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CHSCO Stock Analysis - CHS INC AI Rating

CHSCO Nasdaq Wholesale-Farm Product Raw Materials MN CIK: 0000823277
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-11-30
AI Rating
SELL
75% Confidence

📊 CHSCO Key Takeaways

Revenue: $8.9B
Net Margin: 2.9%
Free Cash Flow: $-453.8M
Current Ratio: 1.42x
Debt/Equity: 0.16x
EPS: $0.00
AI Rating: SELL with 75% confidence

Investment Thesis

CHS Inc faces significant operational headwinds with negative free cash flow of -$453.8M despite modest profitability, indicating the company is burning cash despite generating $260.5M in net income. The extremely thin net margin of 2.9% in a wholesale agriculture business leaves minimal room for error, while negative operating cash flow signals potential working capital deterioration or operational stress that threatens long-term financial sustainability.

CHSCO Strengths

  • + Strong balance sheet with $11.2B in equity and low debt/equity ratio of 0.16x providing financial flexibility
  • + Adequate liquidity with $374.7M cash and 1.42x current ratio to meet short-term obligations
  • + Positive net income of $260.5M demonstrates the business generates accounting profits

CHSCO Risks

  • ! Severe cash generation problem: negative free cash flow of -$453.8M while burning through cash reserves despite profitable operations
  • ! Extremely compressed margins (2.9% net, 1.4% operating) typical of commodity wholesale business with minimal competitive advantage
  • ! Poor cash conversion: operating cash flow of -$337.8M suggests working capital management issues, inventory buildup, or receivables problems masking profitability

Key Metrics to Watch

CHSCO Financial Metrics

Revenue
$8.9B
Net Income
$260.5M
EPS (Diluted)
$0.00
Free Cash Flow
$-453.8M
Total Assets
$20.7B
Cash Position
$374.7M

💡 AI Analyst Insight

CHS INC presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CHSCO Profitability Ratios

Gross Margin 4.4%
Operating Margin 1.4%
Net Margin 2.9%
ROE 2.3%
ROA 1.3%
FCF Margin -5.1%

CHSCO vs Default Sector

How CHS INC compares to Default sector averages

Net Margin
CHSCO 2.9%
vs
Sector Avg 12.0%
CHSCO Sector
ROE
CHSCO 2.3%
vs
Sector Avg 15.0%
CHSCO Sector
Current Ratio
CHSCO 1.4x
vs
Sector Avg 1.8x
CHSCO Sector
Debt/Equity
CHSCO 0.2x
vs
Sector Avg 0.7x
CHSCO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CHSCO Balance Sheet & Liquidity

Current Ratio
1.42x
Quick Ratio
0.80x
Debt/Equity
0.16x
Debt/Assets
0.0%
Interest Coverage
3.25x
Long-term Debt
$1.7B

CHSCO 5-Year Financial Trend

CHSCO 5-year financial data: Year 2021: Revenue $38.4B, Net Income $829.9M, EPS N/A. Year 2022: Revenue $47.8B, Net Income $422.4M, EPS N/A. Year 2023: Revenue $47.8B, Net Income $554.0M, EPS N/A. Year 2024: Revenue $47.8B, Net Income $1.7B, EPS N/A. Year 2025: Revenue $45.6B, Net Income $1.9B, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CHS INC's revenue has grown significantly by 19% over the 5-year period, indicating strong business expansion.

CHSCO Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-5.1%
Free cash flow / Revenue

CHSCO Quarterly Performance

Quarterly financial performance data for CHS INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $8.9B $244.8M N/A
Q3 2025 $9.6B $232.2M N/A
Q2 2025 $7.8B -$75.8M N/A
Q1 2025 $9.3B $244.8M N/A
Q3 2024 $9.6B $297.3M N/A
Q2 2024 $9.1B $170.3M N/A
Q1 2024 $11.4B $522.9M N/A
Q3 2023 $12.0B $547.5M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CHSCO Capital Allocation

Operating Cash Flow
-$337.8M
Cash generated from operations
Capital Expenditures
$116.0M
Investment in assets
Dividends
None
No dividend program

CHSCO SEC Filings

Access official SEC EDGAR filings for CHS INC (CIK: 0000823277)

📋 Recent SEC Filings

Date Form Document Action
Jan 7, 2026 8-K chscp-20260107.htm View →
Jan 7, 2026 10-Q chscp-20251130.htm View →
Jan 6, 2026 8-K chscp-20260106.htm View →
Dec 8, 2025 8-K chscp-20251205.htm View →
Dec 5, 2025 8-K chscp-20251205.htm View →

Frequently Asked Questions about CHSCO

What is the AI rating for CHSCO?

CHS INC (CHSCO) has an AI rating of SELL with 75% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CHSCO's key strengths?

Strong balance sheet with $11.2B in equity and low debt/equity ratio of 0.16x providing financial flexibility. Adequate liquidity with $374.7M cash and 1.42x current ratio to meet short-term obligations.

What are the risks of investing in CHSCO?

Severe cash generation problem: negative free cash flow of -$453.8M while burning through cash reserves despite profitable operations. Extremely compressed margins (2.9% net, 1.4% operating) typical of commodity wholesale business with minimal competitive advantage.

What is CHSCO's revenue and growth?

CHS INC reported revenue of $8.9B.

Does CHSCO pay dividends?

CHS INC does not currently pay dividends.

Where can I find CHSCO SEC filings?

Official SEC filings for CHS INC (CIK: 0000823277) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CHSCO's EPS?

CHS INC has a diluted EPS of $0.00.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-11-30 | Powered by Claude AI