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ATH-PE Stock Analysis - Athene Holding Ltd. AI Rating

ATH-PE NYSE Life Insurance DE CIK: 0001527469
Recently Updated • Analysis: Mar 20, 2026 • SEC Data: 2025-12-31
AI Rating
BUY
72% Confidence

📊 ATH-PE Key Takeaways

Revenue: $25.7B
Net Margin: 10.6%
Free Cash Flow: $5.2B
Current Ratio: N/A
Debt/Equity: 0.38x
EPS: $0.00
AI Rating: BUY with 72% confidence

Investment Thesis

Athene demonstrates solid fundamental performance with strong revenue growth of 24.1% YoY and healthy operating margins of 19.9%, supported by robust free cash flow generation of $5.2B. The company maintains a conservative capital structure with a Debt/Equity ratio of 0.38x and substantial cash reserves of $16.9B, providing financial flexibility in the insurance sector.

ATH-PE Strengths

  • + Strong revenue growth of 24.1% YoY indicating market expansion and business momentum
  • + Solid profitability with 10.6% net margin and 19.9% operating margin showing pricing power and operational efficiency
  • + Robust cash generation with $5.2B free cash flow and 20.1% FCF margin, exceeding net income
  • + Conservative leverage with 0.38x Debt/Equity ratio and substantial liquidity of $16.9B in cash
  • + Positive ROE of 13.2% demonstrates effective capital deployment despite low ROA typical for asset-heavy insurance business

ATH-PE Risks

  • ! Very low ROA of 0.6% reflects typical insurance sector asset density but limits capital efficiency
  • ! Extremely high leverage ratio with Total Liabilities of $406.6B versus Total Assets of $442.2B (91.8% liability-to-asset ratio) creates sector-specific but material financial risk
  • ! Zero insider buying activity in last 90 days may indicate limited management confidence or standard holding patterns
  • ! Net income growth of only 2.9% YoY significantly lags revenue growth of 24.1%, suggesting margin compression or increased costs
  • ! Limited profitability growth relative to revenue expansion raises questions about sustainable earnings quality

Key Metrics to Watch

ATH-PE Financial Metrics

Revenue
$25.7B
Net Income
$2.7B
EPS (Diluted)
$0.00
Free Cash Flow
$5.2B
Total Assets
$442.2B
Cash Position
$16.9B

💡 AI Analyst Insight

The 20.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

ATH-PE Profitability Ratios

Gross Margin N/A
Operating Margin 19.9%
Net Margin 10.6%
ROE 13.2%
ROA 0.6%
FCF Margin 20.1%

ATH-PE vs Finance Sector

How Athene Holding Ltd. compares to Finance sector averages

Net Margin
ATH-PE 10.6%
vs
Sector Avg 25.0%
ATH-PE Sector
ROE
ATH-PE 13.2%
vs
Sector Avg 12.0%
ATH-PE Sector
Current Ratio
ATH-PE 0.0x
vs
Sector Avg 1.2x
ATH-PE Sector
Debt/Equity
ATH-PE 0.4x
vs
Sector Avg 2.0x
ATH-PE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

ATH-PE Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.38x
Debt/Assets
91.9%
Interest Coverage
N/A
Long-term Debt
$7.8B

ATH-PE 5-Year Financial Trend

ATH-PE 5-year financial data: Year 2021: Revenue $26.3B, Net Income $2.2B, EPS N/A. Year 2022: Revenue $26.3B, Net Income $1.5B, EPS N/A. Year 2023: Revenue $28.2B, Net Income $3.9B, EPS N/A. Year 2024: Revenue $28.2B, Net Income -$2.9B, EPS N/A. Year 2025: Revenue $28.2B, Net Income $4.7B, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Athene Holding Ltd.'s revenue has shown modest growth of 7% over the 5-year period.

ATH-PE Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
20.1%
Free cash flow / Revenue

ATH-PE Quarterly Performance

Quarterly financial performance data for Athene Holding Ltd. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $6.5B $625.0M N/A
Q2 2025 $4.7B $464.0M N/A
Q1 2025 $4.2B $465.0M N/A
Q3 2024 $1.4B $486.0M N/A
Q2 2024 $4.7B $441.0M N/A
Q1 2024 $4.1B $768.0M N/A
Q3 2023 -$281.0M $486.0M N/A
Q2 2023 -$281.0M $441.0M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

ATH-PE Capital Allocation

Operating Cash Flow
$5.2B
Cash generated from operations
Dividends Paid
$752.0M
Returned to shareholders

ATH-PE SEC Filings

Access official SEC EDGAR filings for Athene Holding Ltd. (CIK: 0001527469)

📋 Recent SEC Filings

Date Form Document Action
Feb 25, 2026 10-K ahl-20251231.htm View →
Feb 19, 2026 8-K ahl-20260219.htm View →
Feb 9, 2026 8-K ahl-20260209.htm View →
Jan 6, 2026 8-K ahl-20260106.htm View →
Jan 2, 2026 8-K ahl-20260102.htm View →

Frequently Asked Questions about ATH-PE

What is the AI rating for ATH-PE?

Athene Holding Ltd. (ATH-PE) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are ATH-PE's key strengths?

Strong revenue growth of 24.1% YoY indicating market expansion and business momentum. Solid profitability with 10.6% net margin and 19.9% operating margin showing pricing power and operational efficiency.

What are the risks of investing in ATH-PE?

Very low ROA of 0.6% reflects typical insurance sector asset density but limits capital efficiency. Extremely high leverage ratio with Total Liabilities of $406.6B versus Total Assets of $442.2B (91.8% liability-to-asset ratio) creates sector-specific but material financial risk.

What is ATH-PE's revenue and growth?

Athene Holding Ltd. reported revenue of $25.7B.

Does ATH-PE pay dividends?

Athene Holding Ltd. pays dividends, with $752.0M distributed to shareholders in the trailing twelve months.

Where can I find ATH-PE SEC filings?

Official SEC filings for Athene Holding Ltd. (CIK: 0001527469) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ATH-PE's EPS?

Athene Holding Ltd. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-12-31 | Powered by Claude AI