AI Verdict
PAY has stronger fundamentals based on our AI analysis.
PAYO vs PAY Fundamental Comparison
| Metric | PAYO | PAY |
|---|---|---|
| Revenue | $1.1B | $1.2B |
| Net Income | $73.2M | $66.9M |
| Net Margin | 7.0% | 5.6% |
| ROE | 10.4% | 11.9% |
| ROA | 0.8% | 10.0% |
| Current Ratio | 1.00x | 4.46x |
| Debt/Equity | 0.02x | 0.00x |
| EPS | $0.19 | $0.52 |
Green = Better metric | Red = Weaker metric
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PAYO vs PAY: Frequently Asked Questions
Is PAYO or PAY a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), PAY has stronger fundamentals. PAYO is rated HOLD (72% confidence) while PAY is rated BUY (68% confidence). This is not investment advice.
How does PAYO compare to PAY fundamentally?
Payoneer Global Inc. has ROE of 10.4% vs Paymentus Holdings, Inc.'s 11.9%. Net margins are 7.0% vs 5.6% respectively.
Which stock pays higher dividends, PAYO or PAY?
PAYO has a dividend yield of N/A or no dividend while PAY has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in PAYO or PAY for long term?
For long-term investing, consider that PAYO has HOLD rating with 72% confidence, while PAY has BUY rating with 68% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about PAYO vs PAY?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For PAYO vs PAY, the AI consensus favors PAY based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.