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BBY Stock Analysis - BEST BUY CO INC AI Rating

BBY NYSE Retail-Radio, Tv & Consumer Electronics Stores MN CIK: 0000764478
Recently Updated • Analysis: Mar 20, 2026 • SEC Data: 2026-01-31
AI Rating
HOLD
62% Confidence

📊 BBY Key Takeaways

Revenue: $41.7B
Net Margin: 2.6%
Free Cash Flow: $1.3B
Current Ratio: 1.11x
Debt/Equity: 0.39x
EPS: $5.04
AI Rating: HOLD with 62% confidence

Investment Thesis

Best Buy demonstrates solid profitability with strong net income growth (+15.3% YoY) and excellent capital efficiency (ROE 36.1%), but faces headwinds from flat revenue growth and tight operating margins (3.3%). The company generates healthy free cash flow and maintains reasonable leverage, though modest liquidity metrics suggest limited financial flexibility.

BBY Strengths

  • + Strong earnings growth with net income up 15.3% YoY and EPS up 17.8% despite flat revenues
  • + Excellent capital efficiency with ROE of 36.1% and ROA of 7.3% indicating effective use of shareholder capital
  • + Solid free cash flow generation of $1.3B (3.0% FCF margin) with capex discipline and strong operating cash flow of $2.0B
  • + Conservative leverage with debt-to-equity of 0.39x and exceptional interest coverage of 29.6x providing financial stability
  • + Healthy gross margin of 22.5% protecting profitability despite retail pressures

BBY Risks

  • ! Stagnant revenue growth at 0.0% YoY indicates limited organic expansion and potential market saturation in consumer electronics retail
  • ! Low operating margin of 3.3% leaves minimal buffer for cost pressures or competitive challenges in a commoditized sector
  • ! Weak quick ratio of 0.43x and current ratio of 1.11x suggest potential liquidity constraints and heavy reliance on inventory turnover
  • ! Operating in structurally challenged retail sector facing ongoing e-commerce competition and consumer spending volatility
  • ! Negative free cash flow growth trajectory implied by flat revenues suggests limited capacity for debt reduction or shareholder returns

Key Metrics to Watch

BBY Financial Metrics

Revenue
$41.7B
Net Income
$1.1B
EPS (Diluted)
$5.04
Free Cash Flow
$1.3B
Total Assets
$14.7B
Cash Position
$1.7B

💡 AI Analyst Insight

The relatively thin 3.0% FCF margin may limit capital allocation flexibility.

BBY Profitability Ratios

Gross Margin 22.5%
Operating Margin 3.3%
Net Margin 2.6%
ROE 36.1%
ROA 7.3%
FCF Margin 3.0%

BBY vs Technology Sector

How BEST BUY CO INC compares to Technology sector averages

Net Margin
BBY 2.6%
vs
Sector Avg 18.0%
BBY Sector
ROE
BBY 36.1%
vs
Sector Avg 22.0%
BBY Sector
Current Ratio
BBY 1.1x
vs
Sector Avg 2.5x
BBY Sector
Debt/Equity
BBY 0.4x
vs
Sector Avg 0.5x
BBY Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

BBY Balance Sheet & Liquidity

Current Ratio
1.11x
Quick Ratio
0.43x
Debt/Equity
0.39x
Debt/Assets
0.0%
Interest Coverage
29.55x
Long-term Debt
$1.2B

BBY 5-Year Financial Trend

BBY 5-year financial data: Year 2022: Revenue $51.8B, Net Income $1.5B, EPS $5.75. Year 2023: Revenue $51.8B, Net Income $1.8B, EPS $6.84. Year 2024: Revenue $51.8B, Net Income $2.5B, EPS $9.84. Year 2025: Revenue $46.3B, Net Income $1.4B, EPS $6.29. Year 2026: Revenue $43.5B, Net Income $1.2B, EPS $5.68.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BEST BUY CO INC's revenue has declined by 16% over the 5-year period, indicating business contraction. The most recent EPS of $5.68 reflects profitable operations.

BBY Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.0%
Free cash flow / Revenue

BBY Quarterly Performance

Quarterly financial performance data for BEST BUY CO INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $9.4B $140.0M $0.66
Q2 2026 $9.3B $186.0M $0.87
Q1 2026 $8.8B $202.0M $0.95
Q3 2025 $9.4B $263.0M $1.21
Q2 2025 $9.3B $274.0M $1.25
Q1 2025 $8.8B $244.0M $1.11
Q3 2024 $9.8B $263.0M $1.21
Q2 2024 $9.6B $274.0M $1.25

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BBY Capital Allocation

Operating Cash Flow
$2.0B
Cash generated from operations
Stock Buybacks
$273.0M
Shares repurchased (TTM)
Capital Expenditures
$704.0M
Investment in assets
Dividends Paid
$801.0M
Returned to shareholders

BBY SEC Filings

Access official SEC EDGAR filings for BEST BUY CO INC (CIK: 0000764478)

📋 Recent SEC Filings

Date Form Document Action
Mar 18, 2026 10-K bby-20260131.htm View →
Mar 3, 2026 8-K bby-20260303.htm View →
Dec 16, 2025 4 xslF345X05/doc4.xml View →
Dec 16, 2025 4 xslF345X05/doc4.xml View →
Dec 8, 2025 4 xslF345X05/doc4.xml View →

Frequently Asked Questions about BBY

What is the AI rating for BBY?

BEST BUY CO INC (BBY) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are BBY's key strengths?

Strong earnings growth with net income up 15.3% YoY and EPS up 17.8% despite flat revenues. Excellent capital efficiency with ROE of 36.1% and ROA of 7.3% indicating effective use of shareholder capital.

What are the risks of investing in BBY?

Stagnant revenue growth at 0.0% YoY indicates limited organic expansion and potential market saturation in consumer electronics retail. Low operating margin of 3.3% leaves minimal buffer for cost pressures or competitive challenges in a commoditized sector.

What is BBY's revenue and growth?

BEST BUY CO INC reported revenue of $41.7B.

Does BBY pay dividends?

BEST BUY CO INC pays dividends, with $801.0M distributed to shareholders in the trailing twelve months.

Where can I find BBY SEC filings?

Official SEC filings for BEST BUY CO INC (CIK: 0000764478) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BBY's EPS?

BEST BUY CO INC has a diluted EPS of $5.04.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2026-01-31 | Powered by Claude AI