📊 CCNB Key Takeaways
Investment Thesis
Coastal Carolina Bancshares demonstrates severely deteriorated financial health with microscopic profitability metrics (0.9% net margin, 0.1% ROE, 0.0% ROA) and minimal net income generation relative to assets. The company's data freshness from March 2013 raises critical concerns about information reliability, and the absence of recent insider activity combined with extremely weak operational performance suggests fundamental business challenges.
CCNB Strengths
- Revenue growth of 21.7% YoY shows top-line expansion momentum
- Positive free cash flow of 125.6K demonstrates some cash generation capability
- No long-term debt provides balance sheet simplicity
CCNB Risks
- Profitability metrics are critically weak: 0.9% net margin with 0.1% ROE and 0.0% ROA indicate severe operational inefficiency
- Data freshness from March 2013 is severely outdated, making current assessment reliability highly questionable
- Net income of only 9.2K on 105.1M in assets reflects poor asset utilization and business productivity
- High liability-to-asset ratio (90.7M/105.1M = 86.3%) indicates significant financial leverage and risk
- Zero insider activity in last 90 days suggests management disengagement or lack of confidence
Key Metrics to Watch
- Net profit margin trend and absolute net income generation
- Return on Assets (ROA) and Return on Equity (ROE) improvement trajectory
- Asset quality metrics and non-performing loan ratios
- Capital adequacy ratios relative to regulatory minimums
CCNB Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
CCNB Profitability Ratios
CCNB vs Finance Sector
How Coastal Carolina Bancshares, Inc. compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
CCNB Balance Sheet & Liquidity
CCNB 5-Year Financial Trend
5-Year Trend Summary: Coastal Carolina Bancshares, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline.
CCNB Growth Metrics (YoY)
CCNB Capital Allocation
CCNB SEC Filings
Access official SEC EDGAR filings for Coastal Carolina Bancshares, Inc. (CIK: 0001437213)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CCNB
What is the AI rating for CCNB?
Coastal Carolina Bancshares, Inc. (CCNB) has an AI rating of SELL with 85% confidence, based on fundamental analysis of SEC EDGAR filings.
What are CCNB's key strengths?
Revenue growth of 21.7% YoY shows top-line expansion momentum. Positive free cash flow of 125.6K demonstrates some cash generation capability.
What are the risks of investing in CCNB?
Profitability metrics are critically weak: 0.9% net margin with 0.1% ROE and 0.0% ROA indicate severe operational inefficiency. Data freshness from March 2013 is severely outdated, making current assessment reliability highly questionable.
What is CCNB's revenue and growth?
Coastal Carolina Bancshares, Inc. reported revenue of $1.0M.
Does CCNB pay dividends?
Coastal Carolina Bancshares, Inc. does not currently pay dividends.
Where can I find CCNB SEC filings?
Official SEC filings for Coastal Carolina Bancshares, Inc. (CIK: 0001437213) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CCNB's EPS?
Coastal Carolina Bancshares, Inc. has a diluted EPS of $0.00.
How is the AI analysis conducted?
Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.