← Back to All US Stocks

CIMO Stock Analysis - CHIMERA INVESTMENT CORP AI Rating

CIMO NYSE Real Estate Investment Trusts NY CIK: 0001409493
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
SELL
78% Confidence

📊 CIMO Key Takeaways

Revenue: $266.4M
Net Margin: 86.5%
Free Cash Flow: $-248.9M
Current Ratio: N/A
Debt/Equity: 0.10x
EPS: $1.72
AI Rating: SELL with 78% confidence

Investment Thesis

Chimera Investment Corp demonstrates strong profitability margins (86.5% net margin) typical of REITs, but faces critical operational challenges evidenced by severely negative free cash flow of -$248.9M despite positive net income of $230.5M. The deteriorating cash generation capability, weak interest coverage of 1.9x, and concerning form 4 insider activity suggest underlying operational stress that contradicts the headline profitability metrics.

CIMO Strengths

  • + Exceptional net profit margin of 86.5% and operating margin of 87.4% reflecting efficient revenue conversion
  • + Low leverage with debt-to-equity ratio of 0.10x providing financial flexibility
  • + Strong revenue base of $266.4M with positive 0.7% YoY growth momentum

CIMO Risks

  • ! Severe negative free cash flow of -$248.9M indicating inability to fund operations from core business activities
  • ! Dangerous disconnect between reported net income ($230.5M) and actual cash generation suggesting non-cash gains or accounting quality concerns
  • ! Weak interest coverage ratio of 1.9x limiting debt servicing capacity and financial resilience
  • ! Significant insider trading activity (10 form 4 filings in 90 days) potentially indicating management concerns about fundamentals

Key Metrics to Watch

CIMO Financial Metrics

Revenue
$266.4M
Net Income
$230.5M
EPS (Diluted)
$1.72
Free Cash Flow
$-248.9M
Total Assets
$15.8B
Cash Position
$278.6M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CIMO Profitability Ratios

Gross Margin N/A
Operating Margin 87.4%
Net Margin 86.5%
ROE 9.0%
ROA 1.5%
FCF Margin -93.4%

CIMO vs Default Sector

How CHIMERA INVESTMENT CORP compares to Default sector averages

Net Margin
CIMO 86.5%
vs
Sector Avg 12.0%
CIMO Sector
ROE
CIMO 9.0%
vs
Sector Avg 15.0%
CIMO Sector
Current Ratio
CIMO 0.0x
vs
Sector Avg 1.8x
CIMO Sector
Debt/Equity
CIMO 0.1x
vs
Sector Avg 0.7x
CIMO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CIMO Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.10x
Debt/Assets
83.7%
Interest Coverage
1.92x
Long-term Debt
$251.5M

CIMO 5-Year Financial Trend

CIMO 5-year financial data:
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CHIMERA INVESTMENT CORP's revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $0.68 reflects profitable operations.

CIMO Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-93.4%
Free cash flow / Revenue

CIMO Capital Allocation

Operating Cash Flow
-$248.9M
Cash generated from operations
Dividends Paid
$122.7M
Returned to shareholders

CIMO SEC Filings

Access official SEC EDGAR filings for CHIMERA INVESTMENT CORP (CIK: 0001409493)

📋 Recent SEC Filings

Date Form Document Action
Feb 20, 2026 8-K cim4598581-8k.htm View →
Feb 19, 2026 4 xslF345X05/wk-form4_1771536289.xml View →
Feb 19, 2026 4 xslF345X05/wk-form4_1771536269.xml View →
Feb 19, 2026 4 xslF345X05/wk-form4_1771536248.xml View →
Feb 19, 2026 4 xslF345X05/wk-form4_1771536221.xml View →

Frequently Asked Questions about CIMO

What is the AI rating for CIMO?

CHIMERA INVESTMENT CORP (CIMO) has an AI rating of SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CIMO's key strengths?

Exceptional net profit margin of 86.5% and operating margin of 87.4% reflecting efficient revenue conversion. Low leverage with debt-to-equity ratio of 0.10x providing financial flexibility.

What are the risks of investing in CIMO?

Severe negative free cash flow of -$248.9M indicating inability to fund operations from core business activities. Dangerous disconnect between reported net income ($230.5M) and actual cash generation suggesting non-cash gains or accounting quality concerns.

What is CIMO's revenue and growth?

CHIMERA INVESTMENT CORP reported revenue of $266.4M.

Does CIMO pay dividends?

CHIMERA INVESTMENT CORP pays dividends, with $122.7M distributed to shareholders in the trailing twelve months.

Where can I find CIMO SEC filings?

Official SEC filings for CHIMERA INVESTMENT CORP (CIK: 0001409493) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CIMO's EPS?

CHIMERA INVESTMENT CORP has a diluted EPS of $1.72.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI