← Back to All US Stocks

CHH Stock Analysis - CHOICE HOTELS INTERNATIONAL INC /DE AI Rating

CHH NYSE Hotels & Motels DE CIK: 0001046311
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
BUY
72% Confidence

📊 CHH Key Takeaways

Revenue: $1.6B
Net Margin: 23.2%
Free Cash Flow: $249.4M
Current Ratio: 0.87x
Debt/Equity: 10.52x
EPS: $7.90
AI Rating: BUY with 72% confidence

Investment Thesis

Choice Hotels demonstrates strong fundamental profitability with a 23.2% net margin and exceptional returns on equity (204.1%), supported by robust free cash flow generation ($249.4M). However, the extremely high debt-to-equity ratio (10.52x) and weak current ratio (0.87x) present significant financial risks that constrain the rating despite solid operational performance.

CHH Strengths

  • + Exceptional net profit margin of 23.2% indicates strong operational efficiency and pricing power
  • + Robust free cash flow generation of $249.4M with 15.6% FCF margin demonstrates cash-generative business model
  • + Strong interest coverage ratio of 22.2x shows current ability to service debt obligations
  • + High ROE of 204.1% reflects efficient use of equity capital despite leverage
  • + Modest revenue growth of 0.8% YoY shows stable market position in mature hospitality sector

CHH Risks

  • ! Critically high debt-to-equity ratio of 10.52x with $1.9B long-term debt against only $181.2M equity creates significant financial distress risk
  • ! Liquidity concern: current ratio of 0.87x below 1.0x indicates potential short-term obligations coverage issues despite positive FCF
  • ! Minimal cash position of $45.0M relative to $2.7B total liabilities suggests limited financial flexibility for adverse scenarios
  • ! Modest net income growth of only 0.5% YoY coupled with revenue growth of 0.8% indicates slowing top-line momentum
  • ! High proportion of liabilities (93% of assets) creates vulnerability to operational disruptions or interest rate increases

Key Metrics to Watch

CHH Financial Metrics

Revenue
$1.6B
Net Income
$369.9M
EPS (Diluted)
$7.90
Free Cash Flow
$249.4M
Total Assets
$2.9B
Cash Position
$45.0M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CHH Profitability Ratios

Gross Margin N/A
Operating Margin 28.1%
Net Margin 23.2%
ROE 204.1%
ROA 12.7%
FCF Margin 15.6%

CHH vs Default Sector

How CHOICE HOTELS INTERNATIONAL INC /DE compares to Default sector averages

Net Margin
CHH 23.2%
vs
Sector Avg 12.0%
CHH Sector
ROE
CHH 204.1%
vs
Sector Avg 15.0%
CHH Sector
Current Ratio
CHH 0.9x
vs
Sector Avg 1.8x
CHH Sector
Debt/Equity
CHH 10.5x
vs
Sector Avg 0.7x
CHH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CHH Balance Sheet & Liquidity

Current Ratio
0.87x
Quick Ratio
0.87x
Debt/Equity
10.52x
Debt/Assets
93.8%
Interest Coverage
22.22x
Long-term Debt
$1.9B

CHH 5-Year Financial Trend

CHH 5-year financial data: Year 2019: Revenue $1.1B, Net Income N/A, EPS N/A. Year 2020: Revenue $1.1B, Net Income N/A, EPS N/A. Year 2021: Revenue $1.1B, Net Income $222.9M, EPS $3.98. Year 2022: Revenue $1.4B, Net Income $75.4M, EPS $1.35. Year 2023: Revenue $1.5B, Net Income $289.0M, EPS $5.15.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CHOICE HOTELS INTERNATIONAL INC /DE's revenue has grown significantly by 39% over the 5-year period, indicating strong business expansion. The most recent EPS of $5.07 reflects profitable operations.

CHH Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
15.6%
Free cash flow / Revenue

CHH Quarterly Performance

Quarterly financial performance data for CHOICE HOTELS INTERNATIONAL INC /DE including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2024 $425.6M $31.0M $1.81
Q2 2024 $427.4M $31.0M $1.65
Q1 2024 $331.9M $31.0M $0.62
Q3 2023 $414.3M $52.8M $1.81
Q2 2023 $368.0M $52.8M $1.65
Q1 2023 $257.7M $52.8M $1.02
Q3 2022 $323.3M $22.3M $1.85
Q2 2022 $278.2M $22.3M $1.53

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CHH Capital Allocation

Operating Cash Flow
$270.4M
Cash generated from operations
Stock Buybacks
$138.3M
Shares repurchased (TTM)
Capital Expenditures
$21.1M
Investment in assets
Dividends Paid
$53.5M
Returned to shareholders

CHH SEC Filings

Access official SEC EDGAR filings for CHOICE HOTELS INTERNATIONAL INC /DE (CIK: 0001046311)

📋 Recent SEC Filings

Date Form Document Action
Mar 19, 2026 4 xslF345X06/ownership.xml View →
Mar 4, 2026 4 xslF345X05/ownership.xml View →
Mar 4, 2026 4 xslF345X05/ownership.xml View →
Mar 4, 2026 4 xslF345X05/ownership.xml View →
Mar 4, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about CHH

What is the AI rating for CHH?

CHOICE HOTELS INTERNATIONAL INC /DE (CHH) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CHH's key strengths?

Exceptional net profit margin of 23.2% indicates strong operational efficiency and pricing power. Robust free cash flow generation of $249.4M with 15.6% FCF margin demonstrates cash-generative business model.

What are the risks of investing in CHH?

Critically high debt-to-equity ratio of 10.52x with $1.9B long-term debt against only $181.2M equity creates significant financial distress risk. Liquidity concern: current ratio of 0.87x below 1.0x indicates potential short-term obligations coverage issues despite positive FCF.

What is CHH's revenue and growth?

CHOICE HOTELS INTERNATIONAL INC /DE reported revenue of $1.6B.

Does CHH pay dividends?

CHOICE HOTELS INTERNATIONAL INC /DE pays dividends, with $53.5M distributed to shareholders in the trailing twelve months.

Where can I find CHH SEC filings?

Official SEC filings for CHOICE HOTELS INTERNATIONAL INC /DE (CIK: 0001046311) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CHH's EPS?

CHOICE HOTELS INTERNATIONAL INC /DE has a diluted EPS of $7.90.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI