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BF-B Stock Analysis - BROWN FORMAN CORP AI Rating

BF-B NYSE Beverages DE CIK: 0000014693
Recently Updated • Analysis: Mar 20, 2026 • SEC Data: 2026-01-31
AI Rating
HOLD
72% Confidence

📊 BF-B Key Takeaways

Revenue: $3.0B
Net Margin: 21.9%
Free Cash Flow: $628.0M
Current Ratio: 2.77x
Debt/Equity: 0.60x
EPS: $1.41
AI Rating: HOLD with 72% confidence

Investment Thesis

Brown-Forman demonstrates solid fundamental strength with excellent profitability margins (59.9% gross, 30% operating, 21.9% net) and robust cash generation (628M FCF). However, significant revenue contraction of 21.4% YoY and diluted EPS decline of 14% present material headwinds that require clarity on underlying business drivers before a positive stance is warranted.

BF-B Strengths

  • + Exceptional profitability with net margin of 21.9% and operating margin of 30%
  • + Strong cash generation with 628M free cash flow and 20.8% FCF margin
  • + Solid balance sheet with 2.77x current ratio and conservative 0.60x debt-to-equity leverage
  • + Robust interest coverage of 11.8x demonstrates comfortable debt servicing capacity
  • + Healthy ROE of 16.2% and ROA of 8.0% indicating efficient capital deployment

BF-B Risks

  • ! Severe revenue decline of 21.4% YoY signals significant top-line deterioration requiring investigation
  • ! Diluted EPS fell 14% YoY despite flat net income, indicating share dilution or reduced earnings per share
  • ! Long-term debt of 2.4B represents meaningful leverage that warrants monitoring during revenue pressure periods
  • ! Limited insider activity with only 1 Form 4 filing in last 90 days suggests minimal insider buying conviction

Key Metrics to Watch

BF-B Financial Metrics

Revenue
$3.0B
Net Income
$661.0M
EPS (Diluted)
$1.41
Free Cash Flow
$628.0M
Total Assets
$8.3B
Cash Position
$383.0M

💡 AI Analyst Insight

The 20.8% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 2.77x current ratio provides a solid financial cushion.

BF-B Profitability Ratios

Gross Margin 59.9%
Operating Margin 30.0%
Net Margin 21.9%
ROE 16.2%
ROA 8.0%
FCF Margin 20.8%

BF-B vs Default Sector

How BROWN FORMAN CORP compares to Default sector averages

Net Margin
BF-B 21.9%
vs
Sector Avg 12.0%
BF-B Sector
ROE
BF-B 16.2%
vs
Sector Avg 15.0%
BF-B Sector
Current Ratio
BF-B 2.8x
vs
Sector Avg 1.8x
BF-B Sector
Debt/Equity
BF-B 0.6x
vs
Sector Avg 0.7x
BF-B Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

BF-B Balance Sheet & Liquidity

Current Ratio
2.77x
Quick Ratio
1.09x
Debt/Equity
0.60x
Debt/Assets
50.8%
Interest Coverage
11.75x
Long-term Debt
$2.4B

BF-B 5-Year Financial Trend

BF-B 5-year financial data: Year 2021: Revenue $3.5B, Net Income $835.0M, EPS $1.73. Year 2022: Revenue $3.9B, Net Income $827.0M, EPS $1.72. Year 2023: Revenue $4.2B, Net Income $903.0M, EPS $1.88. Year 2024: Revenue $4.2B, Net Income $838.0M, EPS $1.74. Year 2025: Revenue $4.2B, Net Income $783.0M, EPS $1.63.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BROWN FORMAN CORP's revenue has grown significantly by 22% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.63 reflects profitable operations.

BF-B Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
20.8%
Free cash flow / Revenue

BF-B Quarterly Performance

Quarterly financial performance data for BROWN FORMAN CORP including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $1.0B $170.0M $0.57
Q2 2026 $1.0B $170.0M $0.47
Q1 2026 $924.0M $170.0M $0.36
Q3 2025 $1.0B $195.0M $0.57
Q2 2025 $1.1B $195.0M $0.50
Q1 2025 $951.0M $195.0M $0.41
Q3 2024 $1.1B $100.0M $0.21
Q2 2024 $1.1B $227.0M $0.47

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BF-B Capital Allocation

Operating Cash Flow
$709.0M
Cash generated from operations
Stock Buybacks
$400.0M
Shares repurchased (TTM)
Capital Expenditures
$81.0M
Investment in assets
Dividends Paid
$321.0M
Returned to shareholders

BF-B SEC Filings

Access official SEC EDGAR filings for BROWN FORMAN CORP (CIK: 0000014693)

📋 Recent SEC Filings

Date Form Document Action
Mar 16, 2026 8-K bfb-20260316.htm View →
Mar 4, 2026 10-Q bfb-20260131.htm View →
Mar 4, 2026 8-K bfb-20260304.htm View →
Feb 13, 2026 4 xslF345X05/wk-form4_1771027332.xml View →
Dec 16, 2025 4 xslF345X05/wk-form4_1765921289.xml View →

Frequently Asked Questions about BF-B

What is the AI rating for BF-B?

BROWN FORMAN CORP (BF-B) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are BF-B's key strengths?

Exceptional profitability with net margin of 21.9% and operating margin of 30%. Strong cash generation with 628M free cash flow and 20.8% FCF margin.

What are the risks of investing in BF-B?

Severe revenue decline of 21.4% YoY signals significant top-line deterioration requiring investigation. Diluted EPS fell 14% YoY despite flat net income, indicating share dilution or reduced earnings per share.

What is BF-B's revenue and growth?

BROWN FORMAN CORP reported revenue of $3.0B.

Does BF-B pay dividends?

BROWN FORMAN CORP pays dividends, with $321.0M distributed to shareholders in the trailing twelve months.

Where can I find BF-B SEC filings?

Official SEC filings for BROWN FORMAN CORP (CIK: 0000014693) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BF-B's EPS?

BROWN FORMAN CORP has a diluted EPS of $1.41.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2026-01-31 | Powered by Claude AI