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RL Stock Analysis - RALPH LAUREN CORP AI Rating

RL NYSE Men's & Boys' Furnishgs, Work Clothg, & Allied Garments DE CIK: 0001037038
Analysis Date: Mar 19, 2026 | Data as of: 2025-12-27
AI Rating
STRONG BUY
82% Confidence

Investment Thesis

Ralph Lauren demonstrates exceptional financial health with strong profitability metrics (12.9% net margin, 27.3% ROE) and robust cash generation (1.0B operating cash flow, 652.2M free cash flow). The company shows solid growth momentum with 6.7% revenue growth and 14.9% net income growth, coupled with conservative leverage (0.43x debt/equity) and excellent liquidity (2.10x current ratio), positioning it well for sustainable returns.

RL Strengths

  • + Superior profitability with 69.9% gross margin indicating strong pricing power and brand value
  • + Excellent cash conversion with 10.6% free cash flow margin and 1.0B operating cash flow generation
  • + Strong balance sheet with 2.0B cash, low leverage at 0.43x debt/equity, and 24.3x interest coverage
  • + Solid growth acceleration with net income growing 14.9% YoY faster than revenue at 6.7% YoY
  • + Outstanding returns on equity (27.3%) and assets (10.1%) demonstrating efficient capital deployment

RL Risks

  • ! Fashion and apparel sector cyclicality and sensitivity to consumer discretionary spending trends
  • ! Capital intensity with 356.7M capex annually (5.8% of revenue) limiting cash flexibility
  • ! Significant insider activity (11 Form 4 filings) warrants monitoring for potential signaling concerns

Key Metrics to Watch

RL Financial Metrics

Revenue
$6.1B
Net Income
$789.5M
EPS (Diluted)
$12.66
Free Cash Flow
$652.2M
Total Assets
$7.8B
Cash Position
$2.0B

RL Profitability Ratios

Gross Margin 69.9%
Operating Margin 16.1%
Net Margin 12.9%
ROE 27.3%
ROA 10.1%
FCF Margin 10.6%

RL Balance Sheet & Liquidity

Current Ratio
2.10x
Quick Ratio
1.52x
Debt/Equity
0.43x
Debt/Assets
63.0%
Interest Coverage
24.34x
Long-term Debt
$1.2B

RL 5-Year Financial Trend

RL 5-year financial data: Year 2021: Revenue $6.3B, Net Income $430.9M, EPS $5.27. Year 2022: Revenue $6.2B, Net Income $384.3M, EPS $4.98. Year 2023: Revenue $6.4B, Net Income -$121.1M, EPS $-1.65. Year 2024: Revenue $6.6B, Net Income $600.1M, EPS $8.07. Year 2025: Revenue $7.1B, Net Income $522.7M, EPS $7.58.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: RALPH LAUREN CORP's revenue has grown significantly by 12% over the 5-year period, indicating strong business expansion. The most recent EPS of $7.58 reflects profitable operations.

RL Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
10.6%
Free cash flow / Revenue

RL Quarterly Performance

Quarterly financial performance data for RALPH LAUREN CORP including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $2.1B $297.4M $4.66
Q2 2026 $1.7B $147.9M $2.31
Q1 2026 $1.5B $168.6M $2.61
Q3 2025 $1.9B $276.6M $4.19
Q2 2025 $1.6B $146.9M $2.19
Q1 2025 $1.5B $132.1M $1.96
Q3 2024 $1.8B $216.5M $3.20
Q2 2024 $1.6B $146.9M $2.18

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

RL Capital Allocation

Operating Cash Flow
$1.0B
Cash generated from operations
Stock Buybacks
$473.4M
Shares repurchased (TTM)
Capital Expenditures
$356.7M
Investment in assets
Dividends Paid
$161.3M
Returned to shareholders

RL SEC Filings

Access official SEC EDGAR filings for RALPH LAUREN CORP (CIK: 0001037038)

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-27 | Powered by Claude AI