AI Verdict
PAYC has stronger fundamentals based on our AI analysis.
PAYD vs PAYC Fundamental Comparison
| Metric | PAYD | PAYC |
|---|---|---|
| Revenue | $20.7M | $2.1B |
| Net Income | $-368,243.0 | $453.4M |
| Net Margin | -1.8% | 22.1% |
| ROE | -6.6% | 26.2% |
| ROA | -4.4% | 6.0% |
| Current Ratio | 0.85x | 1.09x |
| Debt/Equity | 0.00x | 0.02x |
| EPS | $-0.04 | $8.08 |
Green = Better metric | Red = Weaker metric
You Might Also Compare
PAYD vs PAYC: Frequently Asked Questions
Is PAYD or PAYC a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), PAYC has stronger fundamentals. PAYD is rated SELL (78% confidence) while PAYC is rated BUY (78% confidence). This is not investment advice.
How does PAYD compare to PAYC fundamentally?
PAID INC has ROE of -6.6% vs Paycom Software, Inc.'s 26.2%. Net margins are -1.8% vs 22.1% respectively.
Which stock pays higher dividends, PAYD or PAYC?
PAYD has a dividend yield of N/A or no dividend while PAYC has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in PAYD or PAYC for long term?
For long-term investing, consider that PAYD has SELL rating with 78% confidence, while PAYC has BUY rating with 78% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about PAYD vs PAYC?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For PAYD vs PAYC, the AI consensus favors PAYC based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.