📊 GHI Key Takeaways
Is GHI a Good Investment? Thesis Analysis
Despite impressive 269.5% YoY revenue growth, GHI remains unprofitable with negative operating margin of -7.9% and net margin of -8.9%, indicating the business is not yet translating top-line growth into profitability. While free cash flow of 27.6M provides a cushion, the company's negative net income, diluted EPS of -0.52, and minimal interest coverage of -0.3x raise concerns about operational efficiency and debt servicing capacity.
Why Buy GHI? Key Strengths
- Exceptional revenue growth of 269.5% YoY demonstrates strong market demand and scaling
- Positive free cash flow of 27.6M with 32.4% FCF margin shows operational cash generation capability
- Operating cash flow of 37.5M exceeds capital expenditure, reducing reliance on external financing
GHI Investment Risks to Consider
- Persistent unprofitability with negative net income of -7.6M and negative operating margin indicates operational challenges
- Negative interest coverage of -0.3x suggests difficulty servicing debt obligations from operating income
- High leverage with 1.1B liabilities against only 1.5B total assets leaves limited financial flexibility
Key Metrics to Watch
- Path to operating profitability and timeline to positive net income
- Debt-to-assets ratio and interest coverage improvement as revenue scales
- Operating margin expansion as company achieves greater operational efficiency
GHI Financial Metrics
💡 AI Analyst Insight
The 32.4% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
GHI Profitability Ratios
GHI vs Finance Sector
How Greystone Housing Impact Investors LP compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is GHI Overvalued or Undervalued?
Based on fundamental analysis, Greystone Housing Impact Investors LP has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
GHI Balance Sheet & Liquidity
GHI 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: Greystone Housing Impact Investors LP's revenue has grown significantly by 53% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.06 reflects profitable operations.
GHI Growth Metrics (YoY)
GHI Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $21.7M | -$1.8M | $0.03 |
| Q2 2025 | $22.0M | -$3.7M | $0.19 |
| Q1 2025 | $22.4M | $3.3M | $0.11 |
| Q3 2024 | $24.3M | -$4.6M | $-0.23 |
| Q2 2024 | $22.0M | $5.2M | $0.19 |
| Q1 2024 | $22.4M | $10.6M | $0.42 |
| Q3 2023 | $22.6M | $9.7M | $0.39 |
| Q2 2023 | $17.2M | $17.6M | $0.74 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
GHI Capital Allocation
GHI SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for Greystone Housing Impact Investors LP (CIK: 0001059142)
📋 Recent SEC Filings
❓ Frequently Asked Questions about GHI
What is the AI rating for GHI?
Greystone Housing Impact Investors LP (GHI) has an AI rating of SELL with 75% confidence, based on fundamental analysis of SEC EDGAR filings.
What are GHI's key strengths?
Claude: Exceptional revenue growth of 269.5% YoY demonstrates strong market demand and scaling. Positive free cash flow of 27.6M with 32.4% FCF margin shows operational cash generation capability.
What are the risks of investing in GHI?
Claude: Persistent unprofitability with negative net income of -7.6M and negative operating margin indicates operational challenges. Negative interest coverage of -0.3x suggests difficulty servicing debt obligations from operating income.
What is GHI's revenue and growth?
Greystone Housing Impact Investors LP reported revenue of $85.4M.
Does GHI pay dividends?
Greystone Housing Impact Investors LP does not currently pay dividends.
Where can I find GHI SEC filings?
Official SEC filings for Greystone Housing Impact Investors LP (CIK: 0001059142) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is GHI's EPS?
Greystone Housing Impact Investors LP has a diluted EPS of $-0.52.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is GHI a good stock to buy right now?
Based on our AI fundamental analysis in March 2026, Greystone Housing Impact Investors LP has a SELL rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is GHI stock overvalued or undervalued?
Valuation metrics for GHI: ROE of N/A (sector avg: 12%), net margin of -8.9% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
Should I buy GHI stock in 2026?
Our dual AI analysis gives Greystone Housing Impact Investors LP a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is GHI's free cash flow?
Greystone Housing Impact Investors LP's operating cash flow is $37.5M, with capital expenditures of $9.9M. FCF margin is 32.4%.
How does GHI compare to other Finance stocks?
Vs Finance sector averages: Net margin -8.9% (avg: 25%), ROE N/A (avg: 12%), current ratio N/A (avg: 1.2).