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CAPL Stock Analysis - CrossAmerica Partners LP AI Rating

CAPL NYSE Wholesale-Petroleum & Petroleum Products (No Bulk Stations) CIK: 0001538849
Recently Updated • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
55% Confidence

📊 CAPL Key Takeaways

Revenue: $3.7B
Net Margin: 1.1%
Free Cash Flow: $55.8M
Current Ratio: 0.72x
Debt/Equity: N/A
EPS: $1.02
AI Rating: HOLD with 55% confidence

Investment Thesis

CrossAmerica Partners demonstrates improving profitability with net income up 86.3% YoY and positive free cash flow of $55.8M, but faces significant financial stress from weak liquidity (0.72x current ratio) and high leverage relative to its modest earnings base. The business generates stable operational cash flow in a commodity wholesale petroleum sector, though declining revenues (-10.6% YoY) and thin net margins (1.1%) limit margin for error.

CAPL Strengths

  • + Strong net income growth of 86.3% YoY with EPS growth of 96.2% demonstrating operational leverage improvement
  • + Positive free cash flow generation of $55.8M provides capital for distributions and debt service
  • + Operational cash flow of $91.5M substantially exceeds capital expenditure needs, indicating efficient capital structure
  • + Interest coverage of 2.0x provides basic debt servicing capability despite leverage

CAPL Risks

  • ! Liquidity crisis risk with current ratio of 0.72x and minimal cash position of $3.1M relative to $1.0B liabilities
  • ! Revenue decline of 10.6% YoY suggests volume or margin compression in competitive wholesale petroleum sector
  • ! High leverage with $693.5M long-term debt against only $964.7M total assets creates refinancing and distress risk
  • ! Extremely thin net margin of 1.1% leaves no room for operational deterioration or unexpected expenses
  • ! Negative stockholders' equity indicates liabilities exceed assets, typical of highly leveraged MLP structures

Key Metrics to Watch

CAPL Financial Metrics

Revenue
$3.7B
Net Income
$41.8M
EPS (Diluted)
$1.02
Free Cash Flow
$55.8M
Total Assets
$964.7M
Cash Position
$3.1M

💡 AI Analyst Insight

The relatively thin 1.5% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CAPL Profitability Ratios

Gross Margin 11.0%
Operating Margin 2.7%
Net Margin 1.1%
ROE N/A
ROA 4.3%
FCF Margin 1.5%

CAPL vs Energy Sector

How CrossAmerica Partners LP compares to Energy sector averages

Net Margin
CAPL 1.1%
vs
Sector Avg 12.0%
CAPL Sector
ROE
CAPL 0.0%
vs
Sector Avg 14.0%
CAPL Sector
Current Ratio
CAPL 0.7x
vs
Sector Avg 1.3x
CAPL Sector
Debt/Equity
CAPL 0.0x
vs
Sector Avg 0.6x
CAPL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CAPL Balance Sheet & Liquidity

Current Ratio
0.72x
Quick Ratio
0.33x
Debt/Equity
N/A
Debt/Assets
107.5%
Interest Coverage
2.03x
Long-term Debt
$693.5M

CAPL 5-Year Financial Trend

CAPL 5-year financial data: Year 2021: Revenue $3.6B, Net Income $18.1M, EPS N/A. Year 2022: Revenue $5.0B, Net Income $107.5M, EPS N/A. Year 2023: Revenue $5.0B, Net Income $21.7M, EPS $0.57. Year 2024: Revenue $5.0B, Net Income $63.7M, EPS $1.63. Year 2025: Revenue $4.4B, Net Income $42.6M, EPS $1.05.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CrossAmerica Partners LP's revenue has grown significantly by 23% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.05 reflects profitable operations.

CAPL Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
1.5%
Free cash flow / Revenue

CAPL Quarterly Performance

Quarterly financial performance data for CrossAmerica Partners LP including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $971.8M $5.6M $0.10
Q2 2025 $961.9M -$5.1M $-0.17
Q1 2025 $862.5M -$7.1M $-0.20
Q3 2024 $1.1B $5.6M $0.10
Q2 2024 $1.1B -$979.0K $-0.17
Q1 2024 $941.5M -$979.0K $-0.04
Q3 2023 $1.2B $12.3M $0.31
Q2 2023 $1.1B -$979.0K $0.32

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CAPL Capital Allocation

Operating Cash Flow
$91.5M
Cash generated from operations
Capital Expenditures
$35.7M
Investment in assets
Dividends Paid
$80.0M
Returned to shareholders

CAPL SEC Filings

Access official SEC EDGAR filings for CrossAmerica Partners LP (CIK: 0001538849)

📋 Recent SEC Filings

Date Form Document Action
Mar 2, 2026 8-K capl-20260302.htm View →
Feb 25, 2026 10-K capl-20251231.htm View →
Feb 25, 2026 8-K capl-20260225.htm View →
Feb 25, 2026 4 xslF345X05/wk-form4_1772035494.xml View →
Feb 25, 2026 4 xslF345X05/wk-form4_1772035452.xml View →

Frequently Asked Questions about CAPL

What is the AI rating for CAPL?

CrossAmerica Partners LP (CAPL) has an AI rating of HOLD with 55% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CAPL's key strengths?

Strong net income growth of 86.3% YoY with EPS growth of 96.2% demonstrating operational leverage improvement. Positive free cash flow generation of $55.8M provides capital for distributions and debt service.

What are the risks of investing in CAPL?

Liquidity crisis risk with current ratio of 0.72x and minimal cash position of $3.1M relative to $1.0B liabilities. Revenue decline of 10.6% YoY suggests volume or margin compression in competitive wholesale petroleum sector.

What is CAPL's revenue and growth?

CrossAmerica Partners LP reported revenue of $3.7B.

Does CAPL pay dividends?

CrossAmerica Partners LP pays dividends, with $80.0M distributed to shareholders in the trailing twelve months.

Where can I find CAPL SEC filings?

Official SEC filings for CrossAmerica Partners LP (CIK: 0001538849) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CAPL's EPS?

CrossAmerica Partners LP has a diluted EPS of $1.02.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI