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BSQKZ Stock Analysis - Block, Inc. AI Rating

BSQKZ NYSE Services-Prepackaged Software DE CIK: 0001512673
Recently Updated • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
62% Confidence

📊 BSQKZ Key Takeaways

Revenue: $24.2B
Net Margin: 5.4%
Free Cash Flow: $2.4B
Current Ratio: 2.20x
Debt/Equity: 0.33x
EPS: $2.10
AI Rating: HOLD with 62% confidence

Investment Thesis

Block demonstrates solid financial health with strong liquidity, manageable debt levels, and healthy free cash flow generation of $2.4B. However, revenue growth has essentially stalled at 0.3% YoY and net income is flat, with diluted EPS declining 53.9% YoY, indicating significant operational challenges despite maintaining respectable profitability margins.

BSQKZ Strengths

  • + Strong free cash flow generation of $2.4B with 10.0% FCF margin demonstrates efficient capital conversion
  • + Healthy balance sheet with 2.20x current ratio, 0.33x debt/equity ratio, and 6.7x interest coverage indicating low financial risk
  • + Solid profitability with 42.8% gross margin and 5.4% net margin showing pricing power and cost discipline

BSQKZ Risks

  • ! Revenue growth essentially flat at 0.3% YoY signaling market saturation or competitive pressure in core business
  • ! Diluted EPS declined 53.9% YoY despite stable net income, indicating significant share dilution from equity issuances or acquisitions
  • ! Operating margin of 7.1% and ROE of 5.9% are modest, with ROA of 3.3% suggesting suboptimal asset utilization relative to $39.5B asset base

Key Metrics to Watch

BSQKZ Financial Metrics

Revenue
$24.2B
Net Income
$1.3B
EPS (Diluted)
$2.10
Free Cash Flow
$2.4B
Total Assets
$39.5B
Cash Position
$6.6B

💡 AI Analyst Insight

Strong liquidity with a 2.20x current ratio provides a solid financial cushion.

BSQKZ Profitability Ratios

Gross Margin 42.8%
Operating Margin 7.1%
Net Margin 5.4%
ROE 5.9%
ROA 3.3%
FCF Margin 10.0%

BSQKZ vs Technology Sector

How Block, Inc. compares to Technology sector averages

Net Margin
BSQKZ 5.4%
vs
Sector Avg 18.0%
BSQKZ Sector
ROE
BSQKZ 5.9%
vs
Sector Avg 22.0%
BSQKZ Sector
Current Ratio
BSQKZ 2.2x
vs
Sector Avg 2.5x
BSQKZ Sector
Debt/Equity
BSQKZ 0.3x
vs
Sector Avg 0.5x
BSQKZ Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

BSQKZ Balance Sheet & Liquidity

Current Ratio
2.20x
Quick Ratio
2.19x
Debt/Equity
0.33x
Debt/Assets
43.9%
Interest Coverage
6.66x
Long-term Debt
$7.3B

BSQKZ 5-Year Financial Trend

BSQKZ 5-year financial data: Year 2021: Revenue $17.7B, Net Income $375.4M, EPS $0.81. Year 2022: Revenue $17.7B, Net Income $213.1M, EPS $0.44. Year 2023: Revenue $21.9B, Net Income $166.3M, EPS $0.33. Year 2024: Revenue $24.1B, Net Income -$540.7M, EPS $-0.93. Year 2025: Revenue $24.2B, Net Income $9.8M, EPS $0.02.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Block, Inc.'s revenue has grown significantly by 37% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.02 reflects profitable operations.

BSQKZ Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
10.0%
Free cash flow / Revenue

BSQKZ Quarterly Performance

Quarterly financial performance data for Block, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $6.0B $283.8M $0.45
Q2 2025 $6.1B $195.3M $0.31
Q1 2025 $5.8B $189.9M $0.30
Q3 2024 $5.6B -$88.7M $-0.15
Q2 2024 $5.5B -$3.7M $-0.01
Q1 2024 $5.0B $98.3M $0.16
Q3 2023 $4.5B -$14.7M $-0.02
Q2 2023 $4.4B -$122.5M $-0.20

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BSQKZ Capital Allocation

Operating Cash Flow
$2.6B
Cash generated from operations
Stock Buybacks
$2.3B
Shares repurchased (TTM)
Capital Expenditures
$155.0M
Investment in assets
Dividends
None
No dividend program

BSQKZ SEC Filings

Access official SEC EDGAR filings for Block, Inc. (CIK: 0001512673)

📋 Recent SEC Filings

Date Form Document Action
Mar 5, 2026 4 xslF345X05/wk-form4_1772748467.xml View →
Feb 26, 2026 10-K xyz-20251231.htm View →
Feb 26, 2026 8-K d108590d8k.htm View →
Feb 24, 2026 4 xslF345X05/wk-form4_1771974395.xml View →
Feb 24, 2026 4 xslF345X05/wk-form4_1771970641.xml View →

Frequently Asked Questions about BSQKZ

What is the AI rating for BSQKZ?

Block, Inc. (BSQKZ) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are BSQKZ's key strengths?

Strong free cash flow generation of $2.4B with 10.0% FCF margin demonstrates efficient capital conversion. Healthy balance sheet with 2.20x current ratio, 0.33x debt/equity ratio, and 6.7x interest coverage indicating low financial risk.

What are the risks of investing in BSQKZ?

Revenue growth essentially flat at 0.3% YoY signaling market saturation or competitive pressure in core business. Diluted EPS declined 53.9% YoY despite stable net income, indicating significant share dilution from equity issuances or acquisitions.

What is BSQKZ's revenue and growth?

Block, Inc. reported revenue of $24.2B.

Does BSQKZ pay dividends?

Block, Inc. does not currently pay dividends.

Where can I find BSQKZ SEC filings?

Official SEC filings for Block, Inc. (CIK: 0001512673) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BSQKZ's EPS?

Block, Inc. has a diluted EPS of $2.10.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI