📊 BMBL Key Takeaways
Investment Thesis
Bumble is a fundamentally challenged business generating significant operating losses (-83.4% margin) and negative net income (-71.8% margin) despite $965.7M in revenue. The company is burning shareholder value with deeply negative returns on equity (-121.6%) and assets (-48.6%), indicating structural profitability issues. While positive operating cash flow of $250.4M provides temporary relief, the massive gap between operating losses and positive cash flow signals accounting issues or one-time items masking operational deterioration.
BMBL Strengths
- Positive operating cash flow of $250.4M providing liquidity buffer
- Strong current ratio of 2.21x indicating short-term payment ability
- Substantial revenue base of $965.7M with established market position
BMBL Risks
- Severe operating losses with -83.4% margin indicating unprofitable core business model
- Net income losses of -693.1M with deteriorating negative return on equity of -121.6%
- High leverage with debt-to-equity ratio of 1.04x and $590.6M long-term debt limiting financial flexibility
- Revenue decline of -9.9% YoY suggesting market share loss or demand contraction
- Substantial divergence between negative profitability and positive cash flow raises sustainability concerns
Key Metrics to Watch
- Operating margin trend - critical to assess if losses are narrowing or widening
- Revenue trajectory - monitor if 9.9% YoY decline stabilizes or accelerates
- Operating cash flow sustainability - verify if positive FCF can be maintained given losses
- Debt service capability - ensure company can service $590.6M debt without additional dilution
BMBL Financial Metrics
💡 AI Analyst Insight
The 25.9% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 2.21x current ratio provides a solid financial cushion.
BMBL Profitability Ratios
BMBL vs Technology Sector
How Bumble Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
BMBL Balance Sheet & Liquidity
BMBL 5-Year Financial Trend
5-Year Trend Summary: Bumble Inc.'s revenue has grown significantly by 40% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.03 indicates the company is currently unprofitable.
BMBL Growth Metrics (YoY)
BMBL Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $246.2M | $37.3M | $0.33 |
| Q2 2025 | $248.2M | $27.4M | $0.22 |
| Q1 2025 | $247.1M | $13.4M | $0.13 |
| Q3 2024 | $273.6M | $16.7M | $0.12 |
| Q2 2024 | $259.7M | $5.1M | $0.04 |
| Q1 2024 | $242.9M | -$1.6M | $-0.01 |
| Q3 2023 | $210.0M | -$1.6M | $-0.01 |
| Q2 2023 | $219.2M | -$3.4M | $-0.03 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
BMBL Capital Allocation
BMBL SEC Filings
Access official SEC EDGAR filings for Bumble Inc. (CIK: 0001830043)
📋 Recent SEC Filings
❓ Frequently Asked Questions about BMBL
What is the AI rating for BMBL?
Bumble Inc. (BMBL) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.
What are BMBL's key strengths?
Positive operating cash flow of $250.4M providing liquidity buffer. Strong current ratio of 2.21x indicating short-term payment ability.
What are the risks of investing in BMBL?
Severe operating losses with -83.4% margin indicating unprofitable core business model. Net income losses of -693.1M with deteriorating negative return on equity of -121.6%.
What is BMBL's revenue and growth?
Bumble Inc. reported revenue of $965.7M.
Does BMBL pay dividends?
Bumble Inc. does not currently pay dividends.
Where can I find BMBL SEC filings?
Official SEC filings for Bumble Inc. (CIK: 0001830043) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is BMBL's EPS?
Bumble Inc. has a diluted EPS of $-5.95.
How is the AI analysis conducted?
Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.