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CNFN Stock Analysis - CFN Enterprises Inc. AI Rating

CNFN OTC Services-Business Services, NEC DE CIK: 0001352952
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-09-30
AI Rating
STRONG SELL
95% Confidence

📊 CNFN Key Takeaways

Revenue: $31.2M
Net Margin: -16.8%
Free Cash Flow: $-191.9K
Current Ratio: 0.10x
Debt/Equity: N/A
EPS: $-0.02
AI Rating: STRONG SELL with 95% confidence

Investment Thesis

CFN Enterprises exhibits critical financial distress with negative stockholders' equity of -$22.7M, indicating the company is technically insolvent. Despite 471.5% revenue growth, the company is unprofitable with negative operating cash flow, minimal cash reserves of $102.3K, and a current ratio of 0.10x that signals severe liquidity crisis. The combination of massive liabilities ($28.2M) relative to assets ($5.5M) and persistent operating losses suggests structural business model failure.

CNFN Strengths

  • + Significant revenue growth of 471.5% YoY demonstrates top-line expansion and market demand
  • + Gross profit generation of $2.1M shows some product/service viability before operating expenses
  • + Recent data as of 2025-09-30 provides current financial snapshot

CNFN Risks

  • ! Negative stockholders' equity of -$22.7M indicates technical insolvency and existential bankruptcy risk
  • ! Severe liquidity crisis with current ratio of 0.10x and only $102.3K cash against $28.2M liabilities
  • ! Persistent operating losses (-$5.0M) and negative operating cash flow (-$40.4K) despite revenue growth suggest unsustainable business model
  • ! Long-term debt of $7.6M with interest coverage ratio of -30.5x indicates inability to service debt obligations
  • ! Gross margin of only 6.6% provides insufficient buffer to cover operating expenses
  • ! No insider buying activity in last 90 days suggests management lacks confidence in company recovery

Key Metrics to Watch

CNFN Financial Metrics

Revenue
$31.2M
Net Income
$-5.2M
EPS (Diluted)
$-0.02
Free Cash Flow
$-191.9K
Total Assets
$5.5M
Cash Position
$102.3K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CNFN Profitability Ratios

Gross Margin 6.6%
Operating Margin -16.1%
Net Margin -16.8%
ROE N/A
ROA -94.6%
FCF Margin -0.6%

CNFN vs Default Sector

How CFN Enterprises Inc. compares to Default sector averages

Net Margin
CNFN -16.8%
vs
Sector Avg 12.0%
CNFN Sector
ROE
CNFN 0.0%
vs
Sector Avg 15.0%
CNFN Sector
Current Ratio
CNFN 0.1x
vs
Sector Avg 1.8x
CNFN Sector
Debt/Equity
CNFN 0.0x
vs
Sector Avg 0.7x
CNFN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CNFN Balance Sheet & Liquidity

Current Ratio
0.10x
Quick Ratio
0.03x
Debt/Equity
N/A
Debt/Assets
511.0%
Interest Coverage
-30.50x
Long-term Debt
$7.6M

CNFN 5-Year Financial Trend

CNFN 5-year financial data: Year 2019: Revenue $864.9K, Net Income -$11.4M, EPS N/A. Year 2020: Revenue $864.9K, Net Income $8.4M, EPS N/A. Year 2022: Revenue $4.3M, Net Income -$12.2M, EPS N/A. Year 2023: Revenue $4.3M, Net Income -$9.9M, EPS N/A. Year 2024: Revenue $20.2M, Net Income -$15.2M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CFN Enterprises Inc.'s revenue has grown significantly by 2,237% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.04 indicates the company is currently unprofitable.

CNFN Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-0.6%
Free cash flow / Revenue

CNFN Quarterly Performance

Quarterly financial performance data for CFN Enterprises Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $6.6M -$433.8K N/A
Q2 2025 $5.9M -$647.6K N/A
Q1 2025 $3.8M -$647.6K N/A
Q3 2024 $1.7M -$551.2K N/A
Q2 2024 $152.3K -$551.2K N/A
Q1 2024 $113.0K -$551.2K N/A
Q3 2023 $841.0K -$551.2K N/A
Q2 2023 $152.3K -$551.2K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CNFN Capital Allocation

Operating Cash Flow
-$40.4K
Cash generated from operations
Stock Buybacks
$20.0K
Shares repurchased (TTM)
Capital Expenditures
$151.6K
Investment in assets
Dividends
None
No dividend program

CNFN SEC Filings

Access official SEC EDGAR filings for CFN Enterprises Inc. (CIK: 0001352952)

📋 Recent SEC Filings

Date Form Document Action
Nov 19, 2025 10-Q cnfn-20250930_10q.htm View →
Nov 5, 2025 8-K cnfn-20251105_8k.htm View →
Aug 14, 2025 10-Q cnfn-20250630_10q.htm View →
Jul 11, 2025 8-K cnfn-20250711.htm View →
Jun 13, 2025 8-K cnfn-20250613.htm View →

Frequently Asked Questions about CNFN

What is the AI rating for CNFN?

CFN Enterprises Inc. (CNFN) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CNFN's key strengths?

Significant revenue growth of 471.5% YoY demonstrates top-line expansion and market demand. Gross profit generation of $2.1M shows some product/service viability before operating expenses.

What are the risks of investing in CNFN?

Negative stockholders' equity of -$22.7M indicates technical insolvency and existential bankruptcy risk. Severe liquidity crisis with current ratio of 0.10x and only $102.3K cash against $28.2M liabilities.

What is CNFN's revenue and growth?

CFN Enterprises Inc. reported revenue of $31.2M.

Does CNFN pay dividends?

CFN Enterprises Inc. does not currently pay dividends.

Where can I find CNFN SEC filings?

Official SEC filings for CFN Enterprises Inc. (CIK: 0001352952) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CNFN's EPS?

CFN Enterprises Inc. has a diluted EPS of $-0.02.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-09-30 | Powered by Claude AI