← Back to All US Stocks

CCLDO Stock Analysis - CareCloud, Inc. AI Rating

CCLDO Nasdaq Services-Prepackaged Software DE CIK: 0001582982
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
BUY
72% Confidence

📊 CCLDO Key Takeaways

Revenue: $120.5M
Net Margin: 9.0%
Free Cash Flow: $23.8M
Current Ratio: 1.05x
Debt/Equity: 0.02x
EPS: $0.10
AI Rating: BUY with 72% confidence

Investment Thesis

CareCloud demonstrates solid operational efficiency with a 9.4% operating margin and exceptional net income growth of 177.4% YoY, driven by 8.7% revenue growth. Strong free cash flow generation of $23.8M (19.7% FCF margin) and healthy ROE/ROA metrics indicate effective capital deployment, though tight liquidity and minimal cash position present execution risk.

CCLDO Strengths

  • + Exceptional net income growth of 177.4% YoY with improving profitability trajectory
  • + Strong free cash flow generation at $23.8M with 19.7% FCF margin, significantly exceeding net income
  • + Conservative capital structure with minimal leverage (0.02x Debt/Equity) and low long-term debt of $1.2M
  • + Solid return on equity (18.1%) and return on assets (12.3%) demonstrate efficient capital utilization
  • + Operating cash flow of $28.6M substantially covers capital expenditures

CCLDO Risks

  • ! Tight liquidity position with current ratio of 1.05x and minimal cash balance of $3.1M relative to $28.1M liabilities
  • ! Operating margin of 9.4% remains relatively modest for SaaS/software sector, limiting profitability cushion
  • ! Absence of gross margin data obscures underlying cost structure and pricing power assessment
  • ! Modest revenue growth of 8.7% YoY may not sustain recent profitability improvements
  • ! 8 Form 4 insider filings in 90 days warrant monitoring for potential selling pressure or volatility

Key Metrics to Watch

CCLDO Financial Metrics

Revenue
$120.5M
Net Income
$10.8M
EPS (Diluted)
$0.10
Free Cash Flow
$23.8M
Total Assets
$87.6M
Cash Position
$3.1M

💡 AI Analyst Insight

CareCloud, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CCLDO Profitability Ratios

Gross Margin N/A
Operating Margin 9.4%
Net Margin 9.0%
ROE 18.1%
ROA 12.3%
FCF Margin 19.7%

CCLDO vs Technology Sector

How CareCloud, Inc. compares to Technology sector averages

Net Margin
CCLDO 9.0%
vs
Sector Avg 18.0%
CCLDO Sector
ROE
CCLDO 18.1%
vs
Sector Avg 22.0%
CCLDO Sector
Current Ratio
CCLDO 1.1x
vs
Sector Avg 2.5x
CCLDO Sector
Debt/Equity
CCLDO 0.0x
vs
Sector Avg 0.5x
CCLDO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CCLDO Balance Sheet & Liquidity

Current Ratio
1.05x
Quick Ratio
1.03x
Debt/Equity
0.02x
Debt/Assets
32.1%
Interest Coverage
N/A
Long-term Debt
$1.2M

CCLDO 5-Year Financial Trend

CCLDO 5-year financial data: Year 2021: Revenue $139.6M, Net Income -$8.8M, EPS N/A. Year 2022: Revenue $139.6M, Net Income $2.8M, EPS N/A. Year 2023: Revenue $138.8M, Net Income $5.4M, EPS $-0.67. Year 2024: Revenue $117.1M, Net Income -$48.7M, EPS $-4.11. Year 2025: Revenue $120.5M, Net Income $7.9M, EPS $-0.28.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CareCloud, Inc.'s revenue has declined by 14% over the 5-year period, indicating business contraction. The most recent EPS of $-0.28 indicates the company is currently unprofitable.

CCLDO Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
19.7%
Free cash flow / Revenue

CCLDO Quarterly Performance

Quarterly financial performance data for CareCloud, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $28.5M -$241.0K $-0.04
Q2 2025 $27.4M -$241.0K $0.02
Q1 2025 $26.0M -$241.0K $-0.04
Q3 2024 $28.5M -$241.0K $-0.04
Q2 2024 $28.1M -$241.0K $-0.10
Q1 2024 $26.0M -$241.0K $-0.02
Q3 2023 $29.3M -$401.0K $-0.18
Q2 2023 $29.4M -$401.0K $-0.07

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CCLDO Capital Allocation

Operating Cash Flow
$28.6M
Cash generated from operations
Stock Buybacks
$546.1K
Shares repurchased (TTM)
Capital Expenditures
$4.8M
Investment in assets
Dividends Paid
$1.1M
Returned to shareholders

CCLDO SEC Filings

Access official SEC EDGAR filings for CareCloud, Inc. (CIK: 0001582982)

📋 Recent SEC Filings

Date Form Document Action
Mar 12, 2026 10-K form10-k.htm View →
Mar 12, 2026 8-K form8-k.htm View →
Feb 10, 2026 4 xslF345X05/ownership.xml View →
Feb 10, 2026 4 xslF345X05/ownership.xml View →
Feb 10, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about CCLDO

What is the AI rating for CCLDO?

CareCloud, Inc. (CCLDO) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CCLDO's key strengths?

Exceptional net income growth of 177.4% YoY with improving profitability trajectory. Strong free cash flow generation at $23.8M with 19.7% FCF margin, significantly exceeding net income.

What are the risks of investing in CCLDO?

Tight liquidity position with current ratio of 1.05x and minimal cash balance of $3.1M relative to $28.1M liabilities. Operating margin of 9.4% remains relatively modest for SaaS/software sector, limiting profitability cushion.

What is CCLDO's revenue and growth?

CareCloud, Inc. reported revenue of $120.5M.

Does CCLDO pay dividends?

CareCloud, Inc. pays dividends, with $1.1M distributed to shareholders in the trailing twelve months.

Where can I find CCLDO SEC filings?

Official SEC filings for CareCloud, Inc. (CIK: 0001582982) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CCLDO's EPS?

CareCloud, Inc. has a diluted EPS of $0.10.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI