📊 FRPH Key Takeaways
Is FRPH a Good Investment? Thesis Analysis
FRP Holdings demonstrates stable profitability with solid gross margins (51.3%) and reasonable operating margins (16.7%), supported by a conservative balance sheet with moderate leverage. However, negative free cash flow (-$12.9M) and weak return metrics (ROE 0.7%, ROA 0.4%) raise concerns about capital efficiency and the sustainability of current operations relative to the asset base.
Why Buy FRPH? Key Strengths
- Strong balance sheet with $134.9M cash and moderate debt-to-equity ratio of 0.43x
- Healthy gross and operating margins (51.3% and 16.7% respectively) indicating pricing power and cost control
- Solid interest coverage ratio of 5.9x demonstrates adequate debt servicing capability
- Positive operating cash flow of $21.3M provides operational stability
FRPH Investment Risks to Consider
- Negative free cash flow of -$12.9M suggests capital expenditures ($34.2M) significantly exceed operational cash generation, raising sustainability concerns
- Severely depressed returns on equity (0.7%) and assets (0.4%) indicate poor capital allocation efficiency relative to the $427.7M equity base
- Current ratio of 1.01x shows minimal liquidity cushion with near-unity working capital coverage
- Minimal revenue growth (0.6% YoY) and declining net income (-1.2% YoY) demonstrate stagnation in core business performance
- EPS growth of 21.4% appears driven by share count reduction rather than operational improvement, masking underlying weakness
Key Metrics to Watch
- Free cash flow trend and capital expenditure sustainability relative to operating cash generation
- Revenue growth acceleration and net income trajectory to confirm business stabilization
- Return on equity and return on assets improvement to validate capital allocation decisions
- Working capital management and current ratio maintenance to ensure adequate liquidity
FRPH Financial Metrics
💡 AI Analyst Insight
FRP HOLDINGS, INC. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
FRPH Profitability Ratios
FRPH vs Default Sector
How FRP HOLDINGS, INC. compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is FRPH Overvalued or Undervalued?
Based on fundamental analysis, FRP HOLDINGS, INC. has mixed fundamental signals relative to the Default sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
FRPH Balance Sheet & Liquidity
FRPH 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: FRP HOLDINGS, INC.'s revenue has grown significantly by 76% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.24 reflects profitable operations.
FRPH Growth Metrics (YoY)
FRPH Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $10.6M | $662.0K | $0.03 |
| Q2 2025 | $10.5M | $578.0K | $0.03 |
| Q1 2025 | $10.1M | $1.3M | $0.07 |
| Q3 2024 | $10.6M | $1.3M | $0.07 |
| Q2 2024 | $10.5M | $598.0K | $0.03 |
| Q1 2024 | $10.1M | $565.0K | $0.03 |
| Q3 2023 | $9.3M | $480.0K | $0.05 |
| Q2 2023 | $9.6M | $598.0K | $0.06 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
FRPH Capital Allocation
FRPH SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for FRP HOLDINGS, INC. (CIK: 0000844059)
📋 Recent SEC Filings
❓ Frequently Asked Questions about FRPH
What is the AI rating for FRPH?
FRP HOLDINGS, INC. (FRPH) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.
What are FRPH's key strengths?
Claude: Strong balance sheet with $134.9M cash and moderate debt-to-equity ratio of 0.43x. Healthy gross and operating margins (51.3% and 16.7% respectively) indicating pricing power and cost control.
What are the risks of investing in FRPH?
Claude: Negative free cash flow of -$12.9M suggests capital expenditures ($34.2M) significantly exceed operational cash generation, raising sustainability concerns. Severely depressed returns on equity (0.7%) and assets (0.4%) indicate poor capital allocation efficiency relative to the $427.7M equity base.
What is FRPH's revenue and growth?
FRP HOLDINGS, INC. reported revenue of $31.9M.
Does FRPH pay dividends?
FRP HOLDINGS, INC. pays dividends, with $1.1M distributed to shareholders in the trailing twelve months.
Where can I find FRPH SEC filings?
Official SEC filings for FRP HOLDINGS, INC. (CIK: 0000844059) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is FRPH's EPS?
FRP HOLDINGS, INC. has a diluted EPS of $0.16.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is FRPH a good stock to buy right now?
Based on our AI fundamental analysis in March 2026, FRP HOLDINGS, INC. has a HOLD rating with 62% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is FRPH stock overvalued or undervalued?
Valuation metrics for FRPH: ROE of 0.7% (sector avg: 15%), net margin of 9.2% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy FRPH stock in 2026?
Our dual AI analysis gives FRP HOLDINGS, INC. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is FRPH's free cash flow?
FRP HOLDINGS, INC.'s operating cash flow is $21.3M, with capital expenditures of $34.2M. FCF margin is -40.4%.
How does FRPH compare to other Default stocks?
Vs Default sector averages: Net margin 9.2% (avg: 12%), ROE 0.7% (avg: 15%), current ratio 1.01 (avg: 1.8).