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CARL Stock Analysis - CARLSMED, INC. AI Rating

CARL Nasdaq Surgical & Medical Instruments & Apparatus DE CIK: 0001794546
Recently Updated • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
AI Rating
SELL
85% Confidence

📊 CARL Key Takeaways

Revenue: $50.5M
Net Margin: -58.7%
Free Cash Flow: $-29.6M
Current Ratio: 8.87x
Debt/Equity: 0.16x
EPS: $-2.12
AI Rating: SELL with 85% confidence

Investment Thesis

CarlsMed exhibits strong revenue growth (+85.9% YoY) and excellent gross margins (75.3%), indicating solid product-market fit and pricing power in the medical device sector. However, the company is deeply unprofitable with a -58.7% net margin, negative operating cash flow of -29.6M, and deteriorating cash position despite strong liquidity, suggesting unsustainable cash burn that will erode the substantial equity base if profitability is not achieved soon.

CARL Strengths

  • + Exceptional revenue growth of 85.9% YoY demonstrates strong market demand
  • + Industry-leading gross margin of 75.3% indicates pricing power and operational efficiency in manufacturing
  • + Fortress balance sheet with $85.8M cash, minimal debt (0.16x D/E ratio), and current ratio of 8.87x provides substantial runway

CARL Risks

  • ! Operating losses of -$30.6M on $50.5M revenue indicate severe profitability challenges despite gross margin strength
  • ! Negative operating cash flow of -$29.6M and free cash flow burn at -58.6% margin unsustainable; cash depletion at current burn rate in ~2.9 years
  • ! High operating expenses relative to revenue suggest inability to scale profitably; improvement in R&D and SG&A discipline required immediately

Key Metrics to Watch

CARL Financial Metrics

Revenue
$50.5M
Net Income
$-29.6M
EPS (Diluted)
$-2.12
Free Cash Flow
$-29.6M
Total Assets
$130.1M
Cash Position
$85.8M

💡 AI Analyst Insight

Strong liquidity with a 8.87x current ratio provides a solid financial cushion.

CARL Profitability Ratios

Gross Margin 75.3%
Operating Margin -60.5%
Net Margin -58.7%
ROE -30.0%
ROA -22.8%
FCF Margin -58.6%

CARL vs Healthcare Sector

How CARLSMED, INC. compares to Healthcare sector averages

Net Margin
CARL -58.7%
vs
Sector Avg 12.0%
CARL Sector
ROE
CARL -30.0%
vs
Sector Avg 15.0%
CARL Sector
Current Ratio
CARL 8.9x
vs
Sector Avg 2.0x
CARL Sector
Debt/Equity
CARL 0.2x
vs
Sector Avg 0.6x
CARL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CARL Balance Sheet & Liquidity

Current Ratio
8.87x
Quick Ratio
8.74x
Debt/Equity
0.16x
Debt/Assets
24.0%
Interest Coverage
-21.38x
Long-term Debt
$15.3M

CARL 5-Year Financial Trend

CARL 5-year financial data: Year 2025: Revenue $50.5M, Net Income -$24.3M, EPS $-6.11.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CARLSMED, INC.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-6.11 indicates the company is currently unprofitable.

CARL Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-58.6%
Free cash flow / Revenue

CARL Quarterly Performance

Quarterly financial performance data for CARLSMED, INC. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $6.6M -$5.4M $-0.40
Q2 2025 $6.1M -$5.4M $-1.47

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CARL Capital Allocation

Operating Cash Flow
-$29.0M
Cash generated from operations
Capital Expenditures
$642.0K
Investment in assets
Dividends
None
No dividend program

CARL SEC Filings

Access official SEC EDGAR filings for CARLSMED, INC. (CIK: 0001794546)

📋 Recent SEC Filings

Date Form Document Action
Mar 4, 2026 4 xslF345X05/ownership.xml View →
Feb 25, 2026 10-K carl-20251231.htm View →
Feb 25, 2026 8-K carl-20260225.htm View →
Jan 30, 2026 4 xslF345X05/ownership.xml View →
Jan 30, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about CARL

What is the AI rating for CARL?

CARLSMED, INC. (CARL) has an AI rating of SELL with 85% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CARL's key strengths?

Exceptional revenue growth of 85.9% YoY demonstrates strong market demand. Industry-leading gross margin of 75.3% indicates pricing power and operational efficiency in manufacturing.

What are the risks of investing in CARL?

Operating losses of -$30.6M on $50.5M revenue indicate severe profitability challenges despite gross margin strength. Negative operating cash flow of -$29.6M and free cash flow burn at -58.6% margin unsustainable; cash depletion at current burn rate in ~2.9 years.

What is CARL's revenue and growth?

CARLSMED, INC. reported revenue of $50.5M.

Does CARL pay dividends?

CARLSMED, INC. does not currently pay dividends.

Where can I find CARL SEC filings?

Official SEC filings for CARLSMED, INC. (CIK: 0001794546) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CARL's EPS?

CARLSMED, INC. has a diluted EPS of $-2.12.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI