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DOW Stock Analysis 2026 - DOW INC. AI Rating

DOW NYSE Plastic Materials, Synth Resins & Nonvulcan Elastomers DE CIK: 0001751788
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
STRONG SELL
92% Conf
Pending
Analysis scheduled

📊 DOW Key Takeaways

Revenue: $40.0B
Net Margin: -6.6%
Free Cash Flow: $-1.4B
Current Ratio: 1.97x
Debt/Equity: 1.12x
EPS: $-3.70
AI Rating: STRONG SELL with 92% confidence

Is DOW a Good Investment? Thesis Analysis

Claude

DOW Inc. is experiencing severe operational distress with negative net income of -$2.6B and operating losses of -$2.5B despite $40B in revenue, indicating fundamental profitability collapse in core chemical operations. The company is burning cash with negative free cash flow of -$1.4B while carrying substantial debt of $17.8B against only $16B in equity, creating significant financial stress. Negative interest coverage of -2.9x demonstrates inability to service debt from operations, posing acute solvency risk.

Why Buy DOW? Key Strengths

Claude
  • + Adequate liquidity with current ratio of 1.97x and quick ratio of 1.25x providing near-term operational flexibility
  • + Maintains $3.8B in cash reserves despite operational losses
  • + Significant insider activity (28 Form 4 filings in 90 days) suggests management engagement with situation

DOW Investment Risks to Consider

Claude
  • ! Operating losses of -$2.5B indicate structural profitability problems in core business requiring fundamental restructuring
  • ! Negative free cash flow of -$1.4B with CapEx of $2.5B creates unsustainable cash burn requiring external financing
  • ! Debt-to-equity ratio of 1.12x combined with negative interest coverage of -2.9x creates critical refinancing and default risk
  • ! Negative ROE of -16.4% and ROA of -4.5% demonstrate deteriorating asset productivity and shareholder value destruction
  • ! Gross margin compression at 13.0% with negative operating margin of -6.3% suggests commodity price pressure and cost management failure

Key Metrics to Watch

Claude
  • * Operating cash flow trend and path to positive free cash flow generation
  • * Operating income recovery and return to profitability timeline
  • * Debt refinancing needs and covenant compliance status
  • * Gross margin stabilization and cost restructuring progress
  • * Capital expenditure reduction plans and working capital optimization

DOW Financial Metrics

Revenue
$40.0B
Net Income
$-2.6B
EPS (Diluted)
$-3.70
Free Cash Flow
$-1.4B
Total Assets
$58.5B
Cash Position
$3.8B

💡 AI Analyst Insight

DOW INC. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

DOW Profitability Ratios

Gross Margin 13.0%
Operating Margin -6.3%
Net Margin -6.6%
ROE -16.4%
ROA -4.5%
FCF Margin -3.6%

DOW vs Default Sector

How DOW INC. compares to Default sector averages

Net Margin
DOW -6.6%
vs
Sector Avg 12.0%
DOW Sector
ROE
DOW -16.4%
vs
Sector Avg 15.0%
DOW Sector
Current Ratio
DOW 2.0x
vs
Sector Avg 1.8x
DOW Sector
Debt/Equity
DOW 1.1x
vs
Sector Avg 0.7x
DOW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is DOW Overvalued or Undervalued?

Based on fundamental analysis, DOW INC. shows some fundamental concerns relative to the Default sector in 2026.

Return on Equity
-16.4%
Sector avg: 15%
Net Profit Margin
-6.6%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.12x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

DOW Balance Sheet & Liquidity

Current Ratio
1.97x
Quick Ratio
1.25x
Debt/Equity
1.12x
Debt/Assets
0.0%
Interest Coverage
-2.90x
Long-term Debt
$17.8B

DOW 5-Year Financial Trend & Growth Analysis

DOW 5-year financial data: Year 2021: Revenue $55.0B, Net Income -$1.3B, EPS $-1.84. Year 2022: Revenue $56.9B, Net Income $1.3B, EPS $1.64. Year 2023: Revenue $56.9B, Net Income $6.4B, EPS $8.38. Year 2024: Revenue $56.9B, Net Income $4.6B, EPS $6.28. Year 2025: Revenue $44.6B, Net Income $660.0M, EPS $0.82.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: DOW INC.'s revenue has declined by 19% over the 5-year period, indicating business contraction. The most recent EPS of $0.82 reflects profitable operations.

DOW Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-3.6%
Free cash flow / Revenue

DOW Quarterly Performance

Quarterly financial performance data for DOW INC. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $10.0B $62.0M $0.08
Q2 2025 $10.1B $439.0M $0.62
Q1 2025 $10.4B -$307.0M $-0.44
Q3 2024 $10.7B $214.0M $0.30
Q2 2024 $10.9B $392.0M $0.54
Q1 2024 $10.8B -$93.0M $-0.13
Q3 2023 $10.7B $302.0M $0.42
Q2 2023 $11.4B $392.0M $0.54

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

DOW Capital Allocation

Operating Cash Flow
$1.0B
Cash generated from operations
Capital Expenditures
$2.5B
Investment in assets
Dividends Paid
$1.5B
Returned to shareholders

DOW SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for DOW INC. (CIK: 0001751788)

📋 Recent SEC Filings

Date Form Document Action
Mar 2, 2026 4 xslF345X05/wk-form4_1772489820.xml View →
Mar 2, 2026 4 xslF345X05/wk-form4_1772489810.xml View →
Mar 2, 2026 4 xslF345X05/wk-form4_1772489798.xml View →
Mar 2, 2026 4 xslF345X05/wk-form4_1772489786.xml View →
Mar 2, 2026 4 xslF345X05/wk-form4_1772489773.xml View →

Frequently Asked Questions about DOW

What is the AI rating for DOW?

DOW INC. (DOW) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are DOW's key strengths?

Claude: Adequate liquidity with current ratio of 1.97x and quick ratio of 1.25x providing near-term operational flexibility. Maintains $3.8B in cash reserves despite operational losses.

What are the risks of investing in DOW?

Claude: Operating losses of -$2.5B indicate structural profitability problems in core business requiring fundamental restructuring. Negative free cash flow of -$1.4B with CapEx of $2.5B creates unsustainable cash burn requiring external financing.

What is DOW's revenue and growth?

DOW INC. reported revenue of $40.0B.

Does DOW pay dividends?

DOW INC. pays dividends, with $1,490.0M distributed to shareholders in the trailing twelve months.

Where can I find DOW SEC filings?

Official SEC filings for DOW INC. (CIK: 0001751788) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is DOW's EPS?

DOW INC. has a diluted EPS of $-3.70.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is DOW a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, DOW INC. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is DOW stock overvalued or undervalued?

Valuation metrics for DOW: ROE of -16.4% (sector avg: 15%), net margin of -6.6% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy DOW stock in 2026?

Our dual AI analysis gives DOW INC. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is DOW's free cash flow?

DOW INC.'s operating cash flow is $1.0B, with capital expenditures of $2.5B. FCF margin is -3.6%.

How does DOW compare to other Default stocks?

Vs Default sector averages: Net margin -6.6% (avg: 12%), ROE -16.4% (avg: 15%), current ratio 1.97 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI