📊 CMCT Key Takeaways
Investment Thesis
CMCT demonstrates severe operational dysfunction with a -33.4% net margin despite 194% revenue growth, indicating the revenue expansion is destroying shareholder value through negative leverage. The company burns cash operationally despite positive FCF, carries 1.92x debt-to-equity with negative interest coverage (-1.0x), and is destroying equity value with -14.7% ROE, presenting an acute solvency and operational risk.
CMCT Strengths
- Significant revenue growth of 194% year-over-year shows market demand or business expansion
- Positive free cash flow of $5.8M provides short-term liquidity buffer
- Low capital expenditure requirements ($10K) suggest asset-light model
CMCT Risks
- Massive operating losses (-$39.1M) with deteriorating profitability despite revenue surge indicates fundamental operational failure
- Negative interest coverage (-1.0x) means operating income insufficient to service debt obligations
- High leverage (1.92x D/E, $509.8M long-term debt) combined with negative earnings creates acute refinancing and solvency risk
- Negative ROE (-14.7%) and ROA (-4.5%) demonstrate destruction of shareholder and asset value
- Deteriorating net income improvement (+36.7% YoY) is insufficient given losses remain massive at -$39.0M
Key Metrics to Watch
- Operating margin trend and path to profitability
- Debt refinancing capability and covenant compliance
- Revenue quality and sustainability of 194% growth rate
- Cash burn rate and runway with current liquidity
- Interest coverage ratio recovery toward positive territory
CMCT Financial Metrics
💡 AI Analyst Insight
The relatively thin 5.0% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.
CMCT Profitability Ratios
CMCT vs Default Sector
How Creative Media & Community Trust Corp compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
CMCT Balance Sheet & Liquidity
CMCT 5-Year Financial Trend
5-Year Trend Summary: Creative Media & Community Trust Corp's revenue has grown significantly by 137% over the 5-year period, indicating strong business expansion. The most recent EPS of $-431.43 indicates the company is currently unprofitable.
CMCT Growth Metrics (YoY)
CMCT Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $6.8M | -$10.4M | $-23.52 |
| Q2 2025 | $11.2M | -$796.0K | $-18.94 |
| Q1 2025 | $11.3M | -$3.7M | $-20.73 |
| Q3 2024 | $6.8M | -$10.4M | $-0.94 |
| Q2 2024 | $11.2M | -$796.0K | $-0.43 |
| Q1 2024 | $10.9M | -$3.7M | $-0.54 |
| Q3 2023 | $7.5M | -$237.0K | $-0.50 |
| Q2 2023 | $9.1M | $2.9M | $-0.10 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
CMCT Capital Allocation
CMCT SEC Filings
Access official SEC EDGAR filings for Creative Media & Community Trust Corp (CIK: 0000908311)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CMCT
What is the AI rating for CMCT?
Creative Media & Community Trust Corp (CMCT) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.
What are CMCT's key strengths?
Significant revenue growth of 194% year-over-year shows market demand or business expansion. Positive free cash flow of $5.8M provides short-term liquidity buffer.
What are the risks of investing in CMCT?
Massive operating losses (-$39.1M) with deteriorating profitability despite revenue surge indicates fundamental operational failure. Negative interest coverage (-1.0x) means operating income insufficient to service debt obligations.
What is CMCT's revenue and growth?
Creative Media & Community Trust Corp reported revenue of $116.7M.
Does CMCT pay dividends?
Creative Media & Community Trust Corp does not currently pay dividends.
Where can I find CMCT SEC filings?
Official SEC filings for Creative Media & Community Trust Corp (CIK: 0000908311) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CMCT's EPS?
Creative Media & Community Trust Corp has a diluted EPS of $-67.08.
How is the AI analysis conducted?
Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.