← Back to All US Stocks

FBCD Stock Analysis 2026 - FBC Holding, Inc. AI Rating

FBCD OTC Retail-Apparel & Accessory Stores NV CIK: 0001370816
Recently Updated • Analysis: Mar 24, 2026 • SEC Data: 2013-04-30
STRONG SELL
95% Conf
Pending
Analysis scheduled

📊 FBCD Key Takeaways

Revenue: $33.5K
Net Margin: -74,270.6%
Free Cash Flow: $-3.4M
Current Ratio: 0.00x
Debt/Equity: N/A
EPS: $0.00
AI Rating: STRONG SELL with 95% confidence

Is FBCD a Good Investment? Thesis Analysis

Claude

FBC Holding is in severe financial distress with negative stockholders equity of -$4.4M, indicating the company is technically insolvent. Operating losses of -$21.1M on minimal revenue of $33.5K demonstrate the business is not viable, with operating cash flow deeply negative at -$3.4M and virtually no liquid assets.

Why Buy FBCD? Key Strengths

Claude
  • + Gross margin of 45.7% suggests product-level economics are intact if revenue could be scaled
  • + Low capital expenditure requirements indicate non-capital-intensive operations
  • + Company still operating and filing with SEC

FBCD Investment Risks to Consider

Claude
  • ! Negative stockholders equity of -$4.4M indicates technical insolvency and existential financial distress
  • ! Revenue generation is severely impaired at only $33.5K while operating expenses remain substantial
  • ! Operating cash flow of -$3.4M with minimal cash reserves of $2.5K presents immediate liquidity crisis
  • ! Total liabilities of $4.4M far exceed total assets of $7.7K, creating unsustainable debt burden
  • ! No insider buying activity in last 90 days suggests management lacks confidence in recovery
  • ! Financial data is stale as of April 2013, limiting ability to assess current operational status

Key Metrics to Watch

Claude
  • * Revenue stabilization and growth trajectory
  • * Path to operating cash flow breakeven
  • * Debt restructuring or equity recapitalization progress
  • * Current stockholders equity recovery toward positive territory

FBCD Financial Metrics

Revenue
$33.5K
Net Income
$-24.9M
EPS (Diluted)
$0.00
Free Cash Flow
$-3.4M
Total Assets
$7.7K
Cash Position
$2.5K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

FBCD Profitability Ratios

Gross Margin 45.7%
Operating Margin -63,052.6%
Net Margin -74,270.6%
ROE N/A
ROA -324,812.6%
FCF Margin -10,117.9%

FBCD vs Consumer Sector

How FBC Holding, Inc. compares to Consumer sector averages

Net Margin
FBCD -74,270.6%
vs
Sector Avg 8.0%
FBCD Sector
ROE
FBCD 0.0%
vs
Sector Avg 18.0%
FBCD Sector
Current Ratio
FBCD 0.0x
vs
Sector Avg 1.5x
FBCD Sector
Debt/Equity
FBCD 0.0x
vs
Sector Avg 0.8x
FBCD Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is FBCD Overvalued or Undervalued?

Based on fundamental analysis, FBC Holding, Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
N/A
Sector avg: 18%
Net Profit Margin
-74,270.6%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

FBCD Balance Sheet & Liquidity

Current Ratio
0.00x
Quick Ratio
0.00x
Debt/Equity
N/A
Debt/Assets
57,864.8%
Interest Coverage
-29.55x
Long-term Debt
N/A

FBCD Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-10,117.9%
Free cash flow / Revenue

FBCD Quarterly Performance

Quarterly financial performance data for FBC Holding, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2013 N/A -$83.4K N/A
Q2 2013 N/A -$23.5K N/A
Q1 2013 N/A -$33.6K N/A
Q3 2012 $33.5K -$83.4K N/A
Q2 2012 $19.0K -$9.9K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

FBCD Capital Allocation

Operating Cash Flow
-$3.4M
Cash generated from operations
Capital Expenditures
$2.3K
Investment in assets
Dividends
None
No dividend program

FBCD SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for FBC Holding, Inc. (CIK: 0001370816)

📋 Recent SEC Filings

Date Form Document Action
Jun 28, 2013 8-K fbcholdingsinc8k062813.htm View →
Jun 25, 2013 10-Q fbcholding10q043013.htm View →
May 20, 2013 8-K fbcholdingsinc8k051513.htm View →
May 10, 2013 SC 13G v344713_sc13g.htm View →
Apr 24, 2013 10-Q fbcholding10q013113.htm View →

Frequently Asked Questions about FBCD

What is the AI rating for FBCD?

FBC Holding, Inc. (FBCD) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.

What are FBCD's key strengths?

Claude: Gross margin of 45.7% suggests product-level economics are intact if revenue could be scaled. Low capital expenditure requirements indicate non-capital-intensive operations.

What are the risks of investing in FBCD?

Claude: Negative stockholders equity of -$4.4M indicates technical insolvency and existential financial distress. Revenue generation is severely impaired at only $33.5K while operating expenses remain substantial.

What is FBCD's revenue and growth?

FBC Holding, Inc. reported revenue of $33.5K.

Does FBCD pay dividends?

FBC Holding, Inc. does not currently pay dividends.

Where can I find FBCD SEC filings?

Official SEC filings for FBC Holding, Inc. (CIK: 0001370816) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FBCD's EPS?

FBC Holding, Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FBCD a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, FBC Holding, Inc. has a STRONG SELL rating with 95% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is FBCD stock overvalued or undervalued?

Valuation metrics for FBCD: ROE of N/A (sector avg: 18%), net margin of -74,270.6% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy FBCD stock in 2026?

Our dual AI analysis gives FBC Holding, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is FBCD's free cash flow?

FBC Holding, Inc.'s operating cash flow is $-3.4M, with capital expenditures of $2.3K. FCF margin is -10,117.9%.

How does FBCD compare to other Consumer stocks?

Vs Consumer sector averages: Net margin -74,270.6% (avg: 8%), ROE N/A (avg: 18%), current ratio 0.00 (avg: 1.5).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 24, 2026 | Data as of: 2013-04-30 | Powered by Claude AI