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CART Stock Analysis - Maplebear Inc. AI Rating

CART Nasdaq Services-Business Services, NEC DE CIK: 0001579091
Recently Updated • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
AI Rating
STRONG BUY
87% Confidence

📊 CART Key Takeaways

Revenue: $3.7B
Net Margin: 11.9%
Free Cash Flow: $910.0M
Current Ratio: 2.40x
Debt/Equity: 0.00x
EPS: $1.60
AI Rating: STRONG BUY with 87% confidence

Investment Thesis

Maplebear demonstrates exceptional financial health with outstanding profitability metrics, strong revenue growth of 10.8% YoY, and robust free cash flow generation of $910M (24.3% FCF margin). The company maintains pristine balance sheet strength with zero debt, strong liquidity ratios of 2.40x, and solid ROE of 17.8%, indicating efficient capital deployment in a high-margin business model.

CART Strengths

  • + Exceptional gross margin of 73.7% demonstrates powerful pricing power and operational efficiency in service delivery
  • + Outstanding free cash flow generation of $910M with 24.3% FCF margin indicating sustainable business model
  • + Zero long-term debt with $637M cash position and 2.40x current ratio provides fortress balance sheet
  • + Solid double-digit revenue growth of 10.8% YoY combined with positive net income growth of 2.1%
  • + Strong returns on equity (17.8%) and assets (12.1%) show efficient capital utilization
  • + Operating cash flow of $971M significantly exceeds net income of $447M, indicating quality earnings

CART Risks

  • ! Net income growth rate of 2.1% significantly lags revenue growth of 10.8%, suggesting margin compression or operational challenges
  • ! Operating margin of 13.3% declined relative to gross margin of 73.7%, indicating elevated operating expenses
  • ! Limited visibility into operating expense breakdown and potential cost structure headwinds
  • ! Recent insider activity with 9 Form 4 filings in last 90 days warrants monitoring for potential directional signals
  • ! Service-dependent business model may face scaling challenges or labor cost inflation pressures

Key Metrics to Watch

CART Financial Metrics

Revenue
$3.7B
Net Income
$447.0M
EPS (Diluted)
$1.60
Free Cash Flow
$910.0M
Total Assets
$3.7B
Cash Position
$637.0M

💡 AI Analyst Insight

The 24.3% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 2.40x current ratio provides a solid financial cushion.

CART Profitability Ratios

Gross Margin 73.7%
Operating Margin 13.3%
Net Margin 11.9%
ROE 17.8%
ROA 12.1%
FCF Margin 24.3%

CART vs Default Sector

How Maplebear Inc. compares to Default sector averages

Net Margin
CART 11.9%
vs
Sector Avg 12.0%
CART Sector
ROE
CART 17.8%
vs
Sector Avg 15.0%
CART Sector
Current Ratio
CART 2.4x
vs
Sector Avg 1.8x
CART Sector
Debt/Equity
CART 0.0x
vs
Sector Avg 0.7x
CART Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CART Balance Sheet & Liquidity

Current Ratio
2.40x
Quick Ratio
2.40x
Debt/Equity
0.00x
Debt/Assets
26.4%
Interest Coverage
N/A
Long-term Debt
N/A

CART 5-Year Financial Trend

CART 5-year financial data: Year 2023: Revenue $3.0B, Net Income -$73.0M, EPS $-1.12. Year 2024: Revenue $3.4B, Net Income $428.0M, EPS $0.96. Year 2025: Revenue $3.7B, Net Income -$1.6B, EPS $-12.43.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Maplebear Inc.'s revenue has grown significantly by 23% over the 5-year period, indicating strong business expansion. The most recent EPS of $-12.43 indicates the company is currently unprofitable.

CART Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
24.3%
Free cash flow / Revenue

CART Quarterly Performance

Quarterly financial performance data for Maplebear Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $852.0M $61.0M $0.42
Q2 2025 $823.0M $61.0M $0.20
Q1 2025 $820.0M $106.0M $0.37
Q3 2024 $764.0M $61.0M $0.42
Q2 2024 $716.0M $61.0M $0.00
Q1 2024 $759.0M $128.0M $0.00
Q3 2023 $668.0M $8.0M $0.00

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CART Capital Allocation

Operating Cash Flow
$971.0M
Cash generated from operations
Stock Buybacks
$1.4B
Shares repurchased (TTM)
Capital Expenditures
$61.0M
Investment in assets
Dividends
None
No dividend program

CART SEC Filings

Access official SEC EDGAR filings for Maplebear Inc. (CIK: 0001579091)

📋 Recent SEC Filings

Date Form Document Action
Mar 18, 2026 4 xslF345X06/wk-form4_1773865073.xml View →
Mar 13, 2026 4 xslF345X05/wk-form4_1773432198.xml View →
Feb 27, 2026 4 xslF345X05/wk-form4_1772226231.xml View →
Feb 26, 2026 10-K cart-20251231.htm View →
Feb 18, 2026 4 xslF345X05/wk-form4_1771449374.xml View →

Frequently Asked Questions about CART

What is the AI rating for CART?

Maplebear Inc. (CART) has an AI rating of STRONG BUY with 87% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CART's key strengths?

Exceptional gross margin of 73.7% demonstrates powerful pricing power and operational efficiency in service delivery. Outstanding free cash flow generation of $910M with 24.3% FCF margin indicating sustainable business model.

What are the risks of investing in CART?

Net income growth rate of 2.1% significantly lags revenue growth of 10.8%, suggesting margin compression or operational challenges. Operating margin of 13.3% declined relative to gross margin of 73.7%, indicating elevated operating expenses.

What is CART's revenue and growth?

Maplebear Inc. reported revenue of $3.7B.

Does CART pay dividends?

Maplebear Inc. does not currently pay dividends.

Where can I find CART SEC filings?

Official SEC filings for Maplebear Inc. (CIK: 0001579091) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CART's EPS?

Maplebear Inc. has a diluted EPS of $1.60.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI