📊 CF Key Takeaways
Investment Thesis
CF Industries demonstrates strong operational fundamentals with expanding margins (32.5% operating margin), robust profitability (20.5% net margin), and exceptional returns on equity (30.1% ROE). The company generated substantial free cash flow of $1.8B with solid liquidity metrics, though net income declined 19.1% YoY despite 19.3% revenue growth, warranting monitoring of margin sustainability.
CF Strengths
- Strong revenue growth of 19.3% YoY in a cyclical industry demonstrates market strength
- Exceptional profitability metrics: 30.1% ROE and 20.5% net margin indicate efficient capital deployment
- Robust free cash flow generation of $1.8B with 25.4% FCF margin supports sustainability
- Excellent liquidity position with 3.37x current ratio and conservative 0.66x debt/equity leverage
- High interest coverage of 14.8x provides significant debt service flexibility
CF Risks
- Net income declined 19.1% YoY despite revenue growth, suggesting margin compression or cost pressures
- Agricultural chemicals sector is highly cyclical and exposed to commodity price volatility
- Long-term debt of $3.2B represents meaningful leverage obligation despite solid coverage ratios
- High insider trading activity (48 Form 4 filings in 90 days) may indicate opportunistic selling at elevated levels
Key Metrics to Watch
- Gross and operating margin trends to confirm sustainability of 2025 profitability levels
- Free cash flow generation and capital allocation decisions given strong FCF production
- Commodity price exposure and input cost dynamics affecting agricultural chemical demand and pricing
- Debt levels and refinancing activity given $3.2B long-term debt position
CF Financial Metrics
💡 AI Analyst Insight
The 25.4% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 3.37x current ratio provides a solid financial cushion.
CF Profitability Ratios
CF vs Default Sector
How CF Industries Holdings, Inc. compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
CF Balance Sheet & Liquidity
CF 5-Year Financial Trend
5-Year Trend Summary: CF Industries Holdings, Inc.'s revenue has shown modest growth of 8% over the 5-year period. The most recent EPS of $7.87 reflects profitable operations.
CF Growth Metrics (YoY)
CF Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $1.4B | $341.0M | $1.55 |
| Q2 2025 | $1.6B | $492.0M | $2.30 |
| Q1 2025 | $1.5B | $238.0M | $1.03 |
| Q3 2024 | $1.3B | $230.0M | $0.85 |
| Q2 2024 | $1.6B | $506.0M | $2.30 |
| Q1 2024 | $1.5B | $238.0M | $1.03 |
| Q3 2023 | $1.3B | $230.0M | $0.85 |
| Q2 2023 | $1.8B | $606.0M | $2.70 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
CF Capital Allocation
CF SEC Filings
Access official SEC EDGAR filings for CF Industries Holdings, Inc. (CIK: 0001324404)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CF
What is the AI rating for CF?
CF Industries Holdings, Inc. (CF) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are CF's key strengths?
Strong revenue growth of 19.3% YoY in a cyclical industry demonstrates market strength. Exceptional profitability metrics: 30.1% ROE and 20.5% net margin indicate efficient capital deployment.
What are the risks of investing in CF?
Net income declined 19.1% YoY despite revenue growth, suggesting margin compression or cost pressures. Agricultural chemicals sector is highly cyclical and exposed to commodity price volatility.
What is CF's revenue and growth?
CF Industries Holdings, Inc. reported revenue of $7.1B.
Does CF pay dividends?
CF Industries Holdings, Inc. pays dividends, with $326.0M distributed to shareholders in the trailing twelve months.
Where can I find CF SEC filings?
Official SEC filings for CF Industries Holdings, Inc. (CIK: 0001324404) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CF's EPS?
CF Industries Holdings, Inc. has a diluted EPS of $8.97.
How is the AI analysis conducted?
Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.