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Public Service Enterprise Group Inc. (PEG) Stock Fundamental Analysis & AI Rating 2026

PEG NYSE Electric & Other Services Combined NJ CIK: 0000788784
Recently Updated • Analysis: May 7, 2026 • SEC Data: 2026-03-31
Combined AI Rating
HOLD
76% Confidence
STRONG AGREEMENT
HOLD
72% Conf
HOLD
80% Conf

📊 PEG Key Takeaways

Revenue: $3.8B
Net Margin: 19.3%
Free Cash Flow: $578.0M
Current Ratio: 0.97x
Debt/Equity: 1.33x
EPS: $1.48
AI Rating: HOLD with 72% confidence
Public Service Enterprise Group Inc. (PEG) receives a HOLD rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $3.8B, net profit margin of 19.3%, and return on equity (ROE) of 4.3%, Public Service Enterprise Group Inc. demonstrates mixed fundamentals in the Utilities sector. Below is our complete PEG stock analysis for 2026.

Is Public Service Enterprise Group Inc. (PEG) a Good Investment?

Claude

Public Service Enterprise Group demonstrates strong profitability with a 19.3% net margin and solid free cash flow generation of $578M, supported by 19.1% net income growth. However, revenue growth remains essentially flat at 0.4% YoY, and the 1.33x debt-to-equity ratio combined with below-1.0x liquidity ratios present moderate financial constraints typical of capital-intensive utilities. The company is financially stable but offers limited growth prospects with returns on equity of only 4.3%.

ChatGPT

PUBLIC SERVICE ENTERPRISE GROUP shows solid regulated-utility profitability, with a 24.5% operating margin, 17.3% net margin, and nearly 19% growth in net income and EPS. However, growth quality is mixed because revenue was essentially flat, free cash flow was near breakeven after heavy capital spending, and leverage and liquidity remain somewhat tight. The fundamentals support stability, but not enough balance-sheet and cash-flow strength to justify a more aggressive rating.

Why Buy Public Service Enterprise Group Inc. Stock? PEG Key Strengths

Claude
  • + Exceptional profit margins (27.9% operating margin, 19.3% net margin) reflecting operational efficiency
  • + Strong earnings growth of 19.1% YoY despite flat revenue, indicating margin expansion and cost management
  • + Reliable free cash flow generation of $578M with 15% FCF margin supporting debt service and investment
  • + Solid interest coverage ratio of 4.0x demonstrates adequate debt service capacity
ChatGPT
  • + Strong profitability for a utility, including 24.5% operating margin and 17.3% net margin
  • + Net income and diluted EPS both grew about 19% year over year despite limited top-line growth
  • + ROE of 12.4% and consistent operating cash flow of $3.30B indicate a productive regulated asset base

PEG Stock Risks: Public Service Enterprise Group Inc. Investment Risks

Claude
  • ! Stagnant revenue growth of only 0.4% YoY signals market maturity and limited organic expansion
  • ! Elevated debt-to-equity ratio of 1.33x combined with current ratio of 0.97x indicates tighter financial flexibility
  • ! Low return metrics (ROE 4.3%, ROA 1.3%) suggest capital-intensive business with constrained profitability growth
  • ! Current ratio below 1.0x raises short-term liquidity concerns, though typical for utilities with predictable cash flows
ChatGPT
  • ! Free cash flow is only $26M because capital expenditures are absorbing nearly all operating cash flow
  • ! Leverage is meaningful, with $22.55B of long-term debt, 1.33x debt/equity, and only 3.0x interest coverage
  • ! Liquidity is tight, with a 0.80x current ratio, 0.74x quick ratio, and low cash balances

Key Metrics to Watch

Claude
  • * Revenue growth acceleration above 1% to confirm end of stagnation period
  • * Debt-to-equity trend to verify leverage remains manageable
  • * Operating cash flow stability and free cash flow capacity to fund capital reinvestment
  • * Net margin sustainability to confirm margin expansion is not temporary
ChatGPT
  • * Free cash flow generation relative to capital expenditures
  • * Interest coverage and debt-funded capital spending trends

Public Service Enterprise Group Inc. (PEG) Financial Metrics & Key Ratios

Revenue
$3.8B
Net Income
$741.0M
EPS (Diluted)
$1.48
Free Cash Flow
$578.0M
Total Assets
$57.9B
Cash Position
$404.0M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

PEG Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 27.9%
Net Margin 19.3%
ROE 4.3%
ROA 1.3%
FCF Margin 15.0%

PEG vs Utilities Sector: How Public Service Enterprise Group Inc. Compares

How Public Service Enterprise Group Inc. compares to Utilities sector averages

Net Margin
PEG 19.3%
vs
Sector Avg 12.0%
PEG Sector
ROE
PEG 4.3%
vs
Sector Avg 10.0%
PEG Sector
Current Ratio
PEG 1.0x
vs
Sector Avg 0.8x
PEG Sector
Debt/Equity
PEG 1.3x
vs
Sector Avg 1.4x
PEG Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Public Service Enterprise Group Inc. Stock Overvalued? PEG Valuation Analysis 2026

Based on fundamental analysis, Public Service Enterprise Group Inc. has mixed fundamental signals relative to the Utilities sector in 2026.

Return on Equity
4.3%
Sector avg: 10%
Net Profit Margin
19.3%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.33x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Public Service Enterprise Group Inc. Balance Sheet: PEG Debt, Cash & Liquidity

Current Ratio
0.97x
Quick Ratio
0.89x
Debt/Equity
1.33x
Debt/Assets
0.0%
Interest Coverage
3.95x
Long-term Debt
$23.1B

PEG Revenue & Earnings Growth: 5-Year Financial Trend

PEG 5-year financial data: Year 2021: Revenue $10.3B, Net Income $1.7B, EPS $3.33. Year 2022: Revenue $11.2B, Net Income $1.9B, EPS $3.76. Year 2023: Revenue $11.2B, Net Income -$648.0M, EPS $-1.29. Year 2024: Revenue $11.2B, Net Income $1.0B, EPS $2.06. Year 2025: Revenue $12.1B, Net Income $2.6B, EPS $5.13.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Public Service Enterprise Group Inc.'s revenue has grown significantly by 18% over the 5-year period, indicating strong business expansion. The most recent EPS of $5.13 reflects profitable operations.

PEG Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
15.0%
Free cash flow / Revenue

PEG Quarterly Earnings & Performance

Quarterly financial performance data for Public Service Enterprise Group Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $3.4B $589.0M $1.18
Q3 2025 $2.5B $520.0M $1.04
Q2 2025 $2.2B $434.0M $0.87
Q1 2025 $2.7B $532.0M $1.06
Q3 2024 $2.4B $139.0M $0.27
Q2 2024 $2.0B $434.0M $0.87
Q1 2024 $2.7B $532.0M $1.06
Q3 2023 $2.4B $114.0M $0.22

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Public Service Enterprise Group Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.3B
Cash generated from operations
Capital Expenditures
$693.0M
Investment in assets
Dividends Paid
$334.0M
Returned to shareholders

PEG SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Public Service Enterprise Group Inc. (CIK: 0000788784)

📋 Recent SEC Filings

Date Form Document Action
May 5, 2026 10-Q peg-20260331.htm View →
May 5, 2026 4 xslF345X06/doc4.xml View →
May 5, 2026 4 xslF345X06/doc4.xml View →
May 5, 2026 4 xslF345X06/doc4.xml View →
May 5, 2026 4 xslF345X06/doc4.xml View →

Frequently Asked Questions about PEG

What is the AI rating for PEG?

Public Service Enterprise Group Inc. (PEG) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are PEG's key strengths?

Claude: Exceptional profit margins (27.9% operating margin, 19.3% net margin) reflecting operational efficiency. Strong earnings growth of 19.1% YoY despite flat revenue, indicating margin expansion and cost management. ChatGPT: Strong profitability for a utility, including 24.5% operating margin and 17.3% net margin. Net income and diluted EPS both grew about 19% year over year despite limited top-line growth.

What are the risks of investing in PEG?

Claude: Stagnant revenue growth of only 0.4% YoY signals market maturity and limited organic expansion. Elevated debt-to-equity ratio of 1.33x combined with current ratio of 0.97x indicates tighter financial flexibility. ChatGPT: Free cash flow is only $26M because capital expenditures are absorbing nearly all operating cash flow. Leverage is meaningful, with $22.55B of long-term debt, 1.33x debt/equity, and only 3.0x interest coverage.

What is PEG's revenue and growth?

Public Service Enterprise Group Inc. reported revenue of $3.8B.

Does PEG pay dividends?

Public Service Enterprise Group Inc. pays dividends, with $334.0M distributed to shareholders in the trailing twelve months.

Where can I find PEG SEC filings?

Official SEC filings for Public Service Enterprise Group Inc. (CIK: 0000788784) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PEG's EPS?

Public Service Enterprise Group Inc. has a diluted EPS of $1.48.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is PEG a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Public Service Enterprise Group Inc. has a HOLD rating with 76% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is PEG stock overvalued or undervalued?

Valuation metrics for PEG: ROE of 4.3% (sector avg: 10%), net margin of 19.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy PEG stock in 2026?

Our dual AI analysis gives Public Service Enterprise Group Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is PEG's free cash flow?

Public Service Enterprise Group Inc.'s operating cash flow is $1.3B, with capital expenditures of $693.0M. FCF margin is 15.0%.

How does PEG compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 19.3% (avg: 12%), ROE 4.3% (avg: 10%), current ratio 0.97 (avg: 0.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 7, 2026 | Data as of: 2026-03-31 | Powered by Claude AI