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PEG Stock Analysis - PUBLIC SERVICE ENTERPRISE GROUP INC AI Rating

PEG NYSE Electric & Other Services Combined NJ CIK: 0000788784
Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31
AI Rating
HOLD
62% Confidence

Investment Thesis

PEG demonstrates solid profitability with strong operating margins (24.5%) and growing net income (+19.1% YoY), but faces concerning liquidity constraints with a current ratio of 0.80x and minimal free cash flow generation (0.2% FCF margin). The high leverage ratio of 1.33x and capital intensity (capex equal to operating cash flow) limit financial flexibility despite stable revenue and strong interest coverage.

PEG Strengths

  • + Strong net income growth of 19.1% YoY with diluted EPS growth of 19.2%
  • + Healthy operating margin of 24.5% and net margin of 17.3% indicating profitable operations
  • + Solid interest coverage ratio of 3.0x providing adequate debt service capacity
  • + Substantial operating cash flow of $3.3B supporting infrastructure investments

PEG Risks

  • ! Weak liquidity position with current ratio of 0.80x and quick ratio of 0.74x below 1.0x threshold
  • ! Negligible free cash flow of $26M (0.2% margin) despite $3.3B operating cash flow due to capital intensity
  • ! High leverage with debt-to-equity ratio of 1.33x limiting financial flexibility for growth or downturns
  • ! Flat revenue growth of only 0.4% YoY indicating mature, slow-growth business characteristics
  • ! Low cash position of $132M relative to $22.5B long-term debt

Key Metrics to Watch

PEG Financial Metrics

Revenue
$12.2B
Net Income
$2.1B
EPS (Diluted)
$4.22
Free Cash Flow
$26.0M
Total Assets
$57.6B
Cash Position
$132.0M

PEG Profitability Ratios

Gross Margin N/A
Operating Margin 24.5%
Net Margin 17.3%
ROE 12.4%
ROA 3.7%
FCF Margin 0.2%

PEG Balance Sheet & Liquidity

Current Ratio
0.80x
Quick Ratio
0.74x
Debt/Equity
1.33x
Debt/Assets
0.0%
Interest Coverage
2.97x
Long-term Debt
$22.5B

PEG 5-Year Financial Trend

PEG 5-year financial data: Year 2021: Revenue $10.3B, Net Income $1.7B, EPS $3.33. Year 2022: Revenue $11.2B, Net Income $1.9B, EPS $3.76. Year 2023: Revenue $11.2B, Net Income -$648.0M, EPS $-1.29. Year 2024: Revenue $11.2B, Net Income $1.0B, EPS $2.06. Year 2025: Revenue $12.1B, Net Income $2.6B, EPS $5.13.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: PUBLIC SERVICE ENTERPRISE GROUP INC's revenue has grown significantly by 18% over the 5-year period, indicating strong business expansion. The most recent EPS of $5.13 reflects profitable operations.

PEG Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
0.2%
Free cash flow / Revenue

PEG Quarterly Performance

Quarterly financial performance data for PUBLIC SERVICE ENTERPRISE GROUP INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $2.5B $520.0M $1.04
Q2 2025 $2.2B $434.0M $0.87
Q1 2025 $2.7B $532.0M $1.06
Q3 2024 $2.4B $139.0M $0.27
Q2 2024 $2.0B $434.0M $0.87
Q1 2024 $2.7B $532.0M $1.06
Q3 2023 $2.4B $114.0M $0.22
Q2 2023 $2.0B $129.0M $0.26

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

PEG Capital Allocation

Operating Cash Flow
$3.3B
Cash generated from operations
Capital Expenditures
$3.3B
Investment in assets
Dividends Paid
$1.3B
Returned to shareholders

PEG SEC Filings

Access official SEC EDGAR filings for PUBLIC SERVICE ENTERPRISE GROUP INC (CIK: 0000788784)

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI