AI Verdict
OSBC has stronger fundamentals based on our AI analysis.
OSBC vs OS Fundamental Comparison
| Metric | OSBC | OS |
|---|---|---|
| Revenue | $355.2M | $601.9M |
| Net Income | $80.3M | $-50.3M |
| Net Margin | 22.6% | -8.4% |
| ROE | 9.0% | -10.0% |
| ROA | 1.2% | -4.9% |
| Current Ratio | N/A | 2.31x |
| Debt/Equity | 0.07x | 0.00x |
| EPS | $1.62 | $-1.25 |
Green = Better metric | Red = Weaker metric
You Might Also Compare
OSBC vs OS: Frequently Asked Questions
Is OSBC or OS a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), OSBC has stronger fundamentals. OSBC is rated HOLD (70% confidence) while OS is rated HOLD (65% confidence). This is not investment advice.
How does OSBC compare to OS fundamentally?
OLD SECOND BANCORP INC has ROE of 9.0% vs OneStream, Inc.'s -10.0%. Net margins are 22.6% vs -8.4% respectively.
Which stock pays higher dividends, OSBC or OS?
OSBC has a dividend yield of N/A or no dividend while OS has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in OSBC or OS for long term?
For long-term investing, consider that OSBC has HOLD rating with 70% confidence, while OS has HOLD rating with 65% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about OSBC vs OS?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For OSBC vs OS, the AI consensus favors OSBC based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.