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BCC Stock Analysis - BOISE CASCADE Co AI Rating

BCC NYSE Wholesale-Lumber & Other Construction Materials ID CIK: 0001328581
Recently Updated • Analysis: Mar 20, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
62% Confidence

📊 BCC Key Takeaways

Revenue: $6.4B
Net Margin: 2.1%
Free Cash Flow: $12.7M
Current Ratio: 3.36x
Debt/Equity: 0.21x
EPS: $3.53
AI Rating: HOLD with 62% confidence

Investment Thesis

BCC exhibits solid financial stability with strong liquidity and low leverage, but faces significant operational headwinds including declining revenue (-4.8% YoY) and a steep net income contraction (-64.7% YoY). The deteriorating profitability trend, extremely thin net margin (2.1%), and minimal free cash flow generation (0.2% margin) suggest cyclical weakness in the lumber/construction materials sector that warrants cautious monitoring before accumulation.

BCC Strengths

  • + Strong liquidity position with 3.36x current ratio and substantial cash reserves ($477.2M)
  • + Conservative capital structure with low debt-to-equity ratio (0.21x) and excellent interest coverage (30.2x)
  • + Positive operating cash flow generation ($254.1M) demonstrates underlying operational viability despite profitability challenges

BCC Risks

  • ! Revenue declining 4.8% YoY with net income collapsing 64.7%, indicating severe cyclical downturn in demand or margin compression
  • ! Critically thin profitability margins (2.1% net margin, 2.9% operating margin) leave minimal buffer for further deterioration
  • ! Free cash flow near zero (0.2% FCF margin) despite positive operating cash flow, with capex nearly consuming all operating cash generation, limiting flexibility

Key Metrics to Watch

BCC Financial Metrics

Revenue
$6.4B
Net Income
$132.8M
EPS (Diluted)
$3.53
Free Cash Flow
$12.7M
Total Assets
$3.2B
Cash Position
$477.2M

💡 AI Analyst Insight

The relatively thin 0.2% FCF margin may limit capital allocation flexibility. Strong liquidity with a 3.36x current ratio provides a solid financial cushion.

BCC Profitability Ratios

Gross Margin N/A
Operating Margin 2.9%
Net Margin 2.1%
ROE 6.4%
ROA 4.1%
FCF Margin 0.2%

BCC vs Industrial Sector

How BOISE CASCADE Co compares to Industrial sector averages

Net Margin
BCC 2.1%
vs
Sector Avg 10.0%
BCC Sector
ROE
BCC 6.4%
vs
Sector Avg 15.0%
BCC Sector
Current Ratio
BCC 3.4x
vs
Sector Avg 1.8x
BCC Sector
Debt/Equity
BCC 0.2x
vs
Sector Avg 0.7x
BCC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

BCC Balance Sheet & Liquidity

Current Ratio
3.36x
Quick Ratio
1.74x
Debt/Equity
0.21x
Debt/Assets
0.0%
Interest Coverage
30.20x
Long-term Debt
$445.4M

BCC 5-Year Financial Trend

BCC 5-year financial data: Year 2021: Revenue $7.9B, Net Income N/A, EPS $2.06. Year 2022: Revenue $8.4B, Net Income N/A, EPS $4.44. Year 2023: Revenue $8.4B, Net Income N/A, EPS $17.97. Year 2024: Revenue $8.4B, Net Income $857.7M, EPS $21.56. Year 2025: Revenue $6.8B, Net Income $483.7M, EPS $12.12.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BOISE CASCADE Co's revenue has declined by 14% over the 5-year period, indicating business contraction. The most recent EPS of $12.12 reflects profitable operations.

BCC Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
0.2%
Free cash flow / Revenue

BCC Quarterly Performance

Quarterly financial performance data for BOISE CASCADE Co including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.7B $21.8M $0.58
Q2 2025 $1.7B $40.3M $1.64
Q1 2025 $1.5B $40.3M $1.06
Q3 2024 $1.7B $91.0M $2.33
Q2 2024 $1.8B $96.7M $2.84
Q1 2024 $1.5B $96.7M $2.43
Q3 2023 $1.8B N/A $3.58
Q2 2023 $1.8B N/A $3.67

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BCC Capital Allocation

Operating Cash Flow
$254.1M
Cash generated from operations
Stock Buybacks
$183.1M
Shares repurchased (TTM)
Capital Expenditures
$241.4M
Investment in assets
Dividends Paid
$34.6M
Returned to shareholders

BCC SEC Filings

Access official SEC EDGAR filings for BOISE CASCADE Co (CIK: 0001328581)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 DEF 14A tm261354-1_def14a.htm View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772577590.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772577507.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772577403.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772577284.xml View →

Frequently Asked Questions about BCC

What is the AI rating for BCC?

BOISE CASCADE Co (BCC) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are BCC's key strengths?

Strong liquidity position with 3.36x current ratio and substantial cash reserves ($477.2M). Conservative capital structure with low debt-to-equity ratio (0.21x) and excellent interest coverage (30.2x).

What are the risks of investing in BCC?

Revenue declining 4.8% YoY with net income collapsing 64.7%, indicating severe cyclical downturn in demand or margin compression. Critically thin profitability margins (2.1% net margin, 2.9% operating margin) leave minimal buffer for further deterioration.

What is BCC's revenue and growth?

BOISE CASCADE Co reported revenue of $6.4B.

Does BCC pay dividends?

BOISE CASCADE Co pays dividends, with $34.6M distributed to shareholders in the trailing twelve months.

Where can I find BCC SEC filings?

Official SEC filings for BOISE CASCADE Co (CIK: 0001328581) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BCC's EPS?

BOISE CASCADE Co has a diluted EPS of $3.53.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-12-31 | Powered by Claude AI