net margin of 5.1% is thin for a REIT, leaving limited room for operational deterioration

Key Metrics to Watch

CLDT-PA Financial Metrics

Revenue
$295.1M
Net Income
$15.1M
EPS (Diluted)
$0.14
Free Cash Flow
$64.1M
Total Assets
$1.2B
Cash Position
$24.4M

💡 AI Analyst Insight

The 21.7% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CLDT-PA Profitability Ratios

Gross Margin N/A
Operating Margin 13.9%
Net Margin 5.1%
ROE 2.0%
ROA 1.3%
FCF Margin 21.7%

CLDT-PA vs Default Sector

How Chatham Lodging Trust compares to Default sector averages

Net Margin
CLDT-PA 5.1%
vs
Sector Avg 12.0%
CLDT-PA Sector
ROE
CLDT-PA 2.0%
vs
Sector Avg 15.0%
CLDT-PA Sector
Current Ratio
CLDT-PA 0.0x
vs
Sector Avg 1.8x
CLDT-PA Sector
Debt/Equity
CLDT-PA 0.5x
vs
Sector Avg 0.7x
CLDT-PA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CLDT-PA Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.46x
Debt/Assets
33.5%
Interest Coverage
5.59x
Long-term Debt
$338.9M

CLDT-PA 5-Year Financial Trend

CLDT-PA 5-year financial data: Year 2020: Revenue $328.3M, Net Income N/A, EPS N/A. Year 2021: Revenue $328.3M, Net Income $18.7M, EPS $0.39. Year 2022: Revenue $294.9M, Net Income -$76.0M, EPS $-1.62. Year 2023: Revenue $311.1M, Net Income -$18.4M, EPS $-0.46. Year 2024: Revenue $317.2M, Net Income $9.8M, EPS $0.04.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Chatham Lodging Trust's revenue has remained relatively flat over the 5-year period, with a 3% decline. The most recent EPS of $-0.11 indicates the company is currently unprofitable.

CLDT-PA Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
21.7%
Free cash flow / Revenue

CLDT-PA Quarterly Performance

Quarterly financial performance data for Chatham Lodging Trust including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2024 $86.7M $4.3M $0.00
Q2 2024 $84.5M $1.6M $0.01
Q1 2024 $67.6M -$4.8M $-0.14

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CLDT-PA Capital Allocation

Operating Cash Flow
$64.1M
Cash generated from operations
Stock Buybacks
$9.0M
Shares repurchased (TTM)
Dividends Paid
$17.6M
Returned to shareholders

CLDT-PA SEC Filings

Access official SEC EDGAR filings for Chatham Lodging Trust (CIK: 0001476045)

📋 Recent SEC Filings

Date Form Document Action
Mar 6, 2026 8-K cldt20260305_8k.htm View →
Mar 3, 2026 4 xslF345X05/rdgdoc.xml View →
Mar 3, 2026 4 xslF345X05/rdgdoc.xml View →
Mar 3, 2026 4 xslF345X05/rdgdoc.xml View →
Feb 27, 2026 10-K cldt20251231_10k.htm View →

Frequently Asked Questions about CLDT-PA

What is the AI rating for CLDT-PA?

Chatham Lodging Trust (CLDT-PA) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CLDT-PA's key strengths?

Excellent free cash flow margin of 21.7% demonstrates strong cash conversion and operational discipline. Net income surged 111.9% YoY with EPS growth of 275% indicating significant profit recovery.

What are the risks of investing in CLDT-PA?

Revenue declined 7.0% YoY indicating softening demand in hospitality sector or competitive pressures. Very low ROE of 2.0% and ROA of 1.3% suggest poor capital efficiency despite strong cash flow.

What is CLDT-PA's revenue and growth?

Chatham Lodging Trust reported revenue of $295.1M.

Does CLDT-PA pay dividends?

Chatham Lodging Trust pays dividends, with $17.6M distributed to shareholders in the trailing twelve months.

Where can I find CLDT-PA SEC filings?

Official SEC filings for Chatham Lodging Trust (CIK: 0001476045) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CLDT-PA's EPS?

Chatham Lodging Trust has a diluted EPS of $0.14.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI