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CELZ Stock Analysis - CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. AI Rating

CELZ Nasdaq Biological Products, (No Diagnostic Substances) NV CIK: 0001187953
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
STRONG SELL
95% Confidence

📊 CELZ Key Takeaways

Revenue: $6.0K
Net Margin: -99,916.8%
Free Cash Flow: $-5.9M
Current Ratio: 25.97x
Debt/Equity: 0.68x
EPS: $-2.52
AI Rating: STRONG SELL with 95% confidence

Investment Thesis

CELZ is a pre-revenue or near-zero revenue biotech company with severe operational losses and negative cash burn, losing $5.9M in operating cash flow against only $6K in annual revenue. Despite maintaining adequate liquidity ($7.2M cash), the company is burning capital at an unsustainable rate with no demonstrated path to profitability or revenue generation. The biological products company shows no evidence of commercial traction or viable product portfolio.

CELZ Strengths

  • + Strong liquidity position with $7.2M cash and 25.97x current ratio provides near-term runway
  • + Reasonable debt/equity ratio of 0.68x limits financial leverage risk
  • + Gross margin of 63.4% on limited revenue suggests potential unit economics if scaled

CELZ Risks

  • ! Catastrophic revenue collapse of 45.5% YoY to only $6K indicates complete loss of commercial viability
  • ! Operating cash burn of $5.9M annually against minimal revenue is unsustainable; at current burn rate, cash exhaustion within 14 months
  • ! Massive operating losses of $6.1M (-102,380% margin) with no clear path to profitability or commercialization
  • ! Zero insider purchases in last 90 days signals lack of management confidence
  • ! Biological products company with no revenue suggests failed product pipeline or market rejection

Key Metrics to Watch

CELZ Financial Metrics

Revenue
$6.0K
Net Income
$-6.0M
EPS (Diluted)
$-2.52
Free Cash Flow
$-5.9M
Total Assets
$7.8M
Cash Position
$7.2M

💡 AI Analyst Insight

Strong liquidity with a 25.97x current ratio provides a solid financial cushion.

CELZ Profitability Ratios

Gross Margin 63.4%
Operating Margin -102,380.2%
Net Margin -99,916.8%
ROE -79.8%
ROA -76.8%
FCF Margin -97,607.4%

CELZ vs Healthcare Sector

How CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. compares to Healthcare sector averages

Net Margin
CELZ -99,916.8%
vs
Sector Avg 12.0%
CELZ Sector
ROE
CELZ -79.8%
vs
Sector Avg 15.0%
CELZ Sector
Current Ratio
CELZ 26.0x
vs
Sector Avg 2.0x
CELZ Sector
Debt/Equity
CELZ 0.7x
vs
Sector Avg 0.6x
CELZ Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CELZ Balance Sheet & Liquidity

Current Ratio
25.97x
Quick Ratio
25.97x
Debt/Equity
0.68x
Debt/Assets
3.6%
Interest Coverage
N/A
Long-term Debt
$5.1M

CELZ 5-Year Financial Trend

CELZ 5-year financial data: Year 2021: Revenue $164.5K, Net Income -$36.3M, EPS $-62.69. Year 2022: Revenue $88.6K, Net Income $19.2M, EPS $5.61. Year 2023: Revenue $88.6K, Net Income -$10.1M, EPS N/A. Year 2024: Revenue $11.0K, Net Income -$5.3M, EPS $-3.76. Year 2025: Revenue $11.0K, Net Income -$5.5M, EPS $-3.71.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC.'s revenue has declined by 93% over the 5-year period, indicating business contraction. The most recent EPS of $-3.71 indicates the company is currently unprofitable.

CELZ Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-97,607.4%
Free cash flow / Revenue

CELZ Quarterly Performance

Quarterly financial performance data for CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 N/A -$1.0M $-0.48
Q2 2025 N/A -$1.2M $-0.48
Q1 2025 N/A -$1.0M $0.73
Q3 2024 N/A -$1.0M N/A
Q2 2024 N/A -$1.1M N/A
Q1 2024 N/A -$1.0M N/A
Q3 2023 $6.0K -$982.3K N/A
Q2 2023 N/A -$1.1M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CELZ Capital Allocation

Operating Cash Flow
-$5.9M
Cash generated from operations
Stock Buybacks
$10.0K
Shares repurchased (TTM)
Dividends
None
No dividend program

CELZ SEC Filings

Access official SEC EDGAR filings for CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. (CIK: 0001187953)

📋 Recent SEC Filings

Date Form Document Action
Mar 20, 2026 10-K celz_10k.htm View →
Dec 31, 2025 8-K celz_8k.htm View →
Dec 19, 2025 8-K celz_8k.htm View →
Nov 13, 2025 DEF 14A celz_def14a.htm View →
Nov 12, 2025 8-K celz_8k.htm View →

Frequently Asked Questions about CELZ

What is the AI rating for CELZ?

CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. (CELZ) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CELZ's key strengths?

Strong liquidity position with $7.2M cash and 25.97x current ratio provides near-term runway. Reasonable debt/equity ratio of 0.68x limits financial leverage risk.

What are the risks of investing in CELZ?

Catastrophic revenue collapse of 45.5% YoY to only $6K indicates complete loss of commercial viability. Operating cash burn of $5.9M annually against minimal revenue is unsustainable; at current burn rate, cash exhaustion within 14 months.

What is CELZ's revenue and growth?

CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. reported revenue of $6.0K.

Does CELZ pay dividends?

CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. does not currently pay dividends.

Where can I find CELZ SEC filings?

Official SEC filings for CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. (CIK: 0001187953) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CELZ's EPS?

CREATIVE MEDICAL TECHNOLOGY HOLDINGS, INC. has a diluted EPS of $-2.52.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI