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CAKE Stock Analysis - CHEESECAKE FACTORY INC AI Rating

CAKE Nasdaq Retail-Eating Places DE CIK: 0000887596
Recently Updated • Analysis: Mar 21, 2026 • SEC Data: 2025-12-30
AI Rating
HOLD
62% Confidence

📊 CAKE Key Takeaways

Revenue: $3.8B
Net Margin: 4.0%
Free Cash Flow: $155.1M
Current Ratio: 0.59x
Debt/Equity: 1.29x
EPS: $3.06
AI Rating: HOLD with 62% confidence

Investment Thesis

Cheesecake Factory demonstrates solid operational efficiency with a 50.7x interest coverage ratio and strong free cash flow generation of $155.1M, indicating financial stability. However, stagnant revenue growth (+0.0% YoY), declining diluted EPS (-4.4% YoY), and weak liquidity metrics (0.59x current ratio) raise concerns about operational momentum and short-term financial flexibility.

CAKE Strengths

  • + Exceptional interest coverage ratio of 50.7x demonstrates strong ability to service debt obligations
  • + Robust free cash flow of $155.1M with 4.1% FCF margin provides capital for operations and shareholder returns
  • + Healthy operating margin of 5.0% and ROE of 34.0% indicate efficient capital utilization and profitability

CAKE Risks

  • ! Revenue growth stagnation at 0.0% YoY suggests mature or challenged market conditions with limited top-line expansion
  • ! Deteriorating current ratio of 0.59x and quick ratio of 0.52x indicate potential liquidity constraints and working capital pressure
  • ! Diluted EPS declining 4.4% YoY despite flat revenue indicates margin compression or share dilution concerns

Key Metrics to Watch

CAKE Financial Metrics

Revenue
$3.8B
Net Income
$148.4M
EPS (Diluted)
$3.06
Free Cash Flow
$155.1M
Total Assets
$3.3B
Cash Position
$215.7M

💡 AI Analyst Insight

The relatively thin 4.1% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CAKE Profitability Ratios

Gross Margin N/A
Operating Margin 5.0%
Net Margin 4.0%
ROE 34.0%
ROA 4.6%
FCF Margin 4.1%

CAKE vs Consumer Sector

How CHEESECAKE FACTORY INC compares to Consumer sector averages

Net Margin
CAKE 4.0%
vs
Sector Avg 8.0%
CAKE Sector
ROE
CAKE 34.0%
vs
Sector Avg 18.0%
CAKE Sector
Current Ratio
CAKE 0.6x
vs
Sector Avg 1.5x
CAKE Sector
Debt/Equity
CAKE 1.3x
vs
Sector Avg 0.8x
CAKE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CAKE Balance Sheet & Liquidity

Current Ratio
0.59x
Quick Ratio
0.52x
Debt/Equity
1.29x
Debt/Assets
86.6%
Interest Coverage
50.67x
Long-term Debt
$561.3M

CAKE 5-Year Financial Trend

CAKE 5-year financial data: Year 2024: Revenue $3.6B, Net Income $72.4M, EPS $1.01. Year 2025: Revenue $3.8B, Net Income $101.4M, EPS $2.07.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CHEESECAKE FACTORY INC's revenue has shown modest growth of 5% over the 5-year period. The most recent EPS of $2.07 reflects profitable operations.

CAKE Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
4.1%
Free cash flow / Revenue

CAKE Quarterly Performance

Quarterly financial performance data for CHEESECAKE FACTORY INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $865.5M $30.0M $0.61
Q2 2025 $904.0M $52.4M $1.08
Q1 2025 $891.2M $32.9M $0.67

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CAKE Capital Allocation

Operating Cash Flow
$301.3M
Cash generated from operations
Stock Buybacks
$153.9M
Shares repurchased (TTM)
Capital Expenditures
$146.2M
Investment in assets
Dividends Paid
$52.2M
Returned to shareholders

CAKE SEC Filings

Access official SEC EDGAR filings for CHEESECAKE FACTORY INC (CIK: 0000887596)

📋 Recent SEC Filings

Date Form Document Action
Mar 11, 2026 4 xslF345X05/form4-03112026_110314.xml View →
Feb 26, 2026 4 xslF345X05/form4-02262026_100243.xml View →
Feb 26, 2026 4 xslF345X05/form4-02262026_100216.xml View →
Feb 26, 2026 4 xslF345X05/form4-02262026_100202.xml View →
Feb 26, 2026 4 xslF345X05/form4-02262026_100254.xml View →

Frequently Asked Questions about CAKE

What is the AI rating for CAKE?

CHEESECAKE FACTORY INC (CAKE) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CAKE's key strengths?

Exceptional interest coverage ratio of 50.7x demonstrates strong ability to service debt obligations. Robust free cash flow of $155.1M with 4.1% FCF margin provides capital for operations and shareholder returns.

What are the risks of investing in CAKE?

Revenue growth stagnation at 0.0% YoY suggests mature or challenged market conditions with limited top-line expansion. Deteriorating current ratio of 0.59x and quick ratio of 0.52x indicate potential liquidity constraints and working capital pressure.

What is CAKE's revenue and growth?

CHEESECAKE FACTORY INC reported revenue of $3.8B.

Does CAKE pay dividends?

CHEESECAKE FACTORY INC pays dividends, with $52.2M distributed to shareholders in the trailing twelve months.

Where can I find CAKE SEC filings?

Official SEC filings for CHEESECAKE FACTORY INC (CIK: 0000887596) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CAKE's EPS?

CHEESECAKE FACTORY INC has a diluted EPS of $3.06.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-30 | Powered by Claude AI