AI Verdict
PAYC has stronger fundamentals based on our AI analysis.
PAYO vs PAYC Fundamental Comparison
| Metric | PAYO | PAYC |
|---|---|---|
| Revenue | $1.1B | $2.1B |
| Net Income | $73.2M | $453.4M |
| Net Margin | 7.0% | 22.1% |
| ROE | 10.4% | 26.2% |
| ROA | 0.8% | 6.0% |
| Current Ratio | 1.00x | 1.09x |
| Debt/Equity | 0.02x | 0.02x |
| EPS | $0.19 | $8.08 |
Green = Better metric | Red = Weaker metric
You Might Also Compare
PAYO vs PAYC: Frequently Asked Questions
Is PAYO or PAYC a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), PAYC has stronger fundamentals. PAYO is rated HOLD (72% confidence) while PAYC is rated BUY (78% confidence). This is not investment advice.
How does PAYO compare to PAYC fundamentally?
Payoneer Global Inc. has ROE of 10.4% vs Paycom Software, Inc.'s 26.2%. Net margins are 7.0% vs 22.1% respectively.
Which stock pays higher dividends, PAYO or PAYC?
PAYO has a dividend yield of N/A or no dividend while PAYC has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in PAYO or PAYC for long term?
For long-term investing, consider that PAYO has HOLD rating with 72% confidence, while PAYC has BUY rating with 78% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about PAYO vs PAYC?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For PAYO vs PAYC, the AI consensus favors PAYC based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.