AI Verdict
ESNT has stronger fundamentals based on our AI analysis.
ESOA vs ESNT Fundamental Comparison
| Metric | ESOA | ESNT |
|---|---|---|
| Revenue | $114.1M | $1.3B |
| Net Income | $3.9M | $690.0M |
| Net Margin | 3.4% | 54.7% |
| ROE | 6.4% | 12.0% |
| ROA | 1.9% | 9.3% |
| Current Ratio | 1.44x | N/A |
| Debt/Equity | 1.02x | 0.07x |
| EPS | $0.16 | $6.90 |
Green = Better metric | Red = Weaker metric
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ESOA vs ESNT: Frequently Asked Questions
Is ESOA or ESNT a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), ESNT has stronger fundamentals. ESOA is rated HOLD (62% confidence) while ESNT is rated STRONG BUY (88% confidence). This is not investment advice.
How does ESOA compare to ESNT fundamentally?
Energy Services of America CORP has ROE of 6.4% vs Essent Group Ltd.'s 12.0%. Net margins are 3.4% vs 54.7% respectively.
Which stock pays higher dividends, ESOA or ESNT?
ESOA has a dividend yield of N/A or no dividend while ESNT has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in ESOA or ESNT for long term?
For long-term investing, consider that ESOA has HOLD rating with 62% confidence, while ESNT has STRONG BUY rating with 88% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about ESOA vs ESNT?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For ESOA vs ESNT, the AI consensus favors ESNT based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.