📊 BHM Key Takeaways
Investment Thesis
Bluerock Homes Trust faces significant operational profitability challenges with negative operating margins of -45.1% and net losses of $11.5M despite positive revenue. While the company maintains positive free cash flow of $10.4M and adequate liquidity with $169.6M in cash, the high debt-to-equity ratio of 3.33x combined with substantial operating losses raises concerns about long-term financial sustainability and the REIT's ability to generate consistent returns.
BHM Strengths
- Positive free cash flow of $10.4M provides near-term operational flexibility
- Strong cash position of $169.6M relative to operating needs
- Modest revenue growth of 0.9% YoY shows underlying business stability
- Operating cash flow of $27.8M exceeds capital expenditures
BHM Risks
- Severely negative operating margin of -45.1% indicates core business unprofitability
- High leverage with debt-to-equity of 3.33x and long-term debt of $428.4M relative to equity of $128.7M
- Consistent net losses despite revenue generation signal persistent operational issues
- Negative return metrics (ROE: -8.9%, ROA: -1.0%) indicate value destruction for shareholders
- 8 Form 4 insider filings in 90 days warrant monitoring for insider sentiment
Key Metrics to Watch
- Operating margin trajectory - critical to assess if losses narrow
- Debt reduction progress and debt-to-equity ratio improvement
- Free cash flow sustainability and cash burn rate
- Revenue growth acceleration and operating leverage improvement
- Insider transaction patterns and directional sentiment
BHM Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
BHM Profitability Ratios
BHM vs Default Sector
How Bluerock Homes Trust, Inc. compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
BHM Balance Sheet & Liquidity
BHM 5-Year Financial Trend
5-Year Trend Summary: Bluerock Homes Trust, Inc.'s revenue has grown significantly by 107% over the 5-year period, indicating strong business expansion. The most recent EPS of $-1.10 indicates the company is currently unprofitable.
BHM Growth Metrics (YoY)
BHM Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $12.0M | $3.5M | $0.24 |
| Q2 2025 | $11.9M | -$5.2M | $-0.42 |
| Q1 2025 | $10.8M | -$3.2M | $-0.27 |
| Q3 2024 | $10.2M | $3.5M | $0.24 |
| Q2 2024 | $10.3M | -$1.2M | $-0.09 |
| Q1 2024 | $10.1M | -$3.2M | $-0.27 |
| Q3 2023 | $8.6M | $576.0K | $0.00 |
| Q2 2023 | $7.7M | -$120.0K | $-0.03 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
BHM Capital Allocation
BHM SEC Filings
Access official SEC EDGAR filings for Bluerock Homes Trust, Inc. (CIK: 0001903382)
📋 Recent SEC Filings
❓ Frequently Asked Questions about BHM
What is the AI rating for BHM?
Bluerock Homes Trust, Inc. (BHM) has an AI rating of SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are BHM's key strengths?
Positive free cash flow of $10.4M provides near-term operational flexibility. Strong cash position of $169.6M relative to operating needs.
What are the risks of investing in BHM?
Severely negative operating margin of -45.1% indicates core business unprofitability. High leverage with debt-to-equity of 3.33x and long-term debt of $428.4M relative to equity of $128.7M.
What is BHM's revenue and growth?
Bluerock Homes Trust, Inc. reported revenue of $68.7M.
Does BHM pay dividends?
Bluerock Homes Trust, Inc. pays dividends, with $3.4M distributed to shareholders in the trailing twelve months.
Where can I find BHM SEC filings?
Official SEC filings for Bluerock Homes Trust, Inc. (CIK: 0001903382) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is BHM's EPS?
Bluerock Homes Trust, Inc. has a diluted EPS of $-3.02.
How is the AI analysis conducted?
Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.