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CHCI Stock Analysis - Comstock Holding Companies, Inc. AI Rating

CHCI Nasdaq Real Estate DE CIK: 0001299969
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
45% Confidence

📊 CHCI Key Takeaways

Revenue: $62.9M
Net Margin: 27.1%
Free Cash Flow: $4.7M
Current Ratio: 5.50x
Debt/Equity: 0.08x
EPS: $0.09
AI Rating: HOLD with 45% confidence

Investment Thesis

Comstock exhibits exceptional profitability metrics (27.1% net margin, 24.4% ROE) and fortress-like balance sheet strength with minimal leverage (0.08x debt/equity) and strong liquidity (5.5x current ratio). However, the 7689.5% revenue growth is unsustainably anomalous and likely represents accounting adjustments or one-time events rather than organic operational growth, requiring urgent clarification on revenue quality and sustainability.

CHCI Strengths

  • + Exceptional net profit margin of 27.1% indicating strong pricing power and cost control
  • + Fortress balance sheet with 0.08x debt/equity ratio, $31.3M cash position, and 71.9x interest coverage
  • + Strong liquidity ratios (5.50x current and quick ratio) provide substantial financial flexibility
  • + Positive free cash flow of $4.7M demonstrates cash generation capability

CHCI Risks

  • ! Anomalous 7689.5% revenue growth is mathematically implausible and raises serious red flags about revenue recognition, accounting restatements, or one-time gains rather than sustainable business growth
  • ! Gross margin of only 1.8% is critically low for a real estate company and inconsistent with reported net margins, suggesting significant non-operating items or data quality issues
  • ! EPS declined 21.4% YoY despite reported net income growth of 17.1%, indicating dilution or non-recurring income components
  • ! Free cash flow margin of only 7.4% significantly lags reported net margin of 27.1%, suggesting earnings quality concerns

Key Metrics to Watch

CHCI Financial Metrics

Revenue
$62.9M
Net Income
$17.1M
EPS (Diluted)
$0.09
Free Cash Flow
$4.7M
Total Assets
$85.0M
Cash Position
$31.3M

💡 AI Analyst Insight

Strong liquidity with a 5.50x current ratio provides a solid financial cushion.

CHCI Profitability Ratios

Gross Margin 1.8%
Operating Margin 19.0%
Net Margin 27.1%
ROE 24.4%
ROA 20.1%
FCF Margin 7.4%

CHCI vs Default Sector

How Comstock Holding Companies, Inc. compares to Default sector averages

Net Margin
CHCI 27.1%
vs
Sector Avg 12.0%
CHCI Sector
ROE
CHCI 24.4%
vs
Sector Avg 15.0%
CHCI Sector
Current Ratio
CHCI 5.5x
vs
Sector Avg 1.8x
CHCI Sector
Debt/Equity
CHCI 0.1x
vs
Sector Avg 0.7x
CHCI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CHCI Balance Sheet & Liquidity

Current Ratio
5.50x
Quick Ratio
5.50x
Debt/Equity
0.08x
Debt/Assets
17.7%
Interest Coverage
71.87x
Long-term Debt
$5.5M

CHCI 5-Year Financial Trend

CHCI 5-year financial data: Year 2021: Revenue $31.1M, Net Income $2.1M, EPS $0.24. Year 2022: Revenue $39.3M, Net Income $13.6M, EPS $1.50. Year 2023: Revenue $44.7M, Net Income $7.3M, EPS $0.98. Year 2024: Revenue $51.3M, Net Income $7.8M, EPS N/A. Year 2025: Revenue $62.9M, Net Income $14.6M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Comstock Holding Companies, Inc.'s revenue has grown significantly by 102% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.98 reflects profitable operations.

CHCI Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
7.4%
Free cash flow / Revenue

CHCI Quarterly Performance

Quarterly financial performance data for Comstock Holding Companies, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $13.0M $541.0K N/A
Q2 2025 $10.8M $910.0K N/A
Q1 2025 $10.6M $910.0K N/A
Q3 2024 $13.0M $475.0K N/A
Q2 2024 $9.0M $475.0K N/A
Q1 2024 $10.3M $754.0K $0.07
Q3 2023 $12.8M $475.0K $0.36
Q2 2023 $8.5M $475.0K $0.05

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CHCI Capital Allocation

Operating Cash Flow
$4.8M
Cash generated from operations
Stock Buybacks
$79.0K
Shares repurchased (TTM)
Capital Expenditures
$126.0K
Investment in assets
Dividends
None
No dividend program

CHCI SEC Filings

Access official SEC EDGAR filings for Comstock Holding Companies, Inc. (CIK: 0001299969)

📋 Recent SEC Filings

Date Form Document Action
Mar 19, 2026 4 xslF345X06/primarydocument.xml View →
Mar 19, 2026 4 xslF345X06/primarydocument.xml View →
Mar 17, 2026 10-K chci-20251231.htm View →
Mar 17, 2026 8-K chci-20260317.htm View →
Mar 13, 2026 4 xslF345X05/primarydocument.xml View →

Frequently Asked Questions about CHCI

What is the AI rating for CHCI?

Comstock Holding Companies, Inc. (CHCI) has an AI rating of HOLD with 45% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CHCI's key strengths?

Exceptional net profit margin of 27.1% indicating strong pricing power and cost control. Fortress balance sheet with 0.08x debt/equity ratio, $31.3M cash position, and 71.9x interest coverage.

What are the risks of investing in CHCI?

Anomalous 7689.5% revenue growth is mathematically implausible and raises serious red flags about revenue recognition, accounting restatements, or one-time gains rather than sustainable business growth. Gross margin of only 1.8% is critically low for a real estate company and inconsistent with reported net margins, suggesting significant non-operating items or data quality issues.

What is CHCI's revenue and growth?

Comstock Holding Companies, Inc. reported revenue of $62.9M.

Does CHCI pay dividends?

Comstock Holding Companies, Inc. does not currently pay dividends.

Where can I find CHCI SEC filings?

Official SEC filings for Comstock Holding Companies, Inc. (CIK: 0001299969) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CHCI's EPS?

Comstock Holding Companies, Inc. has a diluted EPS of $0.09.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI